tag:blogger.com,1999:blog-90578769580916634232024-01-03T16:01:16.404-08:00How to be Happy, Healthy, Wealthy, and WiseRev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.comBlogger1073125tag:blogger.com,1999:blog-9057876958091663423.post-16537250552724310342020-10-31T20:57:00.001-07:002020-10-31T20:57:42.871-07:00Trump's 100 Most Tremendous Scandals: The Definitive List | The Daily So...<iframe width="480" height="270" src="https://www.youtube.com/embed/K9ernOuKUOw" frameborder="0"></iframe>Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-8463819257816277862016-01-18T09:40:00.003-08:002016-01-18T09:40:18.570-08:00five reasons i am lazy: 1.<div class="entry widetitle" style="background-color: white; border: none !important; box-sizing: border-box; clear: both; color: #222222; direction: ltr; font-family: Arial, FreeSans, Helvetica, sans-serif; font-size: 13px; line-height: 17px; margin: 10px 0px 0px; padding: 0px; position: relative; vertical-align: baseline;">
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Laziness Is More Complex Than You Think: How a More Nuanced Approach Can Help Us Overcome Laziness When Needed</h1>
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When I was in high school, I was what you would call a lazy student. Studying, doing my homework, preparing for exams -- none of these were activities I was particularly good at. My father would often say that I lacked "Sitzfleisch," a German word that translates to "sitting meat" and refers to the capability of sitting on your behind and getting your work done. When I reached 11th grade, however, everything changed. I met a teacher who visibly cared about his subject, Biology, and what he taught actually interested me. Gone were the days of struggling to study. Instead, I started to devour books upon books about biology and even arranged for a biology tutor. Interestingly, this attitude generalized to other subjects as well, such that by the end of 12th grade, my father stopped calling me lazy and proudly announced that I had finally developed "Sitzfleisch."</div>
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But was it really that simple? Is laziness a trait that one can get rid of over time? The answer, in my opinion, is a resounding "No." To this day, I am still lazy in some situations, but not in others. Laziness, I believe, is not a trait that one has or does not have but is instead a set of states and habits. I think that what we call laziness is actually a blanket term for a wide range of behaviors that have different roots and origins. Overcoming laziness, then, does not merely require a single approach, such as developing "Sitzfleisch," but instead depends on the type of laziness we encounter. Here, I outline different kinds of laziness, what their root causes may be, and how we can best overcome laziness when desired or necessary.</div>
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We have many words for laziness. Whether we call it lethargy, sloth, or idleness, the terms all similarly imply an unwillingness to work or use energy, despite having the ability to do so. Often, this happens against our better judgment. In many instances, we know that we should be engaging in different behaviors but instead either actively or passively choose not to and thus act lazy. The Greeks even went so far as to call this type of behavior "akrasia," or weakness of the will, which is reminiscent of current popular depictions of laziness.</div>
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Likewise, when we are being lazy or see other people being lazy, it usually carries a negative connotation, as if the person who is being lazy is actively withholding an ability to engage in behaviors that he or she would benefit from. In Christian moral tradition, sloth is even one of the seven deadly sins. Our advice for overcoming laziness mirrors the advice of my father: "Just get over it and get to work!" However, as I'm sure most of us have experienced, it is not that easy. Why is that the case? Is laziness a one-size-fits-all term? Can we gain anything from distinguishing between different kinds of laziness?</div>
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One can think of the decision of whether or not to pursue a goal as an effort-motivation balance. That is, individuals will only engage in goal pursuit if the effort necessary to achieve a goal stands in adequate proportion to how motivated they are. Laziness, or a lack of goal pursuit, can therefore be thought of as a situation where individuals are not motivated to expend the effort necessary to achieve their goals. As a result, what influences the effort-motivation balance, and thus the decision of whether to engage in goal pursuit or remain lazy, is how effortful the goal pursuit is and how motivated individuals are to achieve their goal.</div>
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Let's look at the latter aspect of the balance first: motivation. At times, we don't want to do something simply because we are not motivated to do so. There are plenty of things that we could do; we only choose to do the things that we feel are important to do and that we are motivated to achieve. When our motivation to do something isn't high enough, we are not willing to expend a lot of energy in order to achieve that goal. This sounds trivial, but it gets more interesting when we dig deeper into the causes of what might motivate someone to expend effort.</div>
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For example, in my own case, I think that it was mostly a problem of the class material not having triggered my interest enough for me to want to study. It wasn't until I had a teacher who piqued my interest and who made me want to learn more about the intricacies of the human mind that I started to become motivated to study. Interest levels can also be determined by whether or not the task at hand represents an adequate level of challenge. There is nothing more boring than a task that is too easy and nothing more frustrating than a task that is a behemoth, or too difficult for us to even dream of managing it. At the right level of challenge, which is when we feel like we can, by expending effort, reach the goals that are inherent in the task, we are more motivated to do it.</div>
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Our perceptions of our motivations to engage in goal pursuit are equally important as our actual levels of motivation. Beyond whether we feel like we have the capabilities to achieve and beyond why we are motivated, our goal pursuit depends on a wide variety of other factors. For example, <a href="http://onlinelibrary.wiley.com/doi/10.1111/j.1751-9004.2010.00285.x/full" style="border: 0px; box-sizing: border-box; color: #6aa3b1; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_hplink">receiving feedback along the way and in turn feeling that we have made progress toward our goal can help us feel more motivated</a>. Having the expectation that we will be able to achieve that task and feeling that<a href="http://www.tandfonline.com/doi/abs/10.1207/S15327965PLI1104_01" style="border: 0px; box-sizing: border-box; color: #6aa3b1; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_hplink"> it is within our control to reach that goal will make it more likely for us to feel motivated</a>. Experiencing <a href="http://psycnet.apa.org/psycinfo/1994-29620-001" style="border: 0px; box-sizing: border-box; color: #6aa3b1; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_hplink">social support from our friends and family</a>, who care about whether or not we achieve our goals, can also be a viable source of additional motivation.</div>
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An additional determinant of motivation is <a href="http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.321.9656&rep=rep1&type=pdf" style="border: 0px; box-sizing: border-box; color: #6aa3b1; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_hplink">how individuals construe, or mentally represent, their goals.</a> In fact, representing a goal in terms of the concrete steps necessary to reach it, instead of the more abstract representation of why we want to engage in it and what its purpose is, will make it less likely that we will be motivated to expend effort to achieve that goal. Imagine, for instance, having made dinner plans with a date. We can frame the situation in terms of the details, such as shaving, getting dressed, walking to the subway in the freezing cold, getting squished in the subway, waiting for a long time at the restaurant. When the menial details and means of goal pursuit are not motivating in themselves, then framing our goal pursuit in that way will make it less likely that we will successfully achieve our goal, and we thus end up lazy, on the couch. On the other hand, thinking about why we are going on the date, what its purpose is, and how we might feel in the presence of our date will make it more likely that we will pursue our goal. In order to overcome laziness, then, one should assess the sources, perceptions, and representations of one's motivation.</div>
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Sources of motivation need not exist permanently in order to be felt. Expectations can also be learned: An individual who has absorbed supportive beliefs about his or her motivations to engage in goal pursuit will be more likely to expend effort. The opposite is true of someone who, for example, <a href="http://psycnet.apa.org/journals/abn/87/1/49/" style="border: 0px; box-sizing: border-box; color: #6aa3b1; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_hplink">has learned not to expect to be able to have control over whether he or she is able to reach a goal</a>. This can in turn produce a vicious cycle: Not feeling motivated or able enough to expend effort, the individual will be more likely to fail at goal pursuit, be lazy, and thus reinforce his or her beliefs of inefficacy. What follows is a further lack of effort expenditure and further reinforcements of laziness -- a seeming lack of "Sitzfleisch." Instead of being told to "Just get on with it!" what may be most valuable in these circumstances is opportunities to break this vicious cycle by changing expectations and building self-efficacy.</div>
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Now, let's turn back to the other aspect of the balance: effort. Another possible reason for being lazy is a lack of energy. When we are exhausted, or when our resources are reduced, it feels harder to expend energy. As an example, imagine the following situation that university students experienced in <a href="http://psycnet.apa.org/journals/bul/136/4/495/" style="border: 0px; box-sizing: border-box; color: #6aa3b1; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_hplink">numerous studies conducted by Florida State University researcher Roy Baumeister and colleagues:</a> You come into a psychology laboratory and, after being briefed and consenting to participate, have to engage in a difficult task, such as writing an essay about a topic of your choosing without the letters "a" and "e." This is not an easy task, as you quickly realize. After you finally finish writing your essay, the experimenters ask you to take part in a second, seemingly unrelated task. Overall, study after study has found that participants are less likely to perform well on this second task in comparison to a group of participants who are given an easier version of the essay task, in which they aren't allowed to use the letters "x" and "z."</div>
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What this shows is that engaging in a task crucially depends on currently available levels of resources. Being lazy -- that is, choosing not to engage in a task as fully as one would if resources were not reduced -- may therefore reflect a need to retreat in order to regain energy supplies to expend more energy in the future. In some cases, being lazy should thus be equal to taking a break, to taking a step back in order to take two steps forward. We don't expect runners to cook us a lavish meal to celebrate their having just finished a marathon. Likewise, I think that it would do us well to identify some situations of laziness as cases where we knowingly reward ourselves for our previous efforts and take the opportunity to regain more energy for the future.</div>
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However, beyond the mere levels of actual resources available, an individual's perceived levels of resources seem equally important. For instance, <a href="http://www.tandfonline.com/doi/abs/10.1080/026999399379140#.VPdyH7PF-ac" style="border: 0px; box-sizing: border-box; color: #6aa3b1; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_hplink">different emotional states are known to impact how we feel about our current energy levels</a>. When feeling happy and elated, we are more likely to feel energetic and are therefore more willing to expend resources, in turn seeming less lazy. Along these lines, unlike participants shown a neutral video, <a href="http://psp.sagepub.com/content/29/7/894.short" style="border: 0px; box-sizing: border-box; color: #6aa3b1; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_hplink">participants shown a funny video</a> after the difficult version of the task mentioned above were just as likely to expend energy in the second task as participants who had engaged in the easy version of the task. In contrast, when we feel sad or frustrated, we feel that we have lower levels of energy, which in turn can make it less likely that we will engage in effortful behaviors.</div>
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This can reinforce our perceptions of low resource levels, as after having perceived ourselves as being unable to engage in behaviors, we infer that we must have lower energy levels. What is even more worrying is that in this type of situation, the same task looks more difficult in comparison to when we feel that we have higher resource levels, making it even less likely for us to choose to engage in this task. What follows is a vicious cycle of lethargy. What we can do, in these instances, is focus on our emotional state. Mere awareness and mindfulness of the impact of one's feelings on how one perceives one's energy levels can help. Developing habits or specific plans can also help, as these behavioral patterns require lower levels of energy due to their automaticity and can help break the reinforcing nature of perceiving oneself as lethargic. In fact, <a href="http://ac.els-cdn.com/S0065260108600246/1-s2.0-S0065260108600246-main.pdf?_tid=c381c932-c2b1-11e4-80e7-00000aab0f26&acdnat=1425503127_efdf49736a015f9a0524c5c69e6e01e7" style="border: 0px; box-sizing: border-box; color: #6aa3b1; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_hplink">observing oneself engaging in effortful behaviors can rather ironically give one the impression of higher available levels of energy</a>. However, when all else fails, it is equally important to acknowledge that sometimes, it is perfectly fine to be lazy when one isn't feeling up to performing a task. As I argued above, laziness gives us the opportunity to retreat, reevaluate the situation, and tackle given problems with more vigor in the future.</div>
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Laziness is therefore more complex than we think. It is unfortunate that this word implies a trait-like description of some people who are just not willing to expend effort, even though they are perfectly capable of doing so. I believe that this understanding is far removed from the reality of laziness. People are not inherently lazy. People do not inherently lack "Sitzfleisch." Instead, a more careful unpacking of the term "laziness" shows that it has a wide variety of roots and causes. In order to address these appropriately and to help ourselves and others expend effort where it is necessary or desired, we need to appropriately identify the type of laziness at hand. We also need to recognize that sometimes, being lazy is far from a sin. After all, isn't getting to take a deserved break why we expend effort in the first place?</div>
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<em style="border: 0px; box-sizing: border-box; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">For more information, please contact the author at<a href="http://goo.gl/50rQ7t" style="border: 0px; box-sizing: border-box; color: #6aa3b1; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_hplink"> www.jonmjachimowicz.com</a></em></div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-23899644802090948622016-01-17T13:18:00.002-08:002016-01-17T13:18:57.037-08:00Don't worry. Be Happy<br />
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JASON HOFFMAN/THRILLIST</h6>
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BY <a href="https://www.thrillist.com/authors/megan-bruneau" itemprop="author" rel="author" style="outline: none;">MEGAN BRUNEAU</a></div>
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Over the course of my career as a therapist, I've counseled thousands of people, which in a lot of ways amounts to a giant research project. People come to me when they're depressed or otherwise struggling -- whatever their specific issues, they generally hope to "get better." In short, they want what most people want: to be happy.</div>
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Through my work, I've come to notice the themes that characterize unhappy people, and the changes that move them from feeling stuck in their own shit to enjoying life. While everyone is different, and happiness is by no means an easily achievable goal, I've learned that there are certain traits happy people share. </div>
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Happy people realize that the gods aren't conspiring against them, and only them</h2>
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Something I often hear from depressed clients is, "Why does this always happen to me?” or, “What have I done to deserve this? Why can't I be like (insert happy person's name here)?"</div>
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Yet challenge and change are guaranteed. Debt, illness, job loss, heartbreak, stress, unexpected death -- it’s inevitable that life will throw you some or all of these things. Happy people realize this. They know that everything is constantly in flux, but they’re open to uncertainty, discomfort, and change.</div>
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They have solid, deep relationships, and aren't concerned with accumulating acquaintances</h2>
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Whether you’re an introvert or an extrovert, humans are all social beings who need connection to thrive. This means real, live friendships, where you actually hear each other’s voice (and even spend time together in person!). Happy people's friendships and romantic relationships are based on connection, not money or status.</div>
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This doesn't mean you have to come from a supportive family you love unconditionally in order to be happy! It just means you should seek out relationships in which you feel safe, respected, and accepted, in spite of your imperfections. If your family provides that, great; if not, seek it elsewhere.</div>
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They actually derive meaning from their day-to-day lives</h2>
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Happy people don't live for the weekend. I mean, they <em style="font-weight: inherit;">like </em>the weekend and all. They're down for sleeping in and having no set obligations, but they don't start dreading Monday come Sunday morning.</div>
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One of my clients, "Greg," was your prototypical “finance guy.” Bottle service every Saturday, eyeing a <culink class="culinks" culang="en" href="http://staging.curiyo.com/en/topic/Maserati" style="background: inherit !important; border-bottom-color: rgb(48, 220, 212) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Maserati</culink> as his next purchase, taking a different beautiful woman to a different destination once a month. Yet amidst all the glamour and<em style="font-weight: inherit;"> things</em>, Greg was depressed. Largely contributing to his unhappiness? The lack of purpose he felt. Greg realized that depression was telling him he yearned for fulfillment. He remembered coaching and playing rugby in college, which was also the last time he remembered feeling happy. Instead of buying the Maserati, Greg co-founded a coaching academy with an old teammate. Three years later, he doesn’t have the money to spend on bottle service every Saturday night, but he sure as hell doesn’t miss it.</div>
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They don't stress too much over the future, and don't whine too much about the past</h2>
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Living for the next accomplishment or purchase is like being a heroin addict living for your next hit (well, maybe not quite, but almost). Finish school! Get the promotion! Get married! Buy a house! Have kids! Buy a summer home! Buy another summer home! Renovate the bathroom! Chill the fuck out and take some of today in. You can plan for the future... just don't live in it. Similarly, it's useful to learn from the past, but don't spend your days lamenting about "what if" or "if only." </div>
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They treat their bodies well</h2>
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It doesn't matter how many positive thoughts you have if you're living off chips, candy, and booze, then spend all your off-hours watching TV. You may think it's only a minor factor in how you feel, but food <a href="https://www.thrillist.com/health/nation/foods-that-fight-depression" style="color: #b1000e; outline: none;" target="_blank">is a key player in mental health</a>. Accept it.</div>
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They're cool with being emotional, but don't let their feelings control their whole lives</h2>
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It's true that some feelings can be irrational. You don't always want to act on your anger or jealousy or anxiety in the way you want to, otherwise your boss might have a few black eyes and you'd be doing a stint for felony assault. But cutting yourself off from your feelings <em style="font-weight: inherit;">entirely </em>isn't a good solution, either. You'll wind up feeling like a shell of yourself.</div>
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Unfortunately, we live in a culture where we believe painful feelings are a sign of weakness, or failure, or pathology. But if you can acknowledge that painful feelings have utility (sadness means you've lost something you care about; anxiety means "prepare," anger means you've been mistreated, etc.), you can listen to them and act based on them in a way that'll make you happy, and you won't have to feel like you've given up a part of yourself just to avoid an "undesirable" emotion.</div>
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<h6 class="slide-credit" style="font-size: 0.625em; font-stretch: normal; font-weight: normal; line-height: 1em; margin: 0.5em 0px; padding: 0px; text-align: right; text-transform: uppercase;">
JASON HOFFMAN/THRILLIST</h6>
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They're able to get lost in moments of fun</h2>
Remember when you were growing up and your dad said you should play now because when you were grown up life would be work? Was that just me? Sorry dad, but <a href="http://link.springer.com/chapter/10.1007/978-94-007-5702-8_10" style="color: #b1000e; outline: none;" target="_blank">you’re wrong</a>. Finding an activity that makes you forget about everything going on around you -- basically, something you think is <em style="font-weight: inherit;">fun</em> -- brings you into the present so you can actually enjoy life.<br /><br />Think about what makes you get lost in the moment -- what do you consider "fun"? If you’re conflicted because you think it’s “unproductive,” know it’ll actually make you more efficient the rest of the time.<br /> <h2 style="color: black; font-family: RobotoSlabBold, HelveticaNeueBold, Arial, sans-serif; font-size: 1.71429em; font-stretch: normal; line-height: 1.16667em; margin: 0px 0px 0.20833em; padding: 0px;">
They know that failure is, in fact, an option</h2>
When I first start working with clients, they almost always have a critical inner voice -- maybe it was how their parents raised them, or it developed after years of experiencing bullying or an abusive partner, or they just got into the habit of beating themselves up because at one point it was motivating.<br /><br />The problem with this is that old cliche: it works until it doesn’t. Eventually, it becomes the voice of anxiety and depression. Happy people realize the most important relationship they’ll ever have in life is the one with the voice in their head; they treat themselves like they would a good friend or family member -- with expectations, of course, but with understanding, too.<br /><br />Happy people also permit themselves to make mistakes. They don’t go around trying to fuck up, but they accept that it happens and are supportive (and, at times, amused) rather than punishing in response. If you live by the mantra that “failure is not an option,” you might wind up miserable.<br /> <h2 style="color: black; font-family: RobotoSlabBold, HelveticaNeueBold, Arial, sans-serif; font-size: 1.71429em; font-stretch: normal; line-height: 1.16667em; margin: 0px 0px 0.20833em; padding: 0px;">
They're grateful, but not in an irritating, #blessed sort of way</h2>
Gratitude isn’t about watching <em style="font-weight: inherit;">Oprah</em> and blessing every meal. It’s about seeing the whole picture and focusing on the positive stuff. Happy people recognize that the good stuff in their lives really could've gone differently. Sure, they could've inherited millions, but they also could've been born into war or extreme poverty. They see the world through a lens of appreciation and find humor in the tough stuff, but don't need to sugarcoat their lives with a veneer of public gratitude when things aren't so rosy.<br /> <h2 style="color: black; font-family: RobotoSlabBold, HelveticaNeueBold, Arial, sans-serif; font-size: 1.71429em; font-stretch: normal; line-height: 1.16667em; margin: 0px 0px 0.20833em; padding: 0px;">
They may compare themselves to others sometimes, but don't paralyze themselves through comparison</h2>
Comparison can have utility. Upward comparison (comparing yourself to someone you admire) can help you see where you want to be. Downward comparison may help you feel grateful. But comparison can also cause a great deal of pain. It can breed inadequacy, jealousy, and hatred, among other uncomfortable feelings. Happy people know there's enough room for all of us (for now). They don’t expend energy wishing they were someone else.<br /><br />Yeah, but HOW DO YOU DO THIS? Well, you've gotta be curious, compassionate, and nonjudgmental. None of these abilities come naturally, so you have to learn (damn), whether it's through therapy, or some other practice you find useful for igniting these skills, like yoga or meditation. But it's really up to you.<br /> <h2 style="color: black; font-family: RobotoSlabBold, HelveticaNeueBold, Arial, sans-serif; font-size: 1.71429em; font-stretch: normal; line-height: 1.16667em; margin: 0px 0px 0.20833em; padding: 0px;">
They're accepting of reality without being resigned to it</h2>
It's not that they're complacent or passive. They still desire growth and change. They don't say, "I'm glad this happened," if they don't get a job they really wanted, but they also don't torture themselves by being angry about their reality longer than necessary. They accept that they missed a connection or got dumped. They accept their less-than-perfect body or student debt. They realize that beating up on themselves or cursing the universe generally doesn’t make things better.<br /> <h2 style="color: black; font-family: RobotoSlabBold, HelveticaNeueBold, Arial, sans-serif; font-size: 1.71429em; font-stretch: normal; line-height: 1.16667em; margin: 0px 0px 0.20833em; padding: 0px;">
They realize happiness is found (mostly) within</h2>
Kinda tough if you're already unhappy, huh? It takes work, sure, but happy people know media isn't an accurate depiction of reality. This doesn't mean all happy people live in the bush and reject cultural norms, but they aren't controlled by them. They don't obsess over watches, cars, handbags, or other status symbols that really don't change what's on the inside. They realize that ultimately, they're the ones who control their choices, how they treat themselves, and how they react to the shitty stuff.<br /><br /><em style="font-weight: inherit;"><a class="vortex-open" data-campaign="5708" href="https://signup.thrillist.com/" style="color: #b1000e; outline: none;" target="_blank">Sign up here</a> for our daily <culink class="culinks" culang="en" href="http://staging.curiyo.com/en/topic/Thrillist Media Group" style="background: inherit !important; border-bottom-color: rgb(48, 220, 212) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Thrillist</culink> email, and get your fix of the best in food/drink/fun.</em><br /><br /><em style="font-weight: inherit;">Megan Bruneau, M.A. RCC is a psychotherapist and wellness coach who's still working on the whole constant happiness thing. </em></div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-20062840096816720742016-01-17T13:15:00.001-08:002016-01-17T13:15:07.298-08:00Reason 3,207 to get a water filter.<header class="story-header" id="story-header" style="background-color: white; color: #333333; font-family: nyt-cheltenham, georgia, 'times new roman', times, serif; font-size: 16px; position: relative;"><div class="story-meta " id="story-meta" style="margin-bottom: 20px;">
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State of Emergency Declared Over Man-Made Water Disaster in Michigan City</h1>
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<span class="byline" itemprop="author creator" itemscope="" itemtype="http://schema.org/Person" style="font-family: nyt-cheltenham-sh, georgia, 'times new roman', times, serif; font-size: 0.6875rem; font-weight: 700; line-height: 0.75rem;">By <span class="byline-author" data-byline-name="ASHLEY SOUTHALL" itemprop="name">ASHLEY SOUTHALL</span></span><time class="dateline" content="2016-01-17" datetime="2016-01-17" itemprop="datePublished" style="color: black; font-family: nyt-cheltenham-sh, georgia, 'times new roman', times, serif; font-size: 0.6875rem; line-height: 0.75rem; margin-left: 12px;">JAN. 17, 2016</time></div>
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<img alt="" class="media-viewer-candidate" data-mediaviewer-caption="The National Guard was deployed to assist in handing out canned water at the Flint Fire Department on Friday." data-mediaviewer-credit="Brittany Greeson for The New York Times" data-mediaviewer-src="http://static01.nyt.com/images/2016/01/18/us/18flint-web/18flint-web-superJumbo.jpg" itemid="http://static01.nyt.com/images/2016/01/18/us/18flint-web/18flint-web-master675.jpg" itemprop="url" src="http://static01.nyt.com/images/2016/01/18/us/18flint-web/18flint-web-master675.jpg" style="display: block; height: auto; max-width: 100%; width: 660px;" /><div class="media-action-overlay" style="border-radius: 6px; border: 1px solid rgba(200, 200, 200, 0.8); bottom: 15px; cursor: pointer; left: 15px; opacity: 0; position: absolute; transition: opacity 0.2s ease-in; z-index: 5;">
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<figcaption class="caption" itemprop="caption description" style="bottom: 23px; color: #666666; font-family: nyt-cheltenham-sh, georgia, 'times new roman', times, serif; font-size: 0.8125rem; line-height: 1.0625rem; position: static; right: 0px; width: auto;"><span class="caption-text">The <culink class="culinks" culang="en" href="http://staging.curiyo.com/en/topic/National Guard" style="background: inherit !important; border-bottom-color: rgb(56, 205, 200) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">National Guard</culink> was deployed to assist in handing out canned water at the Flint Fire Department on Friday.</span><span class="credit" itemprop="copyrightHolder" style="color: #999999; display: inline-block; font-size: 0.6875rem; line-height: 1rem;"><span class="visually-hidden" style="border: 0px; clip: rect(0px 0px 0px 0px); height: 1px; margin: -1px; overflow: hidden; padding: 0px; position: absolute; width: 1px;">Credit</span>Brittany Greeson for The New York Times</span></figcaption></figure><div class="lede-container-ads" style="clear: right; float: right;">
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<div aria-label="tools" class="sharetools theme-classic sharetools-story " data-author="By ASHLEY SOUTHALL" data-description="In response to the water crisis in Flint, Mich., President Obama authorized FEMA to provide water, filters and other supplies for residents whose water has been poisoned with lead." data-media="http://static01.nyt.com/images/2016/01/18/us/18flint-web/18flint-web-jumbo.jpg" data-publish-date="January 17, 2016" data-share-tools-initialized="1" data-shares="email,facebook|Share,twitter|Tweet,save,show-all|more,ad" data-title="State of Emergency Declared Over Man-Made Water Disaster in Michigan City" data-url="http://www.nytimes.com/2016/01/18/us/obama-flint-michigan-water-fema-emergency-disaster.html" id="sharetools-story" role="group" style="clear: left; float: left; margin-bottom: 15px; width: 91px;">
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<div class="story-body-text story-content" data-para-count="171" data-total-count="171" id="story-continues-1" itemprop="articleBody" style="font-family: georgia, 'times new roman', times, serif; font-size: 1rem; line-height: 1.4375rem; margin-bottom: 1em; margin-left: 120px; max-width: 540px; width: 532px;">
<a class="meta-per" href="http://topics.nytimes.com/top/reference/timestopics/people/o/barack_obama/index.html?inline=nyt-per" style="color: #326891;" title="More articles about Barack Obama">President Obama</a> has declared a state of emergency in response to the water crisis in <culink class="culinks" culang="en" href="http://staging.curiyo.com/en/topic/Flint, Michigan" style="background: inherit !important; border-bottom-color: rgb(56, 205, 200) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Flint, Mich.</culink>, where thousands of residents have been exposed to toxic amounts of lead.</div>
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The president’s action on Saturday authorizes the <a class="meta-org" href="http://topics.nytimes.com/top/reference/timestopics/organizations/f/federal_emergency_management_agency/index.html?inline=nyt-org" style="color: #326891;" title="More articles about Federal Emergency Management Agency (FEMA), U.S.">Federal Emergency Management Agency</a> to “coordinate all disaster relief efforts which have the purpose of alleviating the hardship and suffering caused by the emergency” in <culink class="culinks" culang="en" href="http://staging.curiyo.com/en/topic/Genesee County" style="background: inherit !important; border-bottom-color: rgb(56, 205, 200) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Genesee County</culink>. FEMA can provide up to $5 million in federal aid to help provide water, filters, and other items for up to 90 days to residents whose water has been contaminated since the city switched water supplies in a cost-cutting move in 2014.</div>
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The declaration was <a href="https://t.co/JVGGbZbdSg" style="color: #326891;">requested</a> on Thursday by Gov. <culink class="culinks" culang="en" href="http://staging.curiyo.com/en/topic/Rick Snyder" style="background: inherit !important; border-bottom-color: rgb(56, 205, 200) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Rick Snyder</culink>, a Republican, who had also sought a major disaster declaration and asked for nearly $96 million to be expedited for relief efforts. A disaster declaration would have freed up more federal aid, but Flint’s problem did not qualify because it was a man-made disaster.</div>
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RELATED COVERAGE</h2>
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<img alt="" src="http://static01.nyt.com/images/2016/01/16/us/16FLINT/16FLINT-thumbStandard.jpg" style="border: none; display: block; height: auto; max-width: 100%; width: auto;" /><div class="media-action-overlay" style="bottom: 5.19643px; left: 5.19643px; position: absolute;">
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<span class="story-heading-text" style="color: #326891; padding-right: 0.75em;">Anger and Scrutiny Grow Over Poisoned Water in Michigan City</span><time class="dateline" content="2016-01-15" datetime="2016-01-15" itemprop="datePublished" style="color: #999999; display: inline-block; font-family: nyt-franklin, arial, helvetica, sans-serif; font-size: 0.625rem; line-height: 1.0625rem; white-space: nowrap;">JAN. 15, 2016</time></h2>
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<img alt="" src="http://static01.nyt.com/images/2016/01/14/us/14flint-web/14flint-web-thumbStandard.jpg" style="border: none; display: block; height: auto; max-width: 100%; width: auto;" /><div class="media-action-overlay" style="bottom: 5.19643px; left: 5.19643px; position: absolute;">
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<span class="story-heading-text" style="color: #326891; padding-right: 0.75em;">Officials Study Possible Tie Between Legionnaires’ Disease and Flint Water</span><time class="dateline" content="2016-01-13" datetime="2016-01-13" itemprop="datePublished" style="color: #999999; display: inline-block; font-family: nyt-franklin, arial, helvetica, sans-serif; font-size: 0.625rem; line-height: 1.0625rem; white-space: nowrap;">JAN. 13, 2016</time></h2>
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<span class="story-heading-text" style="color: #326891; padding-right: 0.75em;">National Guard to Help Flint Address Water Crisis</span><time class="dateline" content="2016-01-13" datetime="2016-01-13" itemprop="datePublished" style="color: #999999; display: inline-block; font-family: nyt-franklin, arial, helvetica, sans-serif; font-size: 0.625rem; line-height: 1.0625rem; white-space: nowrap;">JAN. 13, 2016</time></h2>
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<img alt="" src="http://static01.nyt.com/images/2016/01/10/us/10flint-01/10flint-01-thumbStandard.jpg" style="border: none; display: block; height: auto; max-width: 100%; width: auto;" /><div class="media-action-overlay" style="bottom: 5.19643px; left: 5.19643px; position: absolute;">
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<span class="story-heading-text" style="color: #326891; padding-right: 0.75em;">Flint Wants Safe Water, and Someone to Answer for Its Crisis </span><time class="dateline" content="2016-01-09" datetime="2016-01-09" itemprop="datePublished" style="color: #999999; display: inline-block; font-family: nyt-franklin, arial, helvetica, sans-serif; font-size: 0.625rem; line-height: 1.0625rem; white-space: nowrap;">JAN. 9, 2016</time></h2>
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Flint, which had long received water from <culink class="culinks" culang="en" href="http://staging.curiyo.com/en/topic/Lake Huron" style="background: inherit !important; border-bottom-color: rgb(56, 205, 200) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Lake Huron</culink> provided by Detroit’s water utility, <a href="http://www.nytimes.com/2014/05/26/business/detroit-plan-to-profit-on-water-looks-half-empty.html" style="color: #326891;">began drawing its water from the Flint River in 2014</a>in an effort to save money while a new pipeline was built. Residents soon<a href="http://www.nytimes.com/2015/03/25/us/a-water-dilemma-in-michigan-cheaper-or-clearer.html" style="color: #326891;">complained about rashes and strange odors</a> from the river water, but city and state officials mostly insisted that it was safe to drink. Last year,<a href="http://www.nytimes.com/2015/10/08/us/reassurances-end-in-flint-after-months-of-concern.html" style="color: #326891;" title="Times article">elevated levels of lead</a> were found in children’s blood. In October, <a href="http://www.nytimes.com/2015/10/09/us/flint-michigan-detroit-water-supply-lead.html" style="color: #326891;">Flint switched back</a> to Detroit’s water system.</div>
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Officials remain concerned that damaged pipes could continue to leach lead, which can cause cognitive damage in children and kidney issues in adults. State officials were also investigating whether the contaminated water was connected to a recent outbreak of <culink class="culinks" culang="en" href="http://staging.curiyo.com/en/topic/Legionnaires' disease" style="background: inherit !important; border-bottom-color: rgb(56, 205, 200) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Legionnaire’s disease</culink> that has killed 10 people. Michigan’s attorney general is also <a href="http://www.nytimes.com/2016/01/16/us/flint-water-michigan-attorney-general.html" style="color: #326891;">investigating the lead contamination</a> of Flint’s drinking water.</div>
<div class="story-body-text story-content" data-para-count="244" data-total-count="2117" id="story-continues-3" itemprop="articleBody" style="font-family: georgia, 'times new roman', times, serif; font-size: 1rem; line-height: 1.4375rem; margin-bottom: 1em; margin-left: 120px; max-width: 540px; width: 532px;">
Flint is a city of about 100,000 plagued by poverty, aging infrastructure and a declining population. In his request, Governor Snyder estimated the cost of replacing Flint’s water infrastructure at $767 million, <a href="http://www.detroitnews.com/story/news/politics/2016/01/14/snyder-asks-obama-declare-federal-emergency-flint/78831312/" style="color: #326891;">according to The Detroit News</a>.</div>
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His administration has come under criticism for not recognizing the severity of the water problem in Flint sooner and moving too slowly to address it. The governor declared a state emergency on Jan. 5, and asked for federal help nine days later.</div>
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Representative <culink class="culinks" culang="en" href="http://staging.curiyo.com/en/topic/Dan Kildee" style="background: inherit !important; border-bottom-color: rgb(56, 205, 200) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Dan Kildee</culink>, a Democrat, whose district includes Flint, had pushed for a disaster declaration for months. On Saturday, he welcomed the emergency declaration and blamed the state for creating the water crisis.</div>
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“I welcome the president’s quick action in support of the people of Flint after months of inaction by the governor,” he said <a href="http://dankildee.house.gov/statement-by-congressman-dan-kildee-on-presidents-emergency-declaration-for-flint/" style="color: #326891;">in a statement</a>. “The residents and children of Flint deserve every resource available to make sure that they have safe water and are able to recover from this terrible man-made disaster created by the state.”</div>
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Governor Snyder has defended his handling of the water situation in Flint. In an <a href="http://time.com/4182474/michigan-governor-defends-handling-of-flint-water-crisis/" style="color: #326891;">interview</a> with Time magazine on Thursday, he said: “As soon as I became aware of elevated lead levels in blood, we took action.”</div>
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But that did not satisfy many of his critics, including <culink class="culinks" culang="en" href="http://staging.curiyo.com/en/topic/Bernie Sanders" style="background: inherit !important; border-bottom-color: rgb(56, 205, 200) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Senator Bernie Sanders</culink>, the Democratic presidential candidate, who on Saturday called for the governor’s resignation.</div>
<div class="story-body-text story-content" data-node-uid="1" data-para-count="344" data-total-count="3659" itemprop="articleBody" style="font-family: georgia, 'times new roman', times, serif; font-size: 1rem; line-height: 1.4375rem; margin-bottom: 1em; margin-left: 120px; max-width: 540px; width: 532px;">
“Because of the conduct by Governor Snyder’s administration and his refusal to take responsibility, families will suffer from lead poisoning for the rest of their lives,” Mr. Sanders <a href="https://berniesanders.com/press-release/michigan-governor-must-resign/" style="color: #326891;">said in a statement</a>. “Children in Flint will be plagued with brain damage and other health problems. The people of Flint deserve more than an apology.”</div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com3tag:blogger.com,1999:blog-9057876958091663423.post-44600045792239469962016-01-07T08:06:00.002-08:002016-01-07T08:06:41.103-08:00sexual deformities. they occur in humans as well as fish. <br />
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nother good reason to get a good water filter. contact me if you want one. bbc did a brilliant documentary on the subject of xenoestrogens and endocrine disrupters called "assault on the male" over 20 years ago. the cause sterility, deformity, and cancer.</div>
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INTERSEX FISH: 85% of male smallmouth bass tested in or nearby 19 National Wildlife Refuges in the U.S. Northeast had signs of female reproductive parts, accord<span class="text_exposed_show" style="display: inline;">ing to a new federal study. The study, led by the U.S. Geological Survey and U.S. Fish and Wildlife Service, also reported that 27% of male largemouth bass in the testing sites were intersex. The study is the first of its kind in National Wildlife Refuges and adds to growing evidence that endocrine disrupting chemicals are getting into U.S. lakes, rivers, streams and reservoirs - no matter how protected the waters seem. But yet, the researchers didn't test for chemicals in the water. WE'LL GIVE THE GOVERNMENT A HINT: It's probably glyphosate and atrazine, the two most widely used, toxic, endocrine-disrupting herbicides in the U.S. Made by, yours truly, Monsanto and Syngenta. But that's probably why they didn't test the waters. Protecting GMO/agrichemical industry profits over the People's and environmental health. TEST THE WATERS. Then shut down Monsanto and Syngenta.</span></div>
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READ: <a href="http://www.environmentalhealthnews.org/ehs/news/2015/dec/endocrine-disruption-fish-rivers-national-wildlife-refuge" rel="nofollow" style="color: #3b5998; cursor: pointer; text-decoration: none;" target="_blank">http://www.environmentalhealthnews.org/…/endocrine-disrupti…</a></div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-56010816037285355602015-08-27T15:31:00.000-07:002015-08-27T15:31:01.274-07:0025$ cash or $50 dollars of free tuna<h1 style="color: #363636; font-family: prelo-slab; font-size: 42px; line-height: 45px; margin: 0px 0px 20px; padding: 6px 0px 0px 5px; text-shadow: rgba(255, 255, 255, 0.498039) 1px 0px 1px;">
StarKist settles canned tuna lawsuit; consumers can get $25 or $50 in fish</h1>
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StarKist Co. has settled a lawsuit that claimed consumers weren't getting enough fish in their cans of tuna. <em>(Cathy Phillips)</em></div>
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CLEVELAND, Ohio -- If you bought a can of <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Charlie the Tuna" style="background-attachment: inherit !important; background-clip: inherit !important; background-image: inherit !important; background-origin: inherit !important; background-position: inherit !important; background-repeat: inherit !important; background-size: inherit !important; border-bottom-color: rgb(67, 211, 190) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">StarKist tuna</culink> in recent years, you may have netted less fish than promised.<br />
Thanks to a recent legal settlement, you can convert that tiny loss into a small fortune in tuna. Though StarKist Co. denies any wrongdoing, it settled the suit by offering to pay consumers either $25 in cash or $50 in fish.<br />
The settlement applies to customers who bought even one 5-ounce can of chunk light or solid white tuna, in oil or in water, between Feb. 19, 2009 and Oct. 31, 2014. Recognizing that most people would not keep tuna receipts for more than five years, the settlement allows for a kind of honor-system filing, via the Web site <a href="http://www.tunalawsuit.com/" style="color: #305cb6; font-weight: bold; text-decoration: none;">tunalawsuit.com</a>.<br />
Filing a false claim would be perjury. All claims must be filed by Nov. 20. According to the lawsuit, the federal government sets standards for how much of various kinds of tuna must be contained in a "5-ounce" can.<br />
The plaintiff in the lawsuit, Patrick Hendricks, of Oakland, California, had samples tested to see whether they met that standard.<br />
For Chunk Light Tuna in Water, the standard is 2.84 ounces of pressed cake tuna. StarKist provided an average of only 2.34 ounces, the suit says. That's a difference of only half an ounce, but it's 17.3 percent below the legal standard.<br />
For solid white tuna in water, there was a 6.83 percent shortfall; for solid white tuna in oil there was a 3.7 percent shortfall; and for chunk light tuna in vegetable oil the shortfall was 1.1 percent, the suit alleged.<br />
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-51219018908787232162015-07-08T11:35:00.002-07:002015-07-08T11:35:51.453-07:00best way to invest<div class="sl-layout-post" style="font-family: Helvetica, Arial, sans-serif; font-size: 15px; line-height: 20px;">
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Investing pros John Bogle, Warren Buffett, and Charlie Munger all agree on the best way for the average person to invest</h1>
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<a class="zoomin" href="http://static6.businessinsider.com/image/559c29bcecad04c646fc8f85-960/hard-golf-course-5.jpg" style="color: #196d8d; cursor: url(http://static3.businessinsider.com/assets/images/icons/zoomin.png?1436308765), url(http://static3.businessinsider.com/assets/images/icons/zoomin.cur?1436308765), pointer; text-decoration: none;" title_caption="Set yourself up for future financial success by investing in low-cost index funds." title_source="Flickr/jurvetson"><span class="sprites click-to-enlarge-icon" style="background-image: url(http://static6.businessinsider.com/assets/images/sprites_sheet.png?1436308765); background-position: -24px -74px; background-repeat: no-repeat; cursor: pointer; height: 17px; position: absolute; right: 2px; top: 1px; width: 17px;" title="Click to enlarge"></span><img alt="hard golf course" border="0" src="http://static6.businessinsider.com/image/559c29bcecad04c646fc8f85-1200-924/hard-golf-course-5.jpg" style="border: 0px; height: auto; max-width: 100%; vertical-align: middle;" /></a><span class="source" style="background-attachment: initial; background-clip: initial; background-image: url(http://static6.businessinsider.com/assets/images/back_gradient_20x40.png?1436308765); background-origin: initial; background-position: 15px 50%; background-repeat: repeat-x; background-size: initial; box-sizing: border-box; color: #eeeeee; display: table; float: right; font-size: 10px; font-style: italic; height: 40px; line-height: 20px; margin: -45px 0px 0px; padding: 0px 0px 5px; position: relative; text-align: right; text-shadow: rgba(0, 0, 0, 0.298039) 0px 0px 2px, rgba(0, 0, 0, 0.2) 0px 1px 2px; z-index: 2;"><span style="display: table-cell; height: 40px; line-height: 12px; padding: 0px 5px; vertical-align: bottom;"><a href="http://www.flickr.com/photos/jurvetson/5314774452/sizes/o/in/photolist-96DBhh-faa9Ni-dQP9D1-bGZTZa-bUML7g-bYJoYy-b58QKk-c4U8wJ-a3REon-9Kgcxb-7yAiAQ-7yAiTy-7ywuZR-7ywvgB-7yAiG1-8yupqX-7ywuYV-7ywv1K-7yAiHW-ardp3A-7ztiAN-8JPat2-8yuokR-9tVTGM-9tVTu6-9tVUPB-doQuud-ajTzHh-asBNyg-b9VGv8-asBNhv-7y4w74-cgctgj-9A6ZyB-aoUcpx-9nGcfF" style="color: #eeeeee; cursor: url(http://static3.businessinsider.com/assets/images/icons/zoomin.png?1436308765), url(http://static3.businessinsider.com/assets/images/icons/zoomin.cur?1436308765), pointer; text-decoration: none;">Flickr/jurvetson</a></span></span><span class="caption" style="font-family: FaktConPro-SemiBold, Helvetica, Arial, sans-serif; margin-top: 10px;">Set yourself up for future financial success by investing in low-cost index funds.</span></div>
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<a class="title-link" href="http://www.businessinsider.com/lessons-from-lunch-with-warren-buffett-2015-6" style="color: #222222; display: block; text-decoration: none;">A man who spent $650,000 to have lunch with Warren Buffett says it changed his life in 2 big ways</a></h4>
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<span style="line-height: 1.5em;">Successful investing is not a complicated matter. In fact, it's all about common sense, emphasizes founder and former CEO of the Vanguard Mutual Fund Group, <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/John C. Bogle" style="background-attachment: inherit !important; background-clip: inherit !important; background-image: inherit !important; background-origin: inherit !important; background-position: inherit !important; background-repeat: inherit !important; background-size: inherit !important; border-bottom-color: rgb(68, 188, 213) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(34, 34, 34) !important; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">John C. Bogle</culink>, in "</span><a href="http://www.amazon.com/Little-Book-Common-Sense-Investing/dp/0470102101?tag=bisafetynet-20" style="color: #196d8d; text-decoration: none;">The Little Book of Common Sense Investing</a><span style="line-height: 1.5em;">."</span></div>
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There <em>is </em>a winning strategy when it comes to playing the stock market game, Bogle says, and it boils down to one simple strategy: investing in <a href="http://www.businessinsider.com/index-funds-beat-actively-managed-funds-2013-6" style="color: #196d8d; text-decoration: none;">index funds</a>.</div>
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He's referring to the "classic index fund," which he defines as broadly diversified, holding many, many stocks, and operating with minimal expenses and high tax efficiency.</div>
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"It is a simple concept that guarantees you will win the investment game played by most other investors who — as a group — are guaranteed to lose," Bogle writes.</div>
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Investing in index funds works for two main reasons, he says: They're broadly diversified, which eliminates individual stock risk, and they're low cost.</div>
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It may not be as glamorous as trying to beat the market — Bogle equates this strategy to shooting par during each round of the stock market game — but it works, he writes, and hotshot investors like <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Warren Buffett" style="background-attachment: inherit !important; background-clip: inherit !important; background-image: inherit !important; background-origin: inherit !important; background-position: inherit !important; background-repeat: inherit !important; background-size: inherit !important; border-bottom-color: rgb(68, 188, 213) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(34, 34, 34) !important; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Warren Buffett</culink> and <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Charlie Munger" style="background-attachment: inherit !important; background-clip: inherit !important; background-image: inherit !important; background-origin: inherit !important; background-position: inherit !important; background-repeat: inherit !important; background-size: inherit !important; border-bottom-color: rgb(68, 188, 213) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(34, 34, 34) !important; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Charlie Munger</culink> agree with him.</div>
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"A low-cost index fund is the most sensible equity investment for the great majority of investors," Buffett told Bogle in "<a href="http://www.amazon.com/Little-Book-Common-Sense-Investing/dp/0470102101?tag=bisafetynet-20" style="color: #196d8d; text-decoration: none;">The Little Book of Common Sense Investing</a>." By periodically investing in an index fund, the know-nothing investor can actually out-perform most investment professionals."</div>
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<a href="http://www.businessinsider.com/warren-buffetts-retirement-guide-2014-3" style="color: #196d8d; text-decoration: none;">He wrote to shareholders of his company, Berkshire Hathaway</a>, in 2014: "My advice to the trustee could not be more simple: Put 10% of the cash in short-term government bonds and 90% in a very low-cost <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/S&P 500" style="background-attachment: inherit !important; background-clip: inherit !important; background-image: inherit !important; background-origin: inherit !important; background-position: inherit !important; background-repeat: inherit !important; background-size: inherit !important; border-bottom-color: rgb(68, 188, 213) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(34, 34, 34) !important; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">S&P 500 index</culink> fund."</div>
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Munger, Buffett's partner at <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Berkshire Hathaway" style="background-attachment: inherit !important; background-clip: inherit !important; background-image: inherit !important; background-origin: inherit !important; background-position: inherit !important; background-repeat: inherit !important; background-size: inherit !important; border-bottom-color: rgb(68, 188, 213) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(34, 34, 34) !important; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Berkshire Hathaway</culink>, warns against complex investing, which inevitably gets expensive after hiring financial planners and consultants, and tells Bogle in "<a href="http://www.amazon.com/Little-Book-Common-Sense-Investing/dp/0470102101?tag=bisafetynet-20" style="color: #196d8d; text-decoration: none;">The Little Book of Common Sense Investing</a>" to opt for simplicity:</div>
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At large charitable foundations in the recent years there has been a drift towards more complexity ... There is one thing sure about all this complexity, the total cost of all the investment management, plus the frictional costs of fairly often getting in and out of many large investment positions, can easily reach 3% of foundation net worth per annum ...</div>
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The wiser choice is to dispense with the consultants and reduce the investment turnover, by changing to indexed investment in equities.</div>
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It's important to note that not all index funds are necessarily low-cost.</div>
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"All index funds are not created equal," Bogle emphasizes. "Some have miniscule expense ratios; others have expense ratios that surpass the bounds of reason. Some are no-load funds, but nearly a third, have substantial front-end loads ... Others entail the payment of a standard brokerage commission."</div>
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One option for investors looking to follow the advice of the pros, of course, is to open an account online with Bogle's company, <a href="https://investor.vanguard.com/corporate-portal/" style="color: #196d8d; text-decoration: none;">Vanguard</a>, and invest in <a href="https://investor.vanguard.com/mutual-funds/index-funds" style="color: #196d8d; text-decoration: none;">their index mutual funds</a>, which charge relatively low fees for investing directly (an average of 0.13%).</div>
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<span class="all-caps" style="text-transform: uppercase;">SEE ALSO:</span> <a href="http://www.businessinsider.com/most-effective-way-to-get-rich-2015-6" style="color: #196d8d; text-decoration: none;">The single most effective way to get rich</a></h3>
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<span style="font-family: Helvetica, Arial, sans-serif; font-size: 15px; line-height: 20px;"><br /><br />Read more: <a href="http://www.businessinsider.com/investing-in-low-cost-index-funds-2015-7#ixzz3fKIdAaI6" style="color: #003399; text-decoration: none;">http://www.businessinsider.com/investing-in-low-cost-index-funds-2015-7#ixzz3fKIdAaI6</a></span>Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-81027687052119004862015-07-08T11:34:00.002-07:002015-07-08T11:34:45.283-07:00get wealthy<div class="sl-layout-post" style="font-family: Helvetica, Arial, sans-serif; font-size: 15px; line-height: 20px;">
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The single most effective way to get rich</h1>
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<a class="zoomin" href="http://static3.businessinsider.com/image/5580791969beddbf423304ee-960/warren-buffett.jpg" style="color: #196d8d; cursor: url(http://static3.businessinsider.com/assets/images/icons/zoomin.png?1436308765), url(http://static3.businessinsider.com/assets/images/icons/zoomin.cur?1436308765), pointer; text-decoration: none;" title_caption="Renowned investor Warren Buffett." title_source="Getty Images / Michael Buckner"><span class="sprites click-to-enlarge-icon" style="background-image: url(http://static6.businessinsider.com/assets/images/sprites_sheet.png?1436308765); background-position: -24px -74px; background-repeat: no-repeat; cursor: pointer; height: 17px; position: absolute; right: 2px; top: 1px; width: 17px;" title="Click to enlarge"></span><img alt="warren buffett" src="http://static3.businessinsider.com/image/5580791969beddbf423304ee-480/warren-buffett.jpg" style="border: 0px; height: auto; max-width: 100%; vertical-align: middle;" width="480" /></a><span class="source" style="background-attachment: initial; background-clip: initial; background-image: url(http://static6.businessinsider.com/assets/images/back_gradient_20x40.png?1436308765); background-origin: initial; background-position: 15px 50%; background-repeat: repeat-x; background-size: initial; box-sizing: border-box; color: #eeeeee; display: table; float: right; font-size: 10px; font-style: italic; height: 40px; line-height: 20px; margin: -45px 0px 0px; padding: 0px 0px 5px; position: relative; text-align: right; text-shadow: rgba(0, 0, 0, 0.298039) 0px 0px 2px, rgba(0, 0, 0, 0.2) 0px 1px 2px; z-index: 2;"><span style="display: table-cell; height: 40px; line-height: 12px; padding: 0px 5px; vertical-align: bottom;">Getty Images / Michael Buckner</span></span><span class="caption" style="font-family: FaktConPro-SemiBold, Helvetica, Arial, sans-serif; margin-top: 10px;">Renowned investor Warren Buffett.</span></div>
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Contrary to popular belief, you don't have to be an expert about personal finance to get rich.</div>
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You don't need to use fancy economic jargon or know this year's "hottest stock." <span style="line-height: 1.5em;">You don't have to come from an affluent family, and you don't even have to earn a massive paycheck.</span></div>
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For most people, it all boils down to one thing: <strong>investing.</strong></div>
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"On average, millionaires invest 20% of their household income each year. Their wealth isn't measured by the amount they make each year, but by how they've saved and invested over time," writes <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Ramit Sethi" style="background-attachment: inherit !important; background-clip: inherit !important; background-image: inherit !important; background-origin: inherit !important; background-position: inherit !important; background-repeat: inherit !important; background-size: inherit !important; border-bottom-color: rgb(68, 202, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(34, 34, 34) !important; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Ramit Sethi</culink> in his New York Times bestseller, "<a href="http://www.amazon.com/Will-Teach-You-To-Rich/dp/0761147489?tag=bisafetynet-20" style="color: #196d8d; text-decoration: none;">I Will Teach You To Be Rich</a>."</div>
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"In other words, a project manager could earn $50,000 per year and be richer than a doctor earning $250,000 per year — <em>if </em>the project manager has a higher net worth by saving and investing more over time."</div>
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Sethi gives an example of the power of investing just $10 per week:</div>
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After five years (assuming an average 8% return), you would have <strong>$3,295,</strong> and after 10 years, you would have <strong>$8,136</strong>. And that comes from simply setting aside a little over a dollar a day.</div>
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Putting away $50 a week would result in <strong>$16,473</strong> after five years and <strong>$40,678</strong> after 10 years. <span style="line-height: 1.5em;">Imagine how much money would accumulate if you set aside a bit more each week, and did that for several years.</span></div>
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<span style="line-height: 1.5em;">The earlier you start, the better.</span></div>
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<span style="line-height: 1.5em;">This chart from <a href="https://www.jpmorganfunds.com/cm/Satellite?pagename=jpmfVanityWrapper&UserFriendlyURL=diguidetoretirements&vanity=guidetoretirement&utm_medium=social-media&utm_source=twitter&utm_campaign=retirement&utm_content=guide_to_retirement&source=social-media_twitter_retirement_guide_to_retirement" style="color: #196d8d; text-decoration: none;">JP Morgan Asset Management</a>, which shows the <a href="http://www.businessinsider.com/compound-interest-retirement-funds-2014-3" style="color: #196d8d; text-decoration: none;">power of taking advantage of compound interest from an early age</a>, explains why it's so important to get started now and invest consistently, even if you think you don't have enough money to make a difference:</span></div>
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<span class="KonaFilter image-container display-table click-to-enlarge"><span class="image" data-post-image=""><a class="zoomin" href="http://static3.businessinsider.com/image/55809d60ecad046562b5c49d-960/ch-1.png" style="color: #196d8d; cursor: url(http://static3.businessinsider.com/assets/images/icons/zoomin.png?1436308765), url(http://static3.businessinsider.com/assets/images/icons/zoomin.cur?1436308765), pointer; text-decoration: none;" title_caption="" title_source="JP Morgan Asset Management"><span class="sprites click-to-enlarge-icon" style="background-image: url(http://static6.businessinsider.com/assets/images/sprites_sheet.png?1436308765); background-position: -24px -74px; background-repeat: no-repeat; cursor: pointer; height: 17px; position: absolute; right: 2px; top: 1px; width: 17px;" title="Click to enlarge"></span><img alt="ch" border="0" src="http://static3.businessinsider.com/image/55809d60ecad046562b5c49d-1200-750/ch-1.png" style="border: 0px; height: auto; max-width: 100%; vertical-align: middle;" /></a><span class="source" style="color: #999999; display: block; font-size: 10px; font-style: italic; line-height: 12px; margin: 5px 0px 0px; text-align: right;">JP Morgan Asset Management</span></span></span></div>
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You don't need to be rich to invest, yet so many of us fail to get started managing our money because we're intimidated or don't know where to start. Fear of losing money is also a common concern: "That's fair," writes Sethi, "Especially after market losses during the global financial crisis, but you need to take a long-term view. Despite wild rides in the stock market, with a long term perspective, the best thing you can do is start investing early."</div>
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Investing is not as complicated or daunting as we make it out to be. The simplest starting point is to invest in your employer's 401(k) plan; make sure to take full advantage of your company's <a href="http://www.businessinsider.com/young-people-401k-2015-6" style="color: #196d8d; text-decoration: none;">401(k) match</a> if they offer one.</div>
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Next, consider contributing money towards <a href="http://www.businessinsider.com/every-millennial-should-consider-a-roth-ira-2014-6" style="color: #196d8d; text-decoration: none;">a Roth IRA</a> or traditional IRA, individual retirement accounts with different contribution limits and tax structures (which one you can use depends on your income). If you still have money left over and are hungry to continue investing, you can research low-cost index funds, <a href="http://www.businessinsider.com/how-warren-buffett-advises-investors-to-get-rich-2015-1" style="color: #196d8d; text-decoration: none;">which Warren Buffett recommends</a>, and look into the <span style="line-height: 1.5em;">online investment platforms known as</span><span style="line-height: 1.5em;"> "</span><a href="http://www.businessinsider.com/where-robo-advisor-started-2014-9" style="color: #196d8d; text-decoration: none;">robo-advisers</a>."<span style="line-height: 1.5em;"><br /></span></div>
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<span class="all-caps" style="text-transform: uppercase;">SEE ALSO:</span> <a href="http://www.businessinsider.com/a-100-investment-changed-my-career-2015-4" style="color: #196d8d; text-decoration: none;">How a $100 investment changed my career forever</a></h3>
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NOW WATCH: <a href="http://www.businessinsider.com/james-altucher-401k-strategy-investing-money-2015-4" style="color: #196d8d; text-decoration: none;">JAMES ALTUCHER: Why investing in a 401(k) is a complete waste of money</a></h3>
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<span style="font-family: Helvetica, Arial, sans-serif; font-size: 15px; line-height: 20px;"><br /><br />Read more: <a href="http://www.businessinsider.com/most-effective-way-to-get-rich-2015-6#ixzz3fKIGYVmQ" style="color: #003399; text-decoration: none;">http://www.businessinsider.com/most-effective-way-to-get-rich-2015-6#ixzz3fKIGYVmQ</a></span>Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-62722454359987941402015-05-28T09:08:00.000-07:002015-05-28T09:08:00.968-07:00relationships. sorry for formatting‘The%Three%Most%Important%Things%No%One%Ever%Told%You
About%Committed%Relationships’
By%Glenn%Burdick,%MA,%LMSW
Ann%Arbor,%MI
http://glennburdick.com/marriage6relationship6coaching.html
Facebook:!
There!is!an!astonishing!lack!of!understanding!about!how!to!have!a!committed!
relationship!or!marriage!succeed,!grow!and!thrive.!We!know!a!lot!about!running!a!
business!or!profession!or!trade,!maintaining!and!repairing!machines,!tweeting!and!
communicating!with!others!all!over!the!world.!We!know!very!little!about!what!
makes!a!committed,!intimate!relationship!really!work,!really!deliver!on!its!promise!
over!a!long!span!of!time.!Yet,!most!of!us!expect!the!greatest!sense!of!satisfaction!and!
fulfillment!in!life!to!come!from!exactly!these!relationships.!What’s!up!with!that?
We!have!all!heard!fundamental truths!like,!‘marriage!is!hard!work…you!have!to!
work!at!it.’!Then!there!are!all!the!‘tips!and!tricks’,!such!as,!‘never!go!to!bed!angry’.!
Both!of!these!are!useful!things!to!know.!However,!armed!with!this!information,!and!
the!best!of!intentions,!we!have!a!divorce!rate!of!50%!in!this!country!!The!divorce!
rate!is!the!highest!for!couples!in!the!first!few!years!of!marriage,!but!it!includes!all!
socioeconomic!categories,!levels!of!education!and!income,!ethnicities!and!religions.!
You!could!make!the!case!that!marriages!that!begin!with!real!romantic!love!do!no!
better!than!arranged!marriages,!perhaps!worse. Highly!educated!people, less!
educated!people,!wealthy!people,!people!with!limited!financial!resources,!religious!
people,!and!atheists…everybody!seems!to!be!struggling!with!marriage/committed!
partnership.!The!amount!of!frustration!and!heartbreak!involved,!the!toll!on!children,
and!the!cost!of!divorce!in!economic!terms!is!huge.!We!need!life6changing!knowledge,!
the!tools!to!turn!this!situation!around,!and!the!will!to!do!so.!I!try!to!do!my!part!in!the!
work!I!do!with!couples,!and!with!my!own!partner!in!my!personal!life.!But,!even!
being!a!professional!with!thirty!years!of!experience!helping!couples!does!not!make!
one!exempt!from!how!challenging!it!can!be at!times!(sorry,!just!getting!a!graduate!
degree!won’t!fix!this!for!you!either)!!All!of!us!human!beings!need!to!have!the!right!
understanding,!enought!self6awareness!and!humility,!and!a!strong!desire!to!be!
connected!to!our!partner!over!time.!Then!something!really!remarkable!can!happen.
Since!you!are!reading!this!article!its!likely!that!you!are!at!least!a!little!curious!as!to!
why!your!partner!seems!so!unable!to!consistently!give!you!what!you!need.!After!all,!
you!have!told!them!so!many!times!over!so!many!months!or!years!what!they!are!
doing!wrong!and!how!to!do!you!right,!and!they!have!really!underwhelmed!you!with
what!a!poor!showing!they’ve!made.!That!can!become!overwhelmingly!frustrating
(oddly!enough,!our!partner!may!be!feeling!the!same!way!about!us!).!It!just!doesn’t!
make!sense,!does!it?!Don’t!they!understand!how!incredibly!important!this!is!to!you?!
Do!you!feel!me!here?
What!is!it!that!we!don’t!know!that!might!explain!why!so!many!couples!break!up!or!
live!together!unhappily? Fortunately!for!all!of!us!there!are!have!been!some!very!
bright,!curious,!determined!and!talented!teachers,!researchers,!and!clinicians!out!
there!blazing!the!trail!for!us.!This!is!a!brief!article!on!a!topic!that!an!entire!book!
could!be!based!upon,!but!I!want!to!point!out!three!very!powerful!understandings!
that!have!come!to!light.!Understanding!these!and!learning!to!put!them!into!practice!
in!your!life!is!truly!transforming.
1.!‘You!can!be!right…or!you!can!be!married!’
Harville!Hendrix,!PhD!is!best!known!for!having!penned!the!book!‘Getting!The!Love!
You!Want’,!founding!in!the!process!Imago!Therapy,!and!for!being!one!of!Oprah’s!top!
20!most!influential!guests!of!all!time. When!I!wanted!to!learn!more!about!helping!
couples!I!participated!in!his!yearlong!training.!Dr.!Hendrix!came!to!certain!profound!
insights!about!committed!partnerships,!in!part,!as!a!result!of!the!upset!he!felt!at!his!
first!marriage!ending!in!divorce.!Along!the!way!he!discovered!some!really!
interesting!and!critically!important!things!about!committed!partnerships.!One!
profound!understanding!is!summed!up!in!one!of!his!favorite!quips ‘you!can!be!
right…or!you!can!be!married!’!Now,!that’s!deep! The!truth!of!that!is!immediately!
obvious!to!most!of!us!when!we!hear!that,!and!can!make!us!feel!a!bit!embarrassed.!It!
points!to!something!every!single!human!being!wants!to!do…to!be!right,!prove!our!
individuality,!stand!up!for!ourselves,!fight!unfairness!when!we!feel!we!are!being!
misunderstood!or!mischaracterized,!someone!not!getting!who!we!really!are,!what’s!
really!true!about!us.!Ever!react!that!way?!Me!too.!How’s!that!working!for!you?!Have!
you!ever!noticed!what!a!colossal!failure!getting!defensive!and/or!interrupting!your!
partner!midstream!is!as!a!strategy!for!getting!them!to!hear!you!and!respect!you,!and!
vice!versa?!Proving.your.partner.wrong.will.immediately.make.you.wrong.in.their.
eyes.!They!will!not!appreciate!your!efforts,!even!if!you!are!trying!to!be!helpful,!if!they!
feel!you!are!set!on!making!them!wrong!for!thinking!and!feeling!the!way!they!are.!
Yes,!it!is!very!important!for!us!to!be!and!feel!heard,!understood,!validated,!
respected.!That!will!only!happen!if!we!learn!to!communicate!with!our!partner!with!
patience,!humility,!and!real!interest!in!how!they are!thinking!and!feeling,!even!when!
it!differs!from!our!perceptions,!thoughts!and!feelings.!What!we!need,!more!than!
being!right!is!to!be!connected,!intimately!connected,!with!our!significant!other.!We.
need.the.sense.of.emotional.safety.and.intimacy.that.only.comes.when.we.have.been.
patiently.and.accurately.heard,.respectfully.understood,.and.genuinely.empathized.
with.by.our.partner.in.the.moment.of.expressing.significant.frustration,.concern,.hurt.
feelings..Getting.defensive.with.our.partner.will.be.one.of.the.most.upsetting.things.of.
all.to.our.partner.
2.!Our!partner!needs!us!to!‘have!their!back’!and!we!need!them!to!‘have!ours’.!
This!is!the!second!of!‘three!things’…it’s!awfully!hard!to!believe!your!partner!has!
your!back!If!they!seem!comfortable!with!or!uncaring!about!your!suffering,!and!vice!
versa.!Each!times!it!seems!that!way!to!us!our!heart!will!close!just!a!little!bit!more.!
This!is!also!one!of!the!consequences!of!proving!one’s!partner!wrong…they!will!be!
left!wondering!if!their!wants!and!needs!really!matter!to!you,!if!they!really!are!that!
significant!to!you. This!understanding!has!evolved!through!the!study!of!human!
development,!and!is!a!foundation!in!the!work!of!Sue!Anderson,!PhD,!and!other!key!
researchers!in!involved!in!the!development!of!Emotionally!Focused!Therapy.!In!a!
nutshell,!the!understanding!is!that!human!beings!need!to!have!someone!who!has!
their!back,!or!they!will!feel!very!insecure,!and!unsafe…it!feels!like!a!survival!
requirement.!When!this!doesn’t!seem!to!be!happening!it!makes!us!very!concerned,!if!
not!alarmed.!If!it’s!called!into!question!a!number!of!times,!it!can!become!a!real!‘deal!
breaker’!in!a!family!system!or!partnership.!This!leads!us!right!into!the!‘third!thing’.
3.!We!need!to!know!how!we!‘live’!inside!our!partner,!how!they!really!feel!
about!us!in!the!privacy!of!their!own!inner!world.!Do!they!miss!us,!think!fondly!of!
us,!or!not!at!all?!If!only!we!could!read!their!mind!at!different!times!of!day!we!would
really!know!where!we!stood!with!them.!We!would!know!if!we!should!really!trust!
them,!that!they!will!always!have!our!back!because!we!are!that!important!to!them,!
central!to!them!in!importance,!truly!valued!in!the!way!we!need!to!be!valued.!We!
would!know!that,!despite!their!being!inattentive,!tired,!absentminded!at!times,!they!
really!do!care!enough!that!our!emotional!well6being!and!vulnerability!is!well!placed!
with!them.!Sadly!(or!not),!we!cannot!read!their!mind!and!they!can’t!read!ours.!That!
means!we!can!only!depend!upon!communication!to!know!these!things,!to!find!out!
what’s!really!true!when!it!seems!like!a!fact!that!we!are!not!that!important!to!them.!If!
we!approach!our!partner!in!a!way!that!puts!them!immediately!on!the!defensive,!
their!defensive!reaction!will!seem!to!confirm!to!us!that!our!worst!fears!are!true.!We!
will!believe!they!don’t!and!won’t!have!our!back,!and!our!level!of!upset!will!escalate.
It!is!so!incredibly!easy!to!feel!defensive,!isn’t!it?!When!we!feel!defensive!might!feel!
sad!and!withdraw,!or!feel!angry!and!blaming.!We!will!have!two!defensive!people,!
two!people!feeling!that!their!needs!are!unimportant!to!the!other.!Two!people!who!
feel!emotionally!unsafe!and!insignificant.!But,!normal,!everyday!communication!will!
not!work!for!us!when!we!are!feeling!defensive.!I’ll!have!a!lot!more!to!say!about!this!
topic!in!my!next!article,!so!please!make!sure!to!get!on!my!email!list!if!you!got!this!
article!by!some!other!route.!It’s!my!intention!to!get!a!lot!more!information!to!you,!
the!kind!of!information!you!don’t!run!into!everyday,!potentially!life!changing!
information.!In!the!meantime,!I!invite!you!to!notice!when!and!how!YOU!get!
defensive,!what!effect!that!has!on!your!ability!to!communicate,!to!listen!to!your!
partner,!to!act.
Glenn!Burdick,!MA,!LMSW
Ann!Arbor,!MI!USA
glenn@glennburdick.comRev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-16026069217609918642015-05-24T12:08:00.002-07:002015-05-24T12:08:25.352-07:00get a lift from coffee<hgroup class="prevent_widows prevent_widows_initialized" style="background-color: white; box-sizing: border-box; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18.1818180084229px;"><h1 itemprop="headline" style="background: transparent; border: 0px; box-sizing: border-box; font-family: Georgia, 'Times New Roman', Times, serif; font-size: 42px; font-stretch: normal; font-weight: normal; line-height: 1.1em; margin: 15px 120px 18px 0px; outline: 0px; padding: 0px; vertical-align: baseline; word-wrap: break-word;">
Coffee May Perk Up More Than Men's Brains: It May Ward Off Erectile Dysfunction</h1>
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According to a new <a href="http://journals.plos.org/plosone/article?id=10.1371/journal.pone.0123547" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">study</a> out in the journal<em style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/PLOS ONE" style="background: inherit !important; border-bottom-color: rgb(39, 219, 219) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">PLOS ONE</culink> </em>last week, caffeine intake is linked to reduced odds of having erectile dysfunction (ED) in men who drink the equivalent of two to three cups of coffee per day. Among the lifestyle factors that are known to put a man at risk of ED – poor diet, physical inactivity, smoking, and alcohol consumptions – caffeine has not been of the biggest candidates. But the new study suggests that like other areas of physical and mental health, ED may be another beneficiary of caffeine’s fascinating benefits. Since erectile function, and dysfunction, is in some ways an extension of cardiovascular health – and caffeine is known to help heart health in certain ways – the idea that it could also help ED may not be so surprising. But for men who are devout coffee drinkers, the results may come as good news.</div>
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Erectile dysfunction affects about 18 million men over the age of 20, and among middle-aged men, the numbers grow: about 44% of men over 40 suffer from it, and 70% of men over the age of 70 do.</div>
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In the new study, the authors looked at data from 3,700 men who filled out questionnaires about their diets, exercise habits, alcohol consumption, caffeine consumption (from coffee, tea, soda, and sports drinks), and other lifestyle factors – and whether they suffered from ED. When the team ran correlations, they found that men who drank 85-170 mg of caffeine per day were 42% less likely to have dealt with ED. Those who drank 171-303 mg of caffeine were 39% less likely to have the disorder. These amounts are roughly the equivalent two to three cups of coffee per day.</div>
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Why would caffeine prevent against ED? Caffeine is known to <a href="http://newsroom.heart.org/news/coffee-may-help-perk-up-your-blood-vessels" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">affect blood vessel</a>function, which the authors suggest is the likely mechanism for its effects on ED. They write that the “suggested biological mechanism is that caffeine triggers a series of pharmacological effects that lead to the relaxation of the penile helicine arteries, and the cavernous smooth muscle that lines cavernosal spaces, thus increasing penile blood flow.” In other words, arteries and smooth muscle relax, blood flow is enhanced, and the <a href="http://www.britannica.com/EBchecked/topic/138491/corpus-cavernosum-penis" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">“cavernous” space</a> in the penis that contributes to erection fills with blood more easily.</div>
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The results were even true even for men with high blood pressure, or who were overweight or obese. Men with diabetes did not experience the same protective effects from caffeine, possibly because diabetes brings with it its own set of vascular problems. “Diabetes is one of the strongest risk factors for ED, so this was not surprising,” said study author David S. Lopez in a statement.</div>
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Whether men should start drinking coffee, if they don’t already, to ward off ED is unclear. Coffee brings with it a number of documented health benefits, for both body and brain, which research is illustrating more and more every day. But experts don’t often recommend picking up a new habit (especially with an addictive substance) if a person has gone his whole life without it. It’s probably worth talking with your doctor if you’re considering starting a coffee habit. But if you’re currently a caffeine partaker, it’s good to know that among its many health benefits, sexual health may be yet another.</div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-40212829344534997252015-05-19T11:28:00.004-07:002015-05-19T11:28:49.376-07:00CANDY IS DANDY BUT LIQUOR IS QUICKER!<hgroup class="prevent_widows prevent_widows_initialized" style="background-color: white; box-sizing: border-box; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 14px; line-height: 18.1818180084229px;"><h5 style="background: transparent; border: 0px; box-sizing: border-box; color: #666666; font-size: 11px; font-stretch: normal; font-weight: normal; line-height: 1.1; margin: 0px; outline: 0px; padding: 3px 0px 0px; vertical-align: baseline;">
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Investing In The Sin Bin: Are 'Vice' Stocks Like Tobacco, Booze And Casinos Smart Bets?</h1>
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<figure class="featured_image" style="box-sizing: border-box; margin: 0px;"><img alt="" itemprop="image" src="http://blogs-images.forbes.com/steveschaefer/files/2015/05/Beer-e1431968372562-1940x1090.jpg" style="background: transparent; border: 0px; box-sizing: border-box; height: auto; margin: 0px; max-width: 100%; outline: 0px; padding: 0px; vertical-align: middle; width: 970px;" /><figcaption style="box-sizing: border-box; color: #999999; font-style: italic; margin: 10px 0px;">Beer, booze, smokes and Sin City. Vice stocks can pay off for investors. (Scott Olson/Getty Images)</figcaption></figure><div class="rec_ad" id="article_container_0_rec" style="background: transparent; border: 0px; box-sizing: border-box; clear: right; float: right; margin: 10px 0px 30px 30px; outline: 0px; padding: 0px; vertical-align: baseline; width: 300px;">
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Does morality matter in investing? Put another way, can amorality pay off?</div>
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<culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Gerry Sullivan" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Gerry Sullivan</culink> thinks it can. He manages the $298 million Barrier Fund (formerly known as the Vice Fund), which specializes in the types of stock that get a bad rap from morally-conscious investors and institutions.</div>
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Four of Sullivan’s top five holdings are in tobacco companies, and for all the hand-wringing over the health hazards of smoking – and the massive settlements the companies have coughed up – he still thinks the stocks are among his best bets.</div>
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“You can’t just start a tobacco company,” Sullivan says, pointing out the wide moat enjoyed by the industry’s established players. While they undoubtedly face increased scrutiny, he’s fairly sanguine about their future and the potential market share threat from e-cigarettes.</div>
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“When you take a universe and start excluding for something that has nothing to do with investment theory, you’re using biases of exclusion that remove high-yielding stocks and will make it more difficult to keep up with or beat a benchmark,” Sullivan says.</div>
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Take <a class="exit_trigger_set" href="http://www.forbes.com/companies/altria-group/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Altria Group</a> <span class="quotecard_hook initialized" data-exchange="NYSE" data-naturalid="fred/company/190" data-quotes-closing="51.95" data-quotes-now="51.9" data-ticker="MO" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper decrease" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/altria-group/" style="background: rgb(250, 236, 235); border-radius: 4px; border: 1px solid rgb(246, 219, 217); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">MO</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">-0.1%</span></a></span></span> for example. “If you exclude it you’re taking out one of the best stocks of the last 20 years,” says Sullivan. He’s right. Altria has returned more than 2,500% in the last two decades, better than the S&P 500′s 478% and ahead of much faster-growing companies like <a class="exit_trigger_set" href="http://www.forbes.com/companies/nike/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">NIKE</a> <span class="quotecard_hook initialized" data-exchange="NYSE" data-naturalid="fred/company/3083" data-quotes-closing="104.75" data-quotes-now="104.81" data-ticker="NKE" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper increase" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/nike/" style="background: rgb(234, 243, 234); border-radius: 4px; border: 1px solid rgb(214, 232, 214); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">NKE</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">+0.06%</span></a></span></span> and <a class="exit_trigger_set" href="http://www.forbes.com/companies/whole-foods-market/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Whole Foods Market</a> <span class="quotecard_hook initialized" data-exchange="NASDAQ" data-naturalid="fred/company/4721" data-quotes-closing="42.7" data-quotes-now="42.4499" data-ticker="WFM" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper decrease" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/whole-foods-market/" style="background: rgb(250, 236, 235); border-radius: 4px; border: 1px solid rgb(246, 219, 217); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">WFM</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">-0.59%</span></a></span></span>.</div>
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Sullivan compares tobacco companies with “passbook savings accounts,” given their steady, consistent yields. Even some investors who were opposed to the sector years ago are finding their way back to the industry in a desperate search for income.</div>
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“If I offered you a 30-year <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/United States Department of the Treasury" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">U.S. Treasury</culink> at 3% or a tobacco stock at 4% which looks better?” the fund manager asks.</div>
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Sin Bin Stock Picks: 5 Vice Stocks To Spice Up A Portfolio</h2>
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Tobacco, alcohol and gaming companies get a bad rap from some investors, but academic research suggests they can give investor portfolios a buzz. Gerry Sullivan owns these five among his collection of holdings in the $298 million Barrier Fund (formerly the Vice Fund).</div>
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Academic studies support the argument for vice stocks that underpins the Barrier Fund, finding the group has “less institutional ownership and less analyst coverage than otherwise comparable stocks” and that social norms have “significant price effects.” According to <a href="http://www.princeton.edu/~hhong/priceofsin0307.pdf" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">researchers</a> from <a class="exit_trigger_set" href="http://www.forbes.com/colleges/princeton-university/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Princeton University</a> and the <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/University of British Columbia" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">University of British Columbia</culink>, “sin stocks outperform comparables even after controlling for well-known return predictors.”</div>
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In February, <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Credit Suisse" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Credit Suisse</culink> <a href="https://www.credit-suisse.com/ch/en/news-and-expertise/research/credit-suisse-research-institute/news-and-videos.article.html/article/pwp/news-and-expertise/2015/03/en/responsible-investing-does-it-pay-to-be-bad.html" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">published a study</a> out of the <a class="exit_trigger_set" href="http://www.forbes.com/colleges/university-of-london/london-business-school/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">London Business School</a> that found more of the same. The piece, authored by Elroy Dimson, <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Paul Marsh" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Paul Marsh</culink> and Mike Staunton, noted that Sullivan’s vice-focused fund easily outpaced the returns of a Vanguard fund tracking a socially-responsible index of stocks since 2002.</div>
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“[M]uch of the evidence that we review suggests that ‘sin’ pays,” the study found, highlighting the key elements that make vice stocks compelling investments. “The rationale for ‘vice’ investing is that these companies have a steady demand for their goods and services regardless of economic conditions, they operate globally, they tend to be high-margin businesses, and they are in industries with high entry barriers.”</div>
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A recent report from SigFig found that 1 in 8 investors own at least one “vice” stock, which the company categorized as companies in the tobacco, alcohol, casino or marijuana industries. (The automated portfolio management firm, which partners with Fidelity, Schwab and <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/TD Ameritrade" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Ameritrade</culink>, aggregated data from the 230,000 accounts synced with its platform that hold at least one stock.)</div>
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SigFig’s report considers a handful of stocks in each industry. Tobacco companies <a class="exit_trigger_set" href="http://www.forbes.com/companies/altria-group/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Altria Group</a> <span class="quotecard_hook initialized" data-exchange="NYSE" data-naturalid="fred/company/190" data-quotes-closing="51.95" data-quotes-now="51.9" data-ticker="MO" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper decrease" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/altria-group/" style="background: rgb(250, 236, 235); border-radius: 4px; border: 1px solid rgb(246, 219, 217); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">MO</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">-0.1%</span></a></span></span>, <a class="exit_trigger_set" href="http://www.forbes.com/companies/philip-morris-international/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Philip Morris International</a> <span class="quotecard_hook initialized" data-exchange="NYSE" data-naturalid="fred/company/6154" data-quotes-closing="86.03" data-quotes-now="85.59" data-ticker="PM" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper decrease" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/philip-morris-international/" style="background: rgb(250, 236, 235); border-radius: 4px; border: 1px solid rgb(246, 219, 217); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">PM</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">-0.51%</span></a></span></span>, <a class="exit_trigger_set" href="http://www.forbes.com/companies/lorillard/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Lorillard</a> <span class="quotecard_hook initialized" data-exchange="NYSE" data-naturalid="fred/company/6123" data-quotes-closing="71.83" data-quotes-now="72.06" data-ticker="LO" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper increase" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/lorillard/" style="background: rgb(234, 243, 234); border-radius: 4px; border: 1px solid rgb(214, 232, 214); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">LO</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">+0.32%</span></a></span></span> and <a class="exit_trigger_set" href="http://www.forbes.com/companies/reynolds-american/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Reynolds American</a> <span class="quotecard_hook initialized" data-exchange="NYSE" data-naturalid="fred/company/3600" data-quotes-closing="76.36" data-quotes-now="76.49" data-ticker="RAI" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper increase" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/reynolds-american/" style="background: rgb(234, 243, 234); border-radius: 4px; border: 1px solid rgb(214, 232, 214); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">RAI</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">+0.17%</span></a></span></span>; Alcohol companies <a class="exit_trigger_set" href="http://www.forbes.com/companies/anheuser-busch-inbev/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Anheuser-Busch InBev</a> , <a class="exit_trigger_set" href="http://www.forbes.com/companies/molson-coors-brewing/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Molson Coors Brewing</a> <span class="quotecard_hook initialized" data-exchange="NYSE" data-naturalid="fred/company/2931" data-quotes-closing="75.61" data-quotes-now="76.11" data-ticker="TAP" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper increase" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/molson-coors-brewing/" style="background: rgb(234, 243, 234); border-radius: 4px; border: 1px solid rgb(214, 232, 214); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">TAP</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">+0.66%</span></a></span></span>, <a class="exit_trigger_set" href="http://www.forbes.com/companies/boston-beer/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Boston Beer</a> <span class="quotecard_hook initialized" data-exchange="NYSE" data-naturalid="fred/company/9001" data-quotes-closing="263.95" data-quotes-now="263.0" data-ticker="SAM" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper decrease" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/boston-beer/" style="background: rgb(250, 236, 235); border-radius: 4px; border: 1px solid rgb(246, 219, 217); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">SAM</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">-0.36%</span></a></span></span>, <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Craft Brew Alliance" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Craft Brew Alliance</culink> and <a class="exit_trigger_set" href="http://www.forbes.com/companies/constellation-brands/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Constellation Brands</a> <span class="quotecard_hook initialized" data-exchange="NYSE" data-naturalid="fred/company/1086" data-quotes-closing="119.01" data-quotes-now="119.9" data-ticker="STZ" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper increase" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/constellation-brands/" style="background: rgb(234, 243, 234); border-radius: 4px; border: 1px solid rgb(214, 232, 214); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">STZ</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">+0.75%</span></a></span></span>; Gaming outfits <a class="exit_trigger_set" href="http://www.forbes.com/companies/las-vegas-sands/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Las Vegas Sands</a> <span class="quotecard_hook initialized" data-exchange="NYSE" data-naturalid="fred/company/2574" data-quotes-closing="50.66" data-quotes-now="50.32" data-ticker="LVS" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper decrease" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/las-vegas-sands/" style="background: rgb(250, 236, 235); border-radius: 4px; border: 1px solid rgb(246, 219, 217); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">LVS</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">-0.67%</span></a></span></span>, <a class="exit_trigger_set" href="http://www.forbes.com/companies/wynn-resorts/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Wynn Resorts</a> <span class="quotecard_hook initialized" data-exchange="NASDAQ" data-naturalid="fred/company/4774" data-quotes-closing="106.84" data-quotes-now="106.01" data-ticker="WYNN" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper decrease" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/wynn-resorts/" style="background: rgb(250, 236, 235); border-radius: 4px; border: 1px solid rgb(246, 219, 217); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">WYNN</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">-0.78%</span></a></span></span>, <a class="exit_trigger_set" href="http://www.forbes.com/companies/mgm-resorts/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">MGM Resorts</a> <span class="quotecard_hook initialized" data-exchange="NYSE" data-naturalid="fred/company/2845" data-quotes-closing="19.68" data-quotes-now="19.73" data-ticker="MGM" data-type="organization" style="background: transparent; border: 0px; box-sizing: border-box; display: inline; font-family: Arial, sans-serif; font-size: 11px; font-stretch: normal; line-height: 14px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="wrapper increase" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="exit_trigger_set" href="http://www.forbes.com/companies/mgm-resorts/" style="background: rgb(234, 243, 234); border-radius: 4px; border: 1px solid rgb(214, 232, 214); box-sizing: border-box; color: #555555; display: inline-block; margin: 0px; outline: 0px; padding: 1px 3px; vertical-align: baseline;"><span class="ticker" style="background: transparent; border: 0px; box-sizing: border-box; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">MGM</span> <span class="change" style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">+0.25%</span></a></span></span>, <a class="exit_trigger_set" href="http://www.forbes.com/companies/melco-crown-entertainment/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Melco Crown Entertainment</a> , <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Boyd Gaming" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Boyd Gaming</culink> and <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Penn National Gaming" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Penn National Gaming</culink>; and Marijuana stocks Medical Marijuana, Growlife, Hemp Inc and <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/GW Pharmaceuticals" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">GW Pharmaceuticals</culink>.</div>
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(The latter group is a newer entrant into the vice category, given the legalization of marijuana , to varying degrees, across a number of U.S. states in recent years, and isn’t included in most of the academic work on the topic, or in Sullivan’s fund.)</div>
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It’s important to note that the SigFig report does not include any evidence that investors are buying these “vice” stocks because they’re attracted to the sinful nature of their products. In many cases, the stocks in question offer characteristics that could prove compelling to investors, like growth opportunities or dividend income, that have nothing to do with the perceived moral character of a company or its products.</div>
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Since some investors object to owning these stocks for moral reasons, the resulting inefficiency in their market valuation offers an opportunity to investors with no such compunction.</div>
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“If you wrapped these stocks in white paper and couldn’t tell what they were, people would love them,” says Sullivan. The four tobacco stocks in his top five holdings account for nearly a quarter of the portfolio, but the group will shrink by one when last summer’s announced takeover of Lorillard by Reynolds American is completed.</div>
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In the alcohol industry, a spate of merger activity has narrowed the choices for investors. The acquisition of Beam by Japan’s Suntory took the distiller of <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Jim Beam" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Jim Beam</culink>, <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Maker's Mark" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Maker’s Mark</culink> and other brands out of the rotation, while the beer industry has consolidated into just a handful of major players.</div>
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Sullivan does point to Constellation Brands, which bought out its joint venture partner on U.S. distribution of Corona in 2012, as a bright spot for growth in the beer business. On the spirits side of things, he says companies like <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Brown-Forman" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Brown-Forman</culink>, <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Diageo" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Diageo</culink> and others have felt the pain from China’s economic slowdown.</div>
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That slowdown, along with a crackdown on corruption, has proven a substantial blow to another piece of the vice puzzle as gaming companies have been hurt by weaker performance in <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Macau" style="background: inherit !important; border-bottom-color: rgb(60, 187, 188) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Macau</culink>, what had been a critical growth market.</div>
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Sullivan sees casino operators as having a different role among his collection of sin stocks though. The group has been the chief cause of his fund’s rocky performance over the last few months, but that comes with the territory he says.</div>
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“Gaming is like yeast for the portfolio – if it’s working, the bread rises. If it doesn’t, you’re flat or you’ve got a bagel,” he says.</div>
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Watching his holdings in Las Vegas Sands, Wynn, MGM Resorts and their peers tumble hasn’t been fun, and Sullivan is realistic about the likelihood of a sudden comeback.</div>
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With such a significant portion of global gaming revenue coming from Macau, “it’s hard to say you don’t need a bottom in Macau for these stocks to get back on their feet,” Sullivan says. He points to Wynn’s proactive move to cut its dividend by two-thirds in late April as a clear indication that casino operators don’t expect the Macau slowdown to be a short-term problem.</div>
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His longer-term take is more upbeat though and he expects gaming companies to eventually resume fueling returns rather than anchoring them.</div>
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“Ultimately they’ll weather the storm and will be positioned for when the takeoff happen,” says Sullivan. “The fan got hit so bad with s—, eventually the comparables year over year will start looking better.”</div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-56414859725465428652015-05-19T11:25:00.005-07:002015-05-19T11:25:53.760-07:00Investing with the terminator.<div id="WNStoryHeader" style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 10px; margin-bottom: 13px;">
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Robotic financial advisors: Investing of the future?</h3>
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<em class="wnDate" style="clear: both; color: #575757; display: block; font-size: 12px; line-height: 0.5em; margin: 0px 0px 8px; padding: 0px;">Posted: May 18, 2015 9:57 PM EDT</em><em class="wnDate" style="clear: both; color: #575757; display: block; font-size: 12px; line-height: 0.5em; margin: 0px 0px 8px; padding: 0px;">Updated: May 19, 2015 9:59 AM EDT</em><div class="bylines wn-row" id="WNStoryByline" style="clear: both; color: #575757; font-size: 11px !important; margin: 15px 0px; padding: 0px;">
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<br />If robots are running the show, they must have hidden them for our appointment.<br /><br />We visited the IKEA-clad headquarters of Betterment (think better + retirement), a financial firm that some like to label "robo advisors."<br /><br />"There are people here," said CEO Jon Stein. <div style="margin-bottom: 12px; margin-top: 12px; padding: 0px;">
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Stein founded the company after stints working for some of Wall Street's biggest names. He said he was disappointed.<br /><br />"I saw them doing things to their customers that were just not acceptable," he continued, noting fees were high and advice was often bad.<br /><br />So, Stein set out to do for investing what Silicon Valley has done for many companies: Automate it.<br /><br />"It's the union of people and technology," he said. "It's doing things more efficiently, which means we can pass on some savings to the customers."<br /><br />Here's how it works: Consumers log onto the Betterment website, tell it about themselves (such as age, retirement status, income, and tax situation). In the background, Betterment applies that data to algorithms that generate an investment model. You add your money, and let the computer do the work.<br /><br /><span style="font-weight: bold;">TRY BETTERMENT: <a href="http://www.betterment.com/" style="color: #ba0000; text-decoration: none;" title="http://www.betterment.com">http://www.betterment.com</a></span><br /><br />Betterment invests your money the same way many human advisors do. The bot puts it into stock and bond funds that are made up of companies that you know and likely patronize daily.<br /><br />"We're actually telling you how much you need to save for retirement and in which account. -- here's how much in your 401(k), how much in your IRA, your Roth, your traditional account," he said.<br /><br />Stein says it is easy. And it's 65-percent to 85-percent cheaper than a traditional financial advisor. There are also no minimums.<br /><br />"I built this for myself, for my family, for my friends, and now for 75,000-plus other people and growing by hundreds every day," he said.</div>
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Betterment said it is managing about $2-billion. It's a handsome sum, but just a tiny fraction of the nation's $18-trillion in collective savings.<br /><br />Other companies are competing with Betterment with similar offerings. But so-called "robo advisors" have many critics -- many of whom are human investment advisors.<br /><br /><span style="font-weight: bold;">READ THE REVIEW: <a href="http://www.morganstanleyfa.com/public/projectfiles/83c3b53a-022a-45fe-a4ab-41539e902258.pdf" style="color: #ba0000; text-decoration: none;" title="http://www.morganstanleyfa.com/public/projectfiles/83c3b53a-022a-45fe-a4ab-41539e902258.pdf">http://www.morganstanleyfa.com/public/projectfiles/83c3b53a-022a-45fe-a4ab-41539e902258.pdf</a></span><br /><br />A scathing review written by Wealth Management Systems, Inc., and posted to the Internet via the <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Morgan Stanley" style="background: inherit !important; border-bottom-color: rgb(55, 202, 187) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Morgan Stanley</culink> website, pulls no punches.<br /><br />"Beware of seemingly easy solutions to complex issues," it reads. The paper, entitled "Robo-Advisors: Not For Everybody," warns consumers that automated investing is "limited" and "cannot provide the holistic approach that a live financial advisor offers."<br /> <br />Even still, some of the country's biggest financial firms are developing their own automated investing systems.<br /><br />Betterment's Stein says he is not trying to ring the bell on Wall Street's titans. Betterment's casual <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Manhattan" style="background: inherit !important; border-bottom-color: rgb(55, 202, 187) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Manhattan</culink> office -- the one with those simple IKEA desks -- is a stark contrast from the big firms' offices near Wall Street.<br /><br />"I think of the competition as 'Do It Yourself' investing," he said.<br /> <br />DIY investing is most certainly on the rise. Given uncertainty in Social Security's future and corporations cutting pensions vanishing daily, more and more workers (especially young ones) will have no choice but to manage their own nest egg.<br /><br />"Now we're really responsible for our own retirements," Stein said.<br /><br />Stein is convinced that best course for those investors is an informed investment tool that is simple and low-cost. He says Betterment is a modern choice for a modern retirement.<br /> <br />"We have made it easier than anyone ever has," he added.</div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-85428230931730839292015-05-19T11:23:00.002-07:002015-05-19T11:23:43.386-07:00Obvious but true investing advice.<div class="entry widetitle" style="background-color: white; border: none !important; box-sizing: border-box; clear: both; direction: ltr; font-family: Arial, FreeSans, Helvetica, sans-serif; font-size: 13px; line-height: 17px; margin: 10px 0px 0px; padding: 0px; position: relative; vertical-align: baseline;">
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5 Investing Secrets Only The Pros Know</h1>
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<em style="border: 0px; box-sizing: border-box; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Take charge of your financial future with these five strategies.</em></div>
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<em style="border: 0px; box-sizing: border-box; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">By <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Suze Orman" style="background: inherit !important; border-bottom-color: rgb(65, 216, 191) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Suze Orman</culink></em></div>
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Let's face it: A financial planner can offer sound guidance when it comes to managing your money, but no one cares more about your accounts than you do. Ultimately, it's up to you to decide what's best for your financial future. Don't worry, the savviest money strategies aren't terribly complex. Here are five simple rules financial experts live by -- and you should, too:</div>
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<strong style="border: 0px; box-sizing: border-box; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">1. Don't even think about investing heavily in the markets if you're carrying a balance on a credit card.</strong></div>
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The interest you owe is a guaranteed negative return -- you will lose that money. Consider this: The typical credit card interest rate is around 15 percent, but a diversified portfolio might earn an average annualized return of just 6 percent. (The safest investment, a ten-year Treasury note backed by the U.S. government, currently yields around 2 percent or less.) If your employer offers a matching contribution to your 401(k), though, set aside enough money to qualify for the maximum match, but use any additional funds to pay off your credit card balances.</div>
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<strong style="border: 0px; box-sizing: border-box; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">2. There's no reason to invest in mutual funds that charge commissions and high fees.</strong></div>
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Some financial planners advise their clients to purchase funds that charge an initial sales commission or load, even though plenty of options don't. What's more, they may also steer clients to mutual funds that have annual fees topping 1 percent of the fund's value when other, lower-cost options might charge one-fifth that amount or less. These high-cost alternatives serve just one purpose: to compensate your planner. If you want to work with a professional adviser, choose someone who favors low-cost funds and charges a flat fee that isn't tied to a specific investment.</div>
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<strong style="border: 0px; box-sizing: border-box; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">3. No one has a clue what the stock market will do this year -- and that's okay.</strong></div>
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Even the most experienced financial advisers know it's a fool's game to make big investment decisions based on what might happen in a few months. Don't worry if the market goes up or down. Focus on building a diversified portfolio with a mix of stocks and bonds that will grow in value over the long term. Think decades, not quarters.</div>
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<strong style="border: 0px; box-sizing: border-box; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">4. It's all about how much you save.</strong></div>
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A financial planner can help you figure out an allocation strategy -- the mix of stocks, bonds and cash that make up your 401(k) or IRA -- to fit your goals. That said, how much money you set aside is more important than how you invest it. You need to be putting away at least 10 to 15 percent of your salary every year (around 25 percent if you started saving in your 30s or 40s); income from your savings plus your Social Security payments should replace about 70 to 80 percent of your pre-retirement paycheck. If you get a raise, plan to invest half of it.</div>
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<strong style="border: 0px; box-sizing: border-box; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">5. As long as you aren't retiring in the next ten years, a stock market decline is good news.</strong></div>
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If a jacket you'd had your eye on was suddenly discounted 25 percent, wouldn't you be thrilled? You should feel the same way about stocks. When the price of an investment drops, your dollar buys more shares -- and more shares will earn more money when the markets inevitably go back up. Since 1926, the worst return over a ten-year period for a portfolio consisting of 70 percent stocks and 30 percent bonds was 1.74 percent—that's still a positive outcome. Automate contributions to your 401(k) or IRA so you can continue to invest on a regular schedule regardless of what's happening in the markets.</div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-1832490122760964042015-03-15T19:06:00.001-07:002015-03-15T19:06:19.177-07:00bottled water scam<span class="dateline" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 0px; display: block; font-family: BentonSansRE, Helvetica, Arial, sans-serif; font-size: 12px; list-style: none; margin: 0px 0px 10px; outline: 0px; padding: 0px; text-transform: uppercase; vertical-align: baseline;"><span class="toLocalTime" data-tlt-epoch-time="1426341600" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 0px; list-style: none; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">SATURDAY, MAR 14, 2015 10:00 AM EDT</span></span><br />
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Bottled water is a scam: PepsiCo, Coca-Cola and the beverage industry’s greatest con</h1>
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Multinationals have made billions off the myth that tap water is unhealthy. Here's what they don't want you to know</h2>
<span class="byline" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 0px; display: inline-block; font-family: BentonSansBold, Helvetica, Arial, sans-serif; font-size: 12px; line-height: 24px; list-style: none; margin: 0px; outline: 0px; padding: 0px 10px 0px 0px; text-transform: uppercase; vertical-align: baseline;"><a class="gaTrackLinkEvent" data-ga-track-json="["author","click", "Cliff Weathers"]" href="http://www.salon.com/writer/cliff_weathers/" rel="author" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 0px; color: black; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">CLIFF WEATHERS</a>, ALTERNET</span><br />
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This article originally appeared on <a href="http://www.alternet.org/" style="background: transparent; border: 0px; color: red; font-size: 14px; font-weight: bold; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">AlterNet</a>.</div>
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<em style="background: transparent; border: 0px; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">The following is the latest in a new series of articles on AlterNet called <a href="http://www.alternet.org/fear-in-america" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank">Fear in America</a> that launched this March. Read the <a href="http://www.alternet.org/fear-america/fear-dominates-politics-media-and-human-existence-america-and-its-getting-worse" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank">introduction</a> to the series.</em></div>
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The biggest con job perpetrated on the consumer is not some shady operation selling bogus cures through TV infomercials. America’s biggest snake-oil salesman is actually the beverage industry, or Big Bev, which resells the simplest and most vital product for thousands of times its value. That product is drinking water.</div>
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Multinationals like PepsiCo, the <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/The Coca-Cola Company" style="background: inherit !important; border-bottom-color: rgb(66, 193, 199) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(0, 0, 0) !important; cursor: help; display: inline !important; float: none !important; font-size: 16px !important; font-weight: 400 !important; margin: 0px !important; padding: 0px !important; text-decoration: none !important;" title="">Coca-Cola Company</culink> and Nestle rake in a combined $110 billion a year selling bottled water worldwide. In the U.S. alone, more than half the population drinks bottled water, which accounts for about 30% of liquid refreshment sales, far exceeding the sales of milk and beer (only soft drinks sell more).</div>
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But the expensive water the beverage industry sells is no better — and possibly worse — than the water you get from your tap (and often, the water they sell is tap water). So how did these companies fool the public into paying a few bucks for something that costs a few pennies per gallon from a faucet?</div>
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<em style="background: transparent; border: 0px; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Fear.</em> These multinationals have spent millions on marketing to convince consumers that tap water tastes bad, contains high levels of contaminants and poses a danger to human health. Municipal water, they claim, is a scourge, and the only way you get drink healthy water is to buy it through private beverage companies, at up to 2,000 times the cost of getting it from a tap.</div>
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And it appears that their tactics are working. With some 92% of tap water meeting state and federal standards, the U.S. has the cleanest and safest public water supply in the world. Yet polls have shown that that a great majority of Americans <a href="http://www.businessinsider.com/facts-bottled-water-industry-2011-10?op=1" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">worry a great deal</a> about the public water supply.</div>
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To make matters worse, the supposedly healthy alternative is virtually unregulated. The water from a public utility is constantly monitored under <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/United States Environmental Protection Agency" style="background: inherit !important; border-bottom-color: rgb(66, 193, 199) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(0, 0, 0) !important; cursor: help; display: inline !important; float: none !important; font-size: 16px !important; font-weight: 400 !important; margin: 0px !important; padding: 0px !important; text-decoration: none !important;" title="">Environmental Protection Agency</culink> standards, but bottled water does not have to meet those standards. In fact, <a href="http://www.nrdc.org/water/drinking/bw/exesum.asp" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">independent testing of bottled water</a> has indicated that microbiological impurities and high levels of fluoride and arsenic posed health concerns.</div>
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<strong style="background: transparent; border: 0px; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Misplaced Doubts</strong></div>
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“Water fountains used to be everywhere, but they have slowly disappeared as public water is increasingly pushed out in favor of private control and profit,” writes <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Peter Gleick" style="background: inherit !important; border-bottom-color: rgb(66, 193, 199) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(0, 0, 0) !important; cursor: help; display: inline !important; float: none !important; font-size: 16px !important; font-weight: 400 !important; margin: 0px !important; padding: 0px !important; text-decoration: none !important;" title="">Peter Gleick</culink> in his book <a href="http://islandpress.org/bottled-and-sold" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">Bottled & Sold</a>. “[They] have become an anachronism, or even a liability, a symbol of the days when homes didn’t have taps and bottled water wasn’t available from every convenience store and corner concession stand. In our health-conscious society, we are afraid that public fountains, and our tap water in general, are sources of contamination and contagion.”</div>
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When towns and cities still didn’t have the means to provide all homes access to clean water, sanitary water fountains were a benefit to public health. The irony today is that public water is no longer viewed as a safe option, yet poorly regulated bottled water is.</div>
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Nine years ago, the high-end bottled-water brand Fiji <a href="http://www.washingtonpost.com/wp-dyn/content/article/2006/07/20/AR2006072000322.html" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">began a marketing campaign</a> in which it sniffed, “The label says Fiji because it’s not bottled in Cleveland.”</div>
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Clevelanders, angered they were being unfairly insulted because of some issues with their water decades back, took action. The city’s water utility even bought some bottles of Fiji and other top brands like Dasani, <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Evian" style="background: inherit !important; border-bottom-color: rgb(66, 193, 199) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(0, 0, 0) !important; cursor: help; display: inline !important; float: none !important; font-size: 16px !important; font-weight: 400 !important; margin: 0px !important; padding: 0px !important; text-decoration: none !important;" title="">Evian</culink> and <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Aquafina" style="background: inherit !important; border-bottom-color: rgb(66, 193, 199) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(0, 0, 0) !important; cursor: help; display: inline !important; float: none !important; font-size: 16px !important; font-weight: 400 !important; margin: 0px !important; padding: 0px !important; text-decoration: none !important;" title="">Aquafina</culink> and tested them against Cleveland tap water. And guess what? Cleveland’s tap water was the purest of them all. Moreover, Fiji had a 6.31 micrograms of arsenic per bottle. While under the amount of 10 micrograms allowed by the EPA and <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Food and Drug Administration" style="background: inherit !important; border-bottom-color: rgb(66, 193, 199) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(0, 0, 0) !important; cursor: help; display: inline !important; float: none !important; font-size: 16px !important; font-weight: 400 !important; margin: 0px !important; padding: 0px !important; text-decoration: none !important;" title="">Food and Drug Administration</culink>, it was notably high in comparison.</div>
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But Cleveland only tested a few samples of bottled water. Consumers can’t be sure what they’re getting, as the contents can vary from bottle to bottle. That’s because bottled water, which is regulated by the FDA, <a href="http://www.onlineeducation.net/bottled_water" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">doesn’t have to meet</a>the stricter standards the EPA requires. Tap water needs to undergo regular testing for bacteria and microbes such as E. coli, while bottled water doesn’t. Further, the EPA requires water suppliers to use certified labs to test their water, but there’s no such FDA requirement for water bottlers. The bottlers also don’t need to send off reports to regulators about problems they might find with their product. There are no requirements for disinfection or filtration for bottlers that water utilities must meet. Consumers are left at the mercy of a corporation to protect them from their product.</div>
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<strong style="background: transparent; border: 0px; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><culink class="culinks" culang="en" href="http://curiyo.com/en/topic/What's in a Name?" style="background: inherit !important; border-bottom-color: rgb(66, 193, 199) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(0, 0, 0) !important; cursor: help; display: inline !important; float: none !important; font-size: 16px !important; font-weight: bold !important; margin: 0px !important; padding: 0px !important; text-decoration: none !important;" title="">What’s in a Name?</culink></strong></div>
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While <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Fiji Water" style="background: inherit !important; border-bottom-color: rgb(66, 193, 199) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(0, 0, 0) !important; cursor: help; display: inline !important; float: none !important; font-size: 16px !important; font-weight: 400 !important; margin: 0px !important; padding: 0px !important; text-decoration: none !important;" title="">Fiji water</culink> actually comes from the South Pacific Island that bears its name, close to half of the bottled water bought by consumers is nothing more than filtered tap water with fancy names, <a href="http://www.goodhousekeeping.com/home/green-living/bottled-water-47091001" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">according to Food & Water Watch</a>. Much of the bottled water Americans drink, including top brands like Aquafina and Dasani, is pretty much the same stuff you get from your own faucet, perhaps run through an additional filter by the bottler.</div>
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“These are the numbers the bottled water industry doesn’t want you to see,” says <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Food & Water Watch" style="background: inherit !important; border-bottom-color: rgb(66, 193, 199) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; color: rgb(0, 0, 0) !important; cursor: help; display: inline !important; float: none !important; font-size: 16px !important; font-weight: 400 !important; margin: 0px !important; padding: 0px !important; text-decoration: none !important;" title="">Food & Water Watch</culink> executive director Wenonah Hauter. “These figures reveal that more and more bottled water is basically the same product that flows from consumer taps, subsidized by taxpayer dollars—then poured into an environmentally destructive package, and sold for thousands of times its actual value.”</div>
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The environmental concerns of bottled water are well documented. Made from fossil fuels, the plastic bottles are often not subject to state bottle-return programs and end up littering the landscape, even invading our waterways and oceans where they break down, leaching petrochemicals back into the water and severely <a href="http://www.telegraph.co.uk/news/earth/environment/5208645/Drowning-in-plastic-The-Great-Pacific-Garbage-Patch-is-twice-the-size-of-France.html" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">impacting marine life</a>. There are even some questions about the industrial chemicals the bottles are made out of mixing with the water contained inside. Bisphenol A is notably worrisome. It’s an <a href="http://www.ncbi.nlm.nih.gov/pubmed/21605673" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">endocrine disruptor</a>that could lead to reproductive issues, is known to disrupt normal heart muscle function and has been linked to some cancers.</div>
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Why are the health issues of bottled water so widely ignored, while at the same time consumers are fed Big Bev’s horror stories about tap water? It’s clear the industry works hard creating a climate of fear regarding tap water in order to maximize its profits. And seeing how we consume bottled water in such great quantities, it’s obvious that the public has bought into this nonsense.</div>
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Tap water has a bad reputation, which is not well deserved, making it an easy target for the beverage industry. And while Big Bev has lobbyists, industry organizations and public relations companies to boost its profile, this is not really an option for our nation’s water utilities. There’s nobody to put a correct perspective on unfortunate events such as water main breaks and cryptosporidium and E. coli contamination on the rare occasion that they impact water quality in an area. In the U.S., our water utilities are very safe overall, but we only hear about them when something goes wrong. This has led to mistrust of the utilities and even conspiracy theories about public water.</div>
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Fluoridated water, in particular, is widely believed to be proof of some government malevolence. As far back as the Cold War era, anti-fluoride activists claimed that fluoridation was part of a mind-control scheme. Critics of fluoride point to a pile of other health consequences that have never been proven. To date, the only known negative consequence of proper water fluoridation is dental fluorosis, which can create pitting and mottling on children’s teeth, a condition which is mostly cosmetic.</div>
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There is a legitimate debate as to whether governments have the legal basis to add chemicals, such as fluoride, to drinking water that do not improve its safety. There’s also a point to be made that people can’t opt out of public fluoridated water. But unfortunately, any valid discussion of the topic is overshadowed by conspiracy theories that further fuel fears of tap water.</div>
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But while public water resources must reveal the contents of their water, including fluoridation, you have to do some digging to find out if your bottled water contains it; this information is not on any label. Unsuspecting consumers who thinking they’re avoiding fluoride by drinking bottled water could be getting a good <a href="http://www.bottledwater.org/fluoride" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">dose of it anyway</a>.</div>
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This lack of transparency helps Big Bev in its mission to convince the consumer that its product is superior, and that tap water is dirty and contaminated. Such omissions help the beverage industry create a perceived need for bottled water.</div>
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Now that it’s got people genuinely afraid of tap water, Big Bev is trying to take public water sources away from the public. After all, “t<a href="http://www.nytimes.com/2001/08/24/opinion/l-tap-water-in-a-bottle-842370.html" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">he biggest enemy is tap water,</a>” according to Robert S. Morrison, the vice chairperson of PepsiCo in 2000.</div>
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The industry is working on restaurants, convincing them to sell customers bottled water instead of giving them tap water as they’re seated. Even worse, whole sports stadiums, where beverage companies heavily market their products, are being built <a href="http://www.circleofblue.org/waternews/2010/world/the-war-on-tap-water-an-exclusive-excerpt-from-peter-gleicks-bottled-and-sold/" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">without any drinking fountains</a> in order to force thirsty fans to buy bottled water and other beverages at inflated prices.</div>
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“When we’re done, tap water will be relegated to showers and washing dishes,” <a href="http://abcnews.go.com/GMA/Books/bottled-sold-peter-gleick/story?id=11055042" style="background: transparent; border: 0px; color: red; font-size: 16px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">says one beverage executive</a>.</div>
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<a class="toggle-group toggleOnScroll trigger remember refreshAds gaTrackPageEvent on" data-delay="15" data-toggle-group="story-13910137" href="http://www.salon.com/2015/03/14/bottled_water_is_a_scam_pepsico_coca_cola_and_the_beverage_industrys_greatest_con_partner/" id="yui_3_18_1_12_1426471170819_740" style="background: transparent; border: 0px; color: red; font-size: 14px; list-style: none; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;"></a></div>
Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-51465149894752813742015-03-13T11:06:00.005-07:002015-03-13T11:06:38.302-07:00fish<h1 class="pg-headline" itemprop="headline name" style="-webkit-font-smoothing: antialiased; background-color: #fefefe; box-sizing: border-box; color: #262626; font-family: CNN, 'Helvetica Neue', Helvetica, Arial, Utkal, sans-serif; font-size: 3.875rem; font-weight: 300; line-height: 1.06452; margin: 0px 0px 10px; padding: 0px;">
Vegetarians who eat fish could be greatly reducing their risk of colon cancer</h1>
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<span class="metadata__byline__author" style="box-sizing: border-box;">Joseph Netto, CNN</span></div>
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Updated 3:16 PM ET, Wed March 11, 2015</div>
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Story highlights</h3>
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<li class="el__storyhighlights__item el__storyhighlights--normal" style="-webkit-font-smoothing: antialiased; border-color: rgb(217, 217, 217); border-top-style: solid; border-top-width: 1px; box-sizing: border-box; font-family: CNN, 'Helvetica Neue', Helvetica, Arial, Utkal, sans-serif; font-size: 0.875rem; line-height: 1.42857; padding: 10px 0px;">A new study shows a 43% lower risk of contracting colorectal cancer with a pesco-vegetarian diet</li>
<li class="el__storyhighlights__item el__storyhighlights--normal" style="-webkit-font-smoothing: antialiased; border-color: rgb(217, 217, 217); border-top-style: solid; border-top-width: 1px; box-sizing: border-box; font-family: CNN, 'Helvetica Neue', Helvetica, Arial, Utkal, sans-serif; font-size: 0.875rem; line-height: 1.42857; padding: 10px 0px;">Colorectal cancers are the third most diagnosed cancers in the U.S.</li>
<li class="el__storyhighlights__item el__storyhighlights--normal" style="-webkit-font-smoothing: antialiased; border-color: rgb(217, 217, 217); border-top-style: solid; border-top-width: 1px; box-sizing: border-box; font-family: CNN, 'Helvetica Neue', Helvetica, Arial, Utkal, sans-serif; font-size: 0.875rem; line-height: 1.42857; padding: 10px 0px;">Plant-based diets may also contribute to greater weight loss and lower blood pressure</li>
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<cite class="el-editorial-source" style="box-sizing: border-box; font-family: CNN, 'Helvetica Neue', Verdana, Geneva, sans-serif; font-style: normal; font-weight: 700;">(CNN)</cite>Dropping red meat, and sticking to a plant-based diet that incorporates fish may be the key to preventing colorectal (colon and rectum) cancers, according to a seven-year study published Monday. Pescetarians, as they are commonly referred, had a 43% lower chance of getting the cancer compared to people with omnivorous diets.</div>
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Why focus on colorectal cancer? It is the third most diagnosed cancer, and the third leading cause of cancer-related death in the US in 2014, according to <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/American Cancer Society" style="background: inherit !important; border-bottom-color: rgb(47, 196, 201) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">American Cancer Society</culink> statistics. The disease is particularly dangerous because it is usually asymptomatic in its early stages, making it more difficult to detect when it's less deadly. Only 59% of those recommended for screenings receive procedures that are in line with the <a href="http://www.cancer.org/research/cancerfactsstatistics/colorectal-cancer-facts-figures" style="box-sizing: border-box; color: #006598; text-decoration: none;" target="_blank">American Cancer Society's standards</a>.</div>
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The study, which followed nearly 78,000 people and was published in the <a href="http://archinte.jamanetwork.com/article.aspx?articleid=2174939" style="box-sizing: border-box; color: #006598; text-decoration: none;" target="_blank">Journal of American Medical Association</a>, adds to the growing body of evidence touting the health benefits of a plant-based diet. <a href="http://archinte.jamanetwork.com/article.aspx?articleid=1832195&resultClick=3" style="box-sizing: border-box; color: #006598; text-decoration: none;" target="_blank">Another study</a>, reviewing data from 39 separate studies showing that a plant based diet leads to an average drop in blood pressure similar to <a href="http://www.mayoclinic.org/diseases-conditions/high-blood-pressure/in-depth/high-blood-pressure/art-20046974" style="box-sizing: border-box; color: #006598; text-decoration: none;" target="_blank">30-60 minutes of exercise per day</a>.</div>
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Yet <a href="http://www.andjrnl.org/article/S2212-2672(14)01763-8/abstract" style="box-sizing: border-box; color: #006598; text-decoration: none;" target="_blank">another study</a> from last year found an average weight loss of nearly 7.5 pounds for vegetarians.</div>
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While evidence shows the health benefits of reducing red meat consumption, the recent study highlights the differences between even a fully vegetarian diet and a pescetarian diet. Within the sample group there was a 27% drop in the risk of contracting colorectal cancer if you switch from fully vegetarian to eating fish. The authors of the study suggest that omega-3 fatty acids may be the key to such a low risk of cancer in the pescetarian group.</div>
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Nutritionist Lisa Drayer agrees. "In addition to other dietary factors, fish may provide added protection from its high content omega-3 fatty acids. This is consistent with previous research that has found omega-3s have anti-cancer activity and that they may be helpful in the prevention and treatment of colorectal cancer."</div>
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Some questions can be raised though, from observing the recent study's participants <a href="http://www.adventist.org/en/beliefs/living/christian-behavior/" style="box-sizing: border-box; color: #006598; text-decoration: none;" target="_blank">Seventh Day Adventists</a>, a group that typically avoids alcohol and tobacco.</div>
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But despite the caveat, Drayer is optimistic. "While the study is observational and cannot prove a cause/effect relationship, it is exciting to think that in addition to regular screenings, a diet rich in fish and fiber-rich foods may play an important role in reducing the risk of colorectal cancer."</div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-13703360019145424682015-03-03T11:17:00.000-08:002015-03-03T11:17:00.430-08:00how to get rid of belly fat and have more sex.<h1 style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; color: #222222; font-family: 'Merriweather Sans', HelveticaNeue-Light, 'Helvetica Neue Light', 'Helvetica Neue', Helvetica, Arial, 'Lucida Grande', sans-serif; font-size: 2.125rem; font-weight: 400; line-height: 1.2em; margin: 0px; outline: none; padding: 15px 0px; text-rendering: optimizelegibility;">
7 Scientific Reasons Why Sleeping Naked Is Really Good For You</h1>
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<div style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; color: #3f3f3f; font-family: Merriweather; font-size: 1.125rem; line-height: 1.6; margin-bottom: 25px; margin-left: auto; outline: none; padding: 0px; position: relative; text-rendering: optimizelegibility;">
For as long as I can remember, I’ve forgone traditional pajamas for the pajamas the Good Lord gave me — my skin. Much to the horror of my roommates, I sleep completely naked.</div>
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I’ve never found this weird or out of the ordinary. It’s comfortable, easy and I spend less money on stupid clothing only my teddy bear and I see.</div>
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Why would I put on pajamas when I can bask in the glory of nakedness, having only my sheets as the barrier between me and my beloved bed?</div>
<div style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; color: #3f3f3f; font-family: Merriweather; font-size: 1.125rem; line-height: 1.6; margin-bottom: 25px; margin-left: auto; outline: none; padding: 0px; position: relative; text-rendering: optimizelegibility;">
Apparently, I am an outlier. <a href="http://www.cosmopolitan.com/sex-love/news/a11200/americans-dont-sleep-naked/" style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; color: #4992d3; line-height: inherit; outline: none; text-decoration: none;" target="_blank">According to a 2012 study</a>, only eight percent of Americans sleep nude.</div>
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It appears the majority of US citizens don’t fly by my “Naked And Free” mantra and prefer to keep their bodies encased in a sausage sleeve of flannel whilst they venture into dream land.</div>
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Bah! Bah, I say!</div>
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For your information, America, sleeping naked is actually really f*cking good for you. It improves your happiness, your quality of sleep and will even get you laid more often.</div>
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What I’ve known for so long, science has finally confirmed. Here are seven perfectly logical, totally scientific reasons why you should sleep in your skivvies:</div>
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You’ll get way better sleep.</h2>
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According to <a href="http://www.journalsleep.org/ViewAbstract.aspx?pid=24794" style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; color: #4992d3; line-height: inherit; outline: none; text-decoration: none;" target="_blank">The American Academy of Sleep Medicine</a>, your body temperature naturally declines as a part of your Circadian Rhythm as you sleep deeply.</div>
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Wearing pajamas could disrupt this natural drop in temperature and, as a result, disrupt your body’s sleep cycle.</div>
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Disruption in <a href="http://w3.unisa.edu.au/unisanews/2004/June/insomnia.asp" style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; color: #4992d3; line-height: inherit; outline: none; text-decoration: none;" target="_blank">the natural decline of body temperature</a> is also directly linked to insomnia. If you can’t cool down, you’re going to sleep like sh*t.</div>
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By skipping the drawstring PJs, you’re really just helping your overall sleep improve. That’s just science.</div>
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You can air out your lady parts.</h2>
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Jennifer Landa, MD, author of <a href="http://www.cosmopolitan.com/health-fitness/advice/g2681/sleep-naked/?slide=1" style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; color: #4992d3; line-height: inherit; outline: none; text-decoration: none;" target="_blank">The Sex Drive Solution for Women</a> says sleeping naked is healthy for your downstairs lady bits.</div>
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Because your vagina has a climate similar to a tropical rainforest, it can be a breeding ground for bacteria and yeast.</div>
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By ditching <a href="http://elitedaily.com/women/why-women-go-commando/937626/" style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; color: #4992d3; line-height: inherit; outline: none; text-decoration: none;" target="_blank">underwear</a> and pajamas, you allow your vagina the much needed aeration it requires to stay dry and healthy. And, as we all know, a healthy vagina is a happy one.</div>
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You’ll feel sexier.</h2>
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Sleeping naked is plain old sexy. When you’re with your new boyfriend, there’s nothing nicer than waking up in buff, ready and eager for morning sex.</div>
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Waking up without pajamas in the way automatically puts you in a sexy state of mind.</div>
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Since you’ll be starting the first few minutes of your day slipping your naked body alongside your partner’s, you can bet your naked butt, you’ll feel a whole lot more confident.</div>
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It also means you’re comfortable enough with yourself to let it all hang out (figuratively speaking… I think). A more confident you is a more beautiful you — and not just to yourself, but also to others.</div>
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You’ll reduce your belly size.</h2>
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If you opt for sleeping in the buff, you could reduce the fat around your belly and even lower your cholesterol.</div>
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According to <a href="http://www.huffingtonpost.ca/natasha-turner-nd/sleeping-naked_b_3381630.html" style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; color: #4992d3; line-height: inherit; outline: none; text-decoration: none;" target="_blank">the Huffington Post</a>, your body cools down at night, increasing your growth hormones while simultaneously decreasing your levels of cortisol, which will result in “healthy sleep patterns.”</div>
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The perfect night’s sleep would be comprised of two cycles: the first has your body recuperating with lower cortisol levels and the second sees your body working to increase these levels in preparation for the next day so that you might have energy when you wake up.</div>
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If your sleep is interrupted (e.g. because of your uncomfortable pajamas), your body will naturally produce more cortisol than usual; the excess, in turn, is known to catalyze your appetite.</div>
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Say goodbye to your diet and hello to that sleeve of cookies!</div>
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Get ready for a lot more sex.</h2>
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If you sleep naked, you’re going to have more sex. It’s just logical. According to Dr. Landa:</div>
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Sleeping naked encourages sex and sexier relationships are happier relationships.</div>
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I couldn’t agree more! I mean, think about it, if you’re naked already, don’t you think your chances of getting in a hump session would drastically improve?</div>
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And, naturally, with more sex, you and your partner’s intimacy will only increase — especially when the hormone Oxytocin is introduced into the situation.</div>
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Oxytocin, as the <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/The Huffington Post" style="-webkit-tap-highlight-color: transparent; background-attachment: inherit !important; background-clip: inherit !important; background-image: inherit !important; background-origin: inherit !important; background-position: inherit !important; background-repeat: inherit !important; background-size: inherit !important; border-bottom-color: rgb(53, 211, 205) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; margin: 0px !important; outline: none; padding: 0px !important;" title="">Huffington Post</culink> <a href="http://www.huffingtonpost.ca/natasha-turner-nd/sleeping-naked_b_3381630.html" style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; color: #4992d3; line-height: inherit; outline: none; text-decoration: none;" target="_blank">notes</a>, reduces stress levels, lowers your risk of depression and leads to a load of other health benefits that might seem completely unrelated to you and your partner naked spooning. Who knew being naked could “reduce intestinal inflammation”?</div>
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If you have no clothing barriers, what barricade do you even have?</div>
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You won’t have to take a shower in the morning.</h2>
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If there’s one thing girls hate to do, <a href="http://elitedaily.com/women/myth-5-reasons-girls-hate-showering/" style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; color: #4992d3; line-height: inherit; outline: none; text-decoration: none;" target="_blank">it’s shower</a>. And if there’s one thing a human person hates, it’s showering first thing in the morning, as it forces you to wake up a full 20 to 30 minutes earlier.</div>
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But if you don’t wear pajamas, you’ll stay cool throughout the night, drastically <em style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; line-height: inherit; outline: none;">increasing</em> the likeliness of a good hair day the following morning.</div>
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If you get too hot in your sleep, you’re going to sweat… and if you sweat, your hair is going to look greasy. And greasy only looks good on food.</div>
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It’s just easier.</h2>
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When it comes to #TeamBed, we’re all just trying to get up in those comfy pillows and blankets as quickly as we possibly can.</div>
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Putting on pajamas inherently means more work: You have to take off your clothes, pick out your jammies, and then put them on.</div>
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That might seem like a lazy thing to say, but sometimes the closet (or the kitchen, or the bathroom) is just too far away.</div>
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After #thestruggle of a 9-to-5 workday, I’m not looking to do anything to make me wait for sleep. <em style="-webkit-tap-highlight-color: transparent; box-sizing: border-box; line-height: inherit; outline: none;">Nada</em>.</div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-59248408007157691462015-02-22T07:40:00.002-08:002015-02-22T07:40:58.567-08:00re. professional investment advisors. how to be poor.<h1 class="xlHeader" style="background-color: white; border: 0px; color: #222222; font-family: Arial, Helvetica, sans-serif; font-size: 36px; letter-spacing: -1px; line-height: 40px; margin: 0px 0px 5px; padding: 0px;">
Two Hedge Fund Managers Walk Into a Bar…</h1>
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<span class="vcard byline" style="border: 0px; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px;">By <a class="qsAdd qs-source-iapsitlnk0000002" href="http://my.fool.com/profile/tmfhousel/info.aspx?source=iapsitlnk0000002" style="border: 0px; color: #339933; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px;"><span content="Morgan Housel" itemprop="author" style="border: 0px; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px;">Morgan Housel</span></a> | <a class="qsAdd qs-source-iapsitlnk0000003" href="http://www.fool.com/author/1611/index.aspx?source=iapsitlnk0000003" style="border: 0px; color: #339933; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px;">More Articles</a> </span>| <span id="qrator_button" style="border: 0px; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px;"><a class="savethis" href="http://www.fool.com/myarticles/save" style="border: 0px; color: #339933; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px;">Save For Later</a> </span><br /><span class="dateline" style="border: 0px; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px;">February 18, 2015</span> | <span class="comments" style="border: 0px; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px;"><a href="http://www.fool.com/investing/general/2015/02/18/two-hedge-fund-managers-walk-into-a-bar.aspx#commentsBoxAnchor" style="border: 0px; color: #339933; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px;">Comments (18)</a></span></div>
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<em style="border: 0px; font-family: inherit; font-weight: inherit; margin: 0px; padding: 0px;">This conversation has probably happened somewhere.</em></div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
Two hedge fund managers walk into a bar. They need a drink.</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
Their returns are terrible. Their investors are mad. And they know they're in good company.</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
They're here to figure out what's wrong with their industry.</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Whisky, please," Jim says.</div>
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"There are 10,000 hedge funds in the world," Jim says to his friend, Paul. "Every one is run by a guy who thinks he's <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/George Soros" style="background: inherit !important; border-bottom-color: rgb(34, 205, 190) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">George Soros</culink>. No one thinks of himself as a mediocre hedge fund manager. Everyone thinks they're the <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Stephen Hawking" style="background: inherit !important; border-bottom-color: rgb(34, 205, 190) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Stephen Hawking</culink> of finance."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Here's the problem," Jim continues. "Most of us went to the same schools, were taught the same theories by the same textbooks, worked at the same investment bank, read the same newspapers, and live in the same zip code. We take money from the same investors who demand the same short-term performance."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Yet we deeply – <em style="border: 0px; font-family: inherit; font-weight: inherit; margin: 0px; padding: 0px;">deeply</em> -- believe we have an edge over everyone else."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"It's Lake Wobegon on stilts," Paul says.</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"A lot of us are smart people. Brilliant, actually. But when 10,000 people fight for the same prize in the same market, the results are totally predictable."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
One dollar invested in the Barclay Hedge Fund Index in 2004 would worth be worth $1.88 by 2014. In the <strong style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; padding: 0px;">S&P 500</strong> (<span class="ticker" style="border: 0px; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px;">SNPINDEX: <a class="qsAdd qs-source-isssitthv0000001" data-id="220472" href="http://caps.fool.com/Ticker/%5EGSPC.aspx?source=isssitthv0000001" style="border: 0px; color: #339933; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px;">^GSPC</a></span> <a class="addToWatchListIcon qsAdd qs-source-iwlsitbut0000010" href="http://my.fool.com/watchlist/add?ticker=%5EGSPC&source=iwlsitbut0000010" style="background-image: url(http://g.foolcdn.com/common/img/buttons/BtnAdd.gif); background-position: 0px 0px; background-repeat: no-repeat; border: 0px; color: #339933; display: inline-block; font-family: inherit; font-style: inherit; font-weight: inherit; height: 16px; margin: 0px; padding: 0px; vertical-align: middle; width: 16px;" title="Add ^GSPC to My Watchlist"> </a>) , it would have grown to $2.32.</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Here's the problem. Most hedge funds are indistinguishable from mutual funds, other than the fact that they feel entitled to charge 30 times the fees."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Two percent of assets for showing up in the morning, and 20% of any profits."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"There are probably 100 hedge funds that will consistently beat the market after fees. They won't take your money. They provide just enough hope for investors to keep the rest of us in business. We earn half the performance of index funds, charge 30 times the fees of mutual funds, pay half the income tax rates of school teachers, have triple the ego of rock stars, and fewer disclosure requirements than the NSA."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"We're basically a conduit between public pension funds and <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Greenwich" style="background: inherit !important; border-bottom-color: rgb(34, 205, 190) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Greenwich</culink> real estate agents."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Cheers to that."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Part of the problem is there are so few barriers to entry in this business. You have to be drafted to play in the NBA. But any hooligan can start a hedge fund."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"And call themselves the next <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/LeBron James" style="background: inherit !important; border-bottom-color: rgb(34, 205, 190) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">LeBron James</culink>."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"And convince investors they should be paid like a champ."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Exactly."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
Both take another drink.</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"What do you tell clients who are upset with your performance?"</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"We tell them we're not trying to beat the market. We're trying to manage risk."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Jim, seriously, what the hell does that mean?" Paul asks.</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
Jim throws back his third whisky and bursts out laughing.</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"<em style="border: 0px; font-family: inherit; font-weight: inherit; margin: 0px; padding: 0px;">Managing risk ... haha ... managing ri.... phhtt.... haha!"</em></div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
Both cackle hysterically.</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Every time an investor asks why our returns are so bad I tell them 'we're managing risk,' and they shut up," Jim says.</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"You convince them that we have less downside risk than the market. So even though your returns are terrible, you can tell them you have excellent risk-adjusted returns. Throw in some formulas with Greek symbols, and they'll leave you alone."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Half of our investors are pension funds. They don't need most of their money for decades. Earning low returns is the biggest risk they can take. But we've convinced them that they're better off earning low returns in exchange for minimal downside risk."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Wasn't your fund down like 57% in 2008?" Paul asks.</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Black swan, bro. Not my fault."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"I started using this line on my wife," Paul jokes. "Honey, I know the kitchen is a mess, but I'm managing risk."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"If you can dream it, you can do it ... in risk-adjusted terms. I'm pretty sure <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Walt Disney" style="background: inherit !important; border-bottom-color: rgb(34, 205, 190) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Walt Disney</culink> said that."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
Jim spills a beer on his lap.</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"In risk-adjusted terms your pants are still dry!" Paul yells, laughing uncontrollably. "Here's a bonus!" </div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"Look, you can get a lower volatility portfolio by putting 60% of your money in Vanguard stock funds and 40% in Vanguard bond funds," Jim explains. "This strategy has <a href="http://www.fool.com/investing/general/2014/01/27/the-worlds-smartest-investors-have-failed.aspx" style="border: 0px; color: #339933; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; padding: 0px;">beaten most hedge</a> funds with lower volatility. You pay basically nothing in fees. Everyone knows this."</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"But how many Vanguard fund managers own a <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Gulfstream V" style="background: inherit !important; border-bottom-color: rgb(34, 205, 190) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Gulfstream V</culink>?"</div>
<div style="border: 0px; font-style: inherit; font-weight: inherit; margin-bottom: 11px; margin-top: 11px; padding: 0px;">
"I rest my case." </div>
</div>
Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-71642206282286489102015-02-22T07:25:00.003-08:002015-02-22T07:25:58.645-08:00chronic fatigue<div class="page-head" style="font-family: Arial, sans-serif; font-size: 12px;">
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Sick and tired: Institute of Medicine proposes new diagnostic criteria for chronic fatigue syndrome</h1>
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<h3 class="story-deck" style="font-size: 1.16667rem; line-height: 1.25; margin-bottom: 5px; margin-top: 0px;">
The IOM proposes the illness now be called systemic exertion intolerance disease</h3>
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<span class="spaced" style="margin-right: 1em;">By Kristy Hoffman, <a href="http://www.cbc.ca/news/cbc-news-online-news-staff-list-1.1294364" style="color: #115278; text-decoration: none;">CBC News</a></span> <span class="delimited">Posted: Feb 21, 2015 8:57 AM CT</span> Last Updated: Feb 22, 2015 9:08 AM CT</div>
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<img alt="Myalgic encephalomyelitis (ME) or chronic fatigue syndrome (CFS) is not only known for causing an overwhelming sense of tiredness that reduces the ability of those who suffer from it to participate in pre-illness activities, but also for having its legitimacy questioned by members of the public. Following a report from the Institution of Medicine (IOM), that could change." height="349" src="http://i.cbc.ca/1.2966047.1424528551!/fileImage/httpImage/image.jpg_gen/derivatives/16x9_620/seid.jpg" style="border: 0px; display: block; height: auto;" title="" width="100%" /><div class="figure-caption" style="color: #595959; font-size: 0.91667rem; line-height: 1.35em; margin-bottom: 0.5rem; padding-top: 0.5rem;">
Myalgic encephalomyelitis (ME) or chronic fatigue syndrome (CFS) is not only known for causing an overwhelming sense of tiredness that reduces the ability of those who suffer from it to participate in pre-illness activities, but also for having its legitimacy questioned by members of the public. Following a report from the Institution of Medicine (IOM), that could change.</div>
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Google</div>
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<div aria-labelledby="storyhead" class="story-body" role="main" style="color: #333333; font-size: 1.16667rem; line-height: 1.35em; margin-left: 170px; padding-right: 10px; padding-top: 1px;">
<div class="story-content">
<div style="line-height: 1.35em; margin-bottom: 1rem;">
If you can't pronounce myalgic encephalomyelitis (ME), you may be in the company of some health-care professionals: Information about the condition, commonly called chronic fatigue syndrome (CFS), is included in fewer than one-third of medical school curricula around the world.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
The public has questioned the disease's legitimacy, and so far, it is impossible to identify by medical testing: Some wait years to find out why they are too tired to lift their arms to wash their hair in the shower or get out of bed in the morning.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
But following an <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Institute of Medicine" style="background: inherit !important; border-bottom-color: rgb(57, 199, 213) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; font-size: 14.0000400543213px !important; margin: 0px !important; padding: 0px !important;" title="">Institute of Medicine</culink> (IOM) committee report, those aspects of ME/CFS could change for <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Canadians" style="background: inherit !important; border-bottom-color: rgb(57, 199, 213) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; font-size: 14.0000400543213px !important; margin: 0px !important; padding: 0px !important;" title="">Canadians</culink> who suffer from it.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
<culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Statistics Canada" style="background: inherit !important; border-bottom-color: rgb(57, 199, 213) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; font-size: 14.0000400543213px !important; margin: 0px !important; padding: 0px !important;" title="">Statistics Canada</culink> reports that number to be 400,000 and growing.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
The IOM report, which was released to the public on Feb. 10, is complete with recommendations for new diagnostic criteria for ME/CFS.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
It even includes a proposed new name: Systemic exertion intolerance disorder, or SEID.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
"They're trying to make it easier to tag people," said CBC house doctor<culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Peter H. Lin" style="background: inherit !important; border-bottom-color: rgb(57, 199, 213) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; font-size: 14.0000400543213px !important; margin: 0px !important; padding: 0px !important;" title="">Peter Lin</culink> on Wednesday's Information Radio.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
"Because all of a sudden, you have a real condition... Disease means 'this is real,' whereas syndrome kind of means 'collection of [symptoms].'"</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
The U.S. <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/United States Department of Health and Human Services" style="background: inherit !important; border-bottom-color: rgb(57, 199, 213) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; font-size: 14.0000400543213px !important; margin: 0px !important; padding: 0px !important;" title="">Department of Health and Human Services</culink> (HSS), which issued a contract to the IOM for the report, must decide how to implement and accept the findings. </div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
Canada must decide whether to adopt them. </div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
Lin says even the prospect of change allows health-care professionals to imagine improved circumstances surrounding SEID, including those in the workplace of those afflicted by it.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
"By being tagged with this name, then basically the patient realizes that...for insurance purposes and for work, now it becomes real."</div>
<h2 style="color: black; font-size: 1.66667rem; line-height: 1.25; margin-bottom: 1rem; margin-top: 0px;">
Redefining an illness</h2>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
The HHS, the <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Centers for Disease Control and Prevention" style="background: inherit !important; border-bottom-color: rgb(57, 199, 213) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; font-size: 14.0000400543213px !important; margin: 0px !important; padding: 0px !important;" title="">Centres for Disease Control and Prevention</culink> (CDC) and four other health organizations asked an IOM expert committee to examine evidence of ME/CFS.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
Members of the committee completed the project in one year, and submitted their report,<a href="http://iom.edu/~/media/Files/Report%20Files/2015/MECFS/MECFS_ReportBrief.pdf" style="color: #115278; font-weight: bold; text-decoration: none;"> Beyond Myalgic Encephalomyelitis/Chronic Fatigue Syndrome: Redefining an Illness</a>, to the HHS in January.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
According to the report, those findings include new diagnostic criteria that will facilitate diagnosis: An aspect of ME/CFS known to complicate the lives of those who suffer from it, some consulting with several doctors before discovering the source of their symptoms.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
"The illness previously known as ME/CFS is known to have many symptoms," Dr. Lucinda Bateman told the CBC.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
Bateman is a general internist and clinical specialist in the diagnosis and management of SEID. She served on the IOM committee and runs the Fatigue Consultation Clinic in <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Salt Lake City" style="background: inherit !important; border-bottom-color: rgb(57, 199, 213) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; font-size: 14.0000400543213px !important; margin: 0px !important; padding: 0px !important;" title="">Salt Lake City, Utah</culink>.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
"The most common criteria used [to diagnose the illness now]...are the 1994 Fukuda Criteria," she said.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
According to the CDC, the Fukuda Criteria ask that the patient undergo medical history, mental and physical examinations, and laboratory tests before being diagnosed with ME/CFS. </div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
In order to meet the criteria, the patient must be chronically fatigued for more than six months and experiencing at least four of eight symptoms, including but not limited to muscle pain and headaches of a new type, pattern or severity.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
In their report, the IOM committee recommends that doctors look for the following three core symptoms when diagnosing SEID: </div>
<ul style="margin-bottom: 1rem; margin-top: 0px; padding-left: 3em;">
<li style="list-style: none outside none; margin-bottom: 0.5em; margin-left: -1em; padding-left: 0.75em; position: relative;">The impairment of one's ability to engage in pre-illness activities that lasts more than six months </li>
<li style="list-style: none outside none; margin-bottom: 0.5em; margin-left: -1em; padding-left: 0.75em; position: relative;">The worsening of symptoms after exposure to physical or cognitive stressors</li>
<li style="list-style: none outside none; margin-bottom: 0.5em; margin-left: -1em; padding-left: 0.75em; position: relative;">Unrefreshing sleep</li>
</ul>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
Additionally, the committee encourages doctors to identify one of two other symptoms in patients: Cognitive impairment or the worsening of symptoms when one stands up.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
"The...criteria for SEID are more simple, because after evidence review, many of the symptoms in previous case definitions don’t seem to be present in everyone all the time, or even in a consistent pattern," Bateman said.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
"The SEID diagnostic criteria focus on the most common, prevalent and constant symptoms based on large studies of ME/CFS patients."<br /> </div>
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Click on this CBC News graphic for information about symptoms of SEID.<br /> </div>
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<h2 style="color: black; font-size: 1.66667rem; line-height: 1.25; margin-bottom: 1rem; margin-top: 0px;">
Treating SEID</h2>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
While the IOM report may help patients reach quick diagnoses and provide medical documentation to employers that warrant time away from work to rest, the findings do not include a cause for the illness or, as a result, a proposed cure.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
"And so what we do is we manage each symptom," Lin said.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
Exercise programs to help strengthen muscles and sleep studies or medications are examples of what doctors may recommend for those suffering from SEID.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
"So even though there is no quick fix, what we do is try and manage those symptoms so these people can live."<br /><br />Lin advises those who suspect they may have SEID to adjust their sleeping habits before consulting a physician.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
"Get two, three weeks worth of good sleep and if you feel better...then you don't have this condition," he said.<br /><br />If adequate sleep does not relieve symptoms — the key to SEID, according to Lin, is that sleep will not ease the overwhelming sensation of exhaustion — doctors are expected to run blood tests to rule out disorders that manifest themselves in similar ways. </div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
Anemia or thyroid issues, as examples.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
The report implies changes in diagnoses from the perspective of a doctor, too, Lin says.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
According to the IOM committee, many health care professionals are aware of SEID, but may not understand it or lack knowledge about how to diagnose and treat it.</div>
<div style="line-height: 1.35em; margin-bottom: 1rem;">
"...This disease will now sort of pop up higher on the list of things that we will be considering," he said.</div>
<a href="https://www.blogger.com/null" name="pd_a_8672348" style="color: #115278; display: inline; font-weight: bold; margin: 0px; padding: 0px;"></a><div class="PDS_Poll" id="PDI_container8672348">
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Do you believe ME/CFS, now known as SEID, is a legitimate disease?</div>
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<div class="pds-answer" style="margin: 0px; padding: 0px;">
<span id="pds-answer8672348"><span class="pds-answer-group" style="display: block; padding: 5px 0px;"><span class="pds-answer-input" style="display: block; float: left; padding: 0px; position: relative; width: 25px;"><input class="pds-radiobutton" id="PDI_answer39493185" name="PDI_answer8672348" style="font-family: inherit; font-size: 14.0000400543213px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding: 0px;" type="radio" value="39493185" /></span><label class="pds-input-label" for="PDI_answer39493185" style="cursor: pointer; display: block; float: left; font-family: Arial; font-size: 13px; font-stretch: normal; line-height: 18px; padding: 0px; position: relative; width: 268px;"><span class="pds-answer-span">No. Since it can't be diagnosed by medical testing I think people say they have it to get time off work.</span></label><span class="pds-clear" style="clear: both; display: block;"></span></span><span class="pds-answer-group" style="display: block; padding: 5px 0px;"><span class="pds-answer-input" style="display: block; float: left; padding: 0px; position: relative; width: 25px;"><input class="pds-radiobutton" id="PDI_answer39493186" name="PDI_answer8672348" style="font-family: inherit; font-size: 14.0000400543213px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding: 0px;" type="radio" value="39493186" /></span><label class="pds-input-label" for="PDI_answer39493186" style="cursor: pointer; display: block; float: left; font-family: Arial; font-size: 13px; font-stretch: normal; line-height: 18px; padding: 0px; position: relative; width: 268px;"><span class="pds-answer-span">Yes. Even though it can't be diagnosed by medical testing I believe the disease is real and the symptoms are debilitating.</span></label><span class="pds-clear" style="clear: both; display: block;"></span></span><span class="pds-answer-group" style="display: block; padding: 5px 0px;"><span class="pds-answer-input" style="display: block; float: left; padding: 0px; position: relative; width: 25px;"><input class="pds-radiobutton" id="PDI_answer39493187" name="PDI_answer8672348" style="font-family: inherit; font-size: 14.0000400543213px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding: 0px;" type="radio" value="39493187" /></span><label class="pds-input-label" for="PDI_answer39493187" style="cursor: pointer; display: block; float: left; font-family: Arial; font-size: 13px; font-stretch: normal; line-height: 18px; padding: 0px; position: relative; width: 268px;"><span class="pds-answer-span">I believe the disease is legitimate but I also believe there are folks who say they have it when they don't, and get away with it because it can't be diagnosed by medical testing.</span></label><span class="pds-clear" style="clear: both; display: block;"></span></span></span></div>
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<li class="lineuproll-item-body" style="list-style: none outside none; margin-bottom: 0px; padding-left: 0.75em; position: relative;"><a href="http://www.cbc.ca/news/canada/manitoba/vehicle-strikes-kills-woman-on-long-plain-first-nation-manitoba-1.2966187" style="color: #115278; text-decoration: none;">Vehicle strikes, kills woman on Long Plain First Nation, Manitoba</a> <span class="lineuproll-extra"><span class="lineuproll-icons" style="color: #595959; font-size: 0.83333rem;"><span class="icon_comments" style="background-attachment: scroll !important; background-clip: initial !important; background-color: transparent !important; background-image: url(http://www.cbc.ca/i/o/sm/v10/gfx/sprite.png) !important; background-origin: initial !important; background-position-x: 0%; background-position-y: -126px !important; background-repeat: no-repeat !important; background-size: initial !important; display: inline-block; height: 16px; overflow: hidden; position: relative; text-align: center; top: -1px; vertical-align: middle; width: 16px; zoom: 1;">read</span> <span class="viafoura" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-size: 13px; line-height: 1.3; margin: 0px;"><span class="vf-counter vf-widget" data-path="http://www.cbc.ca/1.2966187" data-widget-id="6" data-widget="counter" style="color: #797979; font-family: arial, sans-serif; font-size: 10px; font-stretch: normal; line-height: normal;">9</span></span><span class="offscreen" style="border: 0px !important; clip: rect(0px 0px 0px 0px) !important; height: 1px !important; margin: -1px !important; overflow: hidden !important; padding: 0px !important; position: absolute !important; width: 1px !important;">comments</span></span></span></li>
</ul>
</div>
</div>
<div class="promocollection promocollection_promogrid sclt-promocollection module col4 module_distinct" style="border-top-color: rgb(220, 220, 220); border-top-style: solid; border-top-width: 5px; display: inline; float: left; margin-bottom: 2rem; margin-left: 10px; margin-right: 10px; padding-bottom: 0px; padding-top: 8px; width: 300px;">
<div class="promocollection-head module-head">
<h3 class="promocollection-heading module-heading " style="font-size: 1.16667rem; line-height: 1.25; margin-bottom: 1rem; margin-top: 0px;">
Must Watch</h3>
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<div class="promocollection-body module-body">
<ul class="promocollection-list" id="mustWatchClips" style="letter-spacing: -0.31em; margin: 0px -10px; padding: 0px; text-rendering: optimizespeed;">
<li class="promo col2" style="display: inline-block; float: none; letter-spacing: normal; list-style: none outside none; margin-bottom: 1em; margin-left: 10px; margin-right: 10px; text-rendering: auto; vertical-align: top; width: 140px; word-spacing: normal; zoom: 1;"><a class="complexlink videolink" href="http://www.cbc.ca/player/News/Canada/Manitoba/ID/2655142886/" style="color: black; text-decoration: none;"><div style="line-height: 1.35em; margin-bottom: 0.5em;">
<span class="videolink-thumbnail" style="display: block; overflow: hidden; position: relative;"><img alt="CBC TV News, Weather and Sports from Winnipeg" height="78" src="http://thumbnails.cbc.ca/maven_legacy/thumbnails/98/404/NewsWinnipegGeneric.jpg" style="border: 0px; display: block;" width="100%" /></span></div>
<div class="promo-title complexlink-target" style="color: #115278; font-weight: bold; line-height: 1.35em; margin-bottom: 0.5em;">
CBC News: Winnipeg - February 21, 2015</div>
<div class="promo-runtime lighttext" style="color: #595959; line-height: 1.35em; margin-bottom: 0.5em;">
5:06</div>
<div class="promo-deck" style="line-height: 1.35em; margin-bottom: 0.5em;">
CBC TV News, Weather and Sports from Winnipeg</div>
</a></li>
<li class="promo col2" style="display: inline-block; float: none; letter-spacing: normal; list-style: none outside none; margin-bottom: 1em; margin-left: 10px; margin-right: 10px; text-rendering: auto; vertical-align: top; width: 140px; word-spacing: normal; zoom: 1;"><a class="complexlink videolink" href="http://www.cbc.ca/player/News/Canada/Manitoba/ID/2655046702/" style="color: black; text-decoration: none;"><div style="line-height: 1.35em; margin-bottom: 0.5em;">
<span class="videolink-thumbnail" style="display: block; overflow: hidden; position: relative;"><img alt="Late Night CBC TV News from Winnipeg" height="78" src="http://thumbnails.cbc.ca/maven_legacy/thumbnails/129/923/Winnipegat11.jpg" style="border: 0px; display: block;" width="100%" /></span></div>
<div class="promo-title complexlink-target" style="color: #115278; font-weight: bold; line-height: 1.35em; margin-bottom: 0.5em;">
CBC News Winnipeg at 11 p.m. - February 20, 2015</div>
<div class="promo-runtime lighttext" style="color: #595959; line-height: 1.35em; margin-bottom: 0.5em;">
10:01</div>
<div class="promo-deck" style="line-height: 1.35em; margin-bottom: 0.5em;">
Late Night CBC TV News from Winnipeg</div>
</a></li>
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<span class="videolink-thumbnail" style="display: block; overflow: hidden; position: relative;"><img alt="CBC TV News, Weather and Sports from Winnipeg" height="78" src="http://thumbnails.cbc.ca/maven_legacy/thumbnails/mb_thumb.jpg" style="border: 0px; display: block;" width="100%" /></span></div>
<div class="promo-title complexlink-target" style="color: #115278; font-weight: bold; line-height: 1.35em; margin-bottom: 0.5em;">
CBC News: Winnipeg - February 20, 2015</div>
<div class="promo-runtime lighttext" style="color: #595959; line-height: 1.35em; margin-bottom: 0.5em;">
30:57</div>
<div class="promo-deck" style="line-height: 1.35em; margin-bottom: 0.5em;">
CBC TV News, Weather and Sports from Winnipeg</div>
</a></li>
<li class="promo col2" style="display: inline-block; float: none; letter-spacing: normal; list-style: none outside none; margin-bottom: 1em; margin-left: 10px; margin-right: 10px; text-rendering: auto; vertical-align: top; width: 140px; word-spacing: normal; zoom: 1;"><a class="complexlink videolink" href="http://www.cbc.ca/player/News/Canada/Manitoba/ID/2655021362/" style="color: black; text-decoration: none;"><div style="line-height: 1.35em; margin-bottom: 0.5em;">
<span class="videolink-thumbnail" style="display: block; overflow: hidden; position: relative;"><img alt="J. Neufeld calls himself more artist than woodworker and nothing shows that more than the piece he created for the newly renovated Canada House on Trafalgar Square in London, England." height="78" src="http://thumbnails.cbc.ca/maven_legacy/thumbnails/485/23/mb-canadahousewoodguy-150220_2500kbps_620x350_2655019644.jpg" style="border: 0px; display: block;" width="100%" /></span></div>
<div class="promo-title complexlink-target" style="color: #115278; font-weight: bold; line-height: 1.35em; margin-bottom: 0.5em;">
Wood artist's table highlight of Manitoba Room at newly renovated Canada House</div>
<div class="promo-runtime lighttext" style="color: #595959; line-height: 1.35em; margin-bottom: 0.5em;">
1:43</div>
<div class="promo-deck" style="line-height: 1.35em; margin-bottom: 0.5em;">
J. Neufeld calls himself more artist than woodworker and nothing shows that more than the piece he created for the newly renovated Canada House on Trafalgar Square in London, England.</div>
</a></li>
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</div>
</div>
<div class="lineuproll lineuproll_firstimage sclt-lineuproll module col4 module_distinct" id="7.1071" style="border-top-color: rgb(220, 220, 220); border-top-style: solid; border-top-width: 5px; display: inline; float: left; margin-bottom: 2rem; margin-left: 10px; margin-right: 10px; padding-bottom: 0px; padding-top: 8px; width: 300px;">
<a href="https://www.blogger.com/null" id="" style="color: #115278;"></a><div class="lineuproll-head module-head">
<h3 class="lineuproll-heading module-heading " style="font-size: 1.16667rem; line-height: 1.25; margin-bottom: 1rem; margin-top: 0px;">
Top News Headlines</h3>
</div>
<div class="lineuproll-body module-body">
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<li style="list-style: none outside none; margin-bottom: 1em;"><a class="complexlink media" href="http://www.cbc.ca/news/world/west-edmonton-mall-named-in-al-shabaab-video-as-possible-target-1.2966514" style="color: black; display: block; margin-bottom: 1rem; overflow: hidden; text-decoration: none;"><img alt="al-Shaabab video mall targets" class="media-side thinglinkFiltered" height="79" src="http://i.cbc.ca/1.2966516.1424611098!/fileImage/httpImage/image.jpg_gen/derivatives/16x9tight_140/al-shaabab-video-mall-targets.jpg" style="border: 0px; display: block; float: left; margin-right: 10px;" title="" width="140" /><span class="media-body lineuproll-item-body" style="display: block; margin-bottom: 0px; overflow: hidden; padding-left: 0.75em; position: relative;"><span class="complexlink-target" style="color: #115278;">West Edmonton Mall named in al-Shabaab video as possible target</span><span class="lineuproll-extra" style="margin-bottom: 0px;"><span class="lineuproll-icons" style="color: #595959; font-size: 0.83333rem;"><span class="icon_comments" style="background-attachment: scroll !important; background-clip: initial !important; background-color: transparent !important; background-image: url(http://www.cbc.ca/i/o/sm/v10/gfx/sprite.png) !important; background-origin: initial !important; background-position-x: 0%; background-position-y: -126px !important; background-repeat: no-repeat !important; background-size: initial !important; display: inline-block; height: 16px; overflow: hidden; position: relative; text-align: center; top: -1px; vertical-align: middle; width: 16px; zoom: 1;">read</span> <span class="viafoura" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-size: 13px; line-height: 1.3; margin: 0px;"><span class="vf-counter vf-widget" data-path="http://www.cbc.ca/1.2966514" data-widget-id="7" data-widget="counter" style="color: #797979; font-family: arial, sans-serif; font-size: 10px; font-stretch: normal; line-height: normal;">474</span></span><span class="offscreen" style="border: 0px !important; clip: rect(0px 0px 0px 0px) !important; height: 1px !important; margin: -1px !important; overflow: hidden !important; padding: 0px !important; position: absolute !important; width: 1px !important;">comments</span></span></span></span></a></li>
<li class="lineuproll-item-body" style="list-style: none outside none; margin-bottom: 1em; padding-left: 0.75em; position: relative;"><a href="http://www.cbc.ca/news/canada/nova-scotia/maritime-storm-brings-more-snow-and-flooding-1.2966509" style="color: #115278; text-decoration: none;">Another Sunday storm brings slushy mess to the Maritimes</a> <span class="lineuproll-extra"><span class="lineuproll-icons" style="color: #595959; font-size: 0.83333rem;"><span class="icon_comments" style="background-attachment: scroll !important; background-clip: initial !important; background-color: transparent !important; background-image: url(http://www.cbc.ca/i/o/sm/v10/gfx/sprite.png) !important; background-origin: initial !important; background-position-x: 0%; background-position-y: -126px !important; background-repeat: no-repeat !important; background-size: initial !important; display: inline-block; height: 16px; overflow: hidden; position: relative; text-align: center; top: -1px; vertical-align: middle; width: 16px; zoom: 1;">read</span> <span class="viafoura" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-size: 13px; line-height: 1.3; margin: 0px;"><span class="vf-counter vf-widget" data-path="http://www.cbc.ca/1.2966509" data-widget-id="8" data-widget="counter" style="color: #797979; font-family: arial, sans-serif; font-size: 10px; font-stretch: normal; line-height: normal;">23</span></span><span class="offscreen" style="border: 0px !important; clip: rect(0px 0px 0px 0px) !important; height: 1px !important; margin: -1px !important; overflow: hidden !important; padding: 0px !important; position: absolute !important; width: 1px !important;">comments</span></span></span></li>
<li class="lineuproll-item-body" style="list-style: none outside none; margin-bottom: 1em; padding-left: 0.75em; position: relative;"><a href="http://www.cbc.ca/news/business/telus-bails-on-unlimited-internet-bandwidth-plays-on-for-a-price-1.2965470" style="color: #115278; text-decoration: none;">Telus bails on unlimited internet, bandwidth plays on for a price</a> <span class="lineuproll-extra"><span class="lineuproll-icons" style="color: #595959; font-size: 0.83333rem;"><span class="icon_comments" style="background-attachment: scroll !important; background-clip: initial !important; background-color: transparent !important; background-image: url(http://www.cbc.ca/i/o/sm/v10/gfx/sprite.png) !important; background-origin: initial !important; background-position-x: 0%; background-position-y: -126px !important; background-repeat: no-repeat !important; background-size: initial !important; display: inline-block; height: 16px; overflow: hidden; position: relative; text-align: center; top: -1px; vertical-align: middle; width: 16px; zoom: 1;">read</span> <span class="viafoura" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-size: 13px; line-height: 1.3; margin: 0px;"><span class="vf-counter vf-widget" data-path="http://www.cbc.ca/1.2965470" data-widget-id="9" data-widget="counter" style="color: #797979; font-family: arial, sans-serif; font-size: 10px; font-stretch: normal; line-height: normal;">232</span></span><span class="offscreen" style="border: 0px !important; clip: rect(0px 0px 0px 0px) !important; height: 1px !important; margin: -1px !important; overflow: hidden !important; padding: 0px !important; position: absolute !important; width: 1px !important;">comments</span></span></span></li>
<li class="lineuproll-item-body" style="list-style: none outside none; margin-bottom: 1em; padding-left: 0.75em; position: relative;"><a href="http://www.cbc.ca/news/arts/oscars-2015-how-to-watch-tonight-s-big-show-1.2960467" style="color: #115278; text-decoration: none;">Oscars 2015: How to watch tonight's big show</a> <span class="lineuproll-extra"><span class="lineuproll-icons" style="color: #595959; font-size: 0.83333rem;"><span class="icon_comments" style="background-attachment: scroll !important; background-clip: initial !important; background-color: transparent !important; background-image: url(http://www.cbc.ca/i/o/sm/v10/gfx/sprite.png) !important; background-origin: initial !important; background-position-x: 0%; background-position-y: -126px !important; background-repeat: no-repeat !important; background-size: initial !important; display: inline-block; height: 16px; overflow: hidden; position: relative; text-align: center; top: -1px; vertical-align: middle; width: 16px; zoom: 1;">read</span> <span class="viafoura" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-size: 13px; line-height: 1.3; margin: 0px;"><span class="vf-counter vf-widget" data-path="http://www.cbc.ca/1.2960467" data-widget-id="10" data-widget="counter" style="color: #797979; font-family: arial, sans-serif; font-size: 10px; font-stretch: normal; line-height: normal;">40</span></span><span class="offscreen" style="border: 0px !important; clip: rect(0px 0px 0px 0px) !important; height: 1px !important; margin: -1px !important; overflow: hidden !important; padding: 0px !important; position: absolute !important; width: 1px !important;">comments</span></span></span></li>
<li class="lineuproll-item-body" style="list-style: none outside none; margin-bottom: 0px; padding-left: 0.75em; position: relative;"><a href="http://www.cbc.ca/news/world/turkey-sends-troops-into-syria-to-bring-ottoman-tomb-guards-home-1.2966484" style="color: #115278; text-decoration: none;">Turkish guards removed from Ottoman tomb in Syria</a><span class="lineuproll-extra"><span class="lineuproll-icons" style="color: #595959; font-size: 0.83333rem;"><span class="icon_comments" style="background-attachment: scroll !important; background-clip: initial !important; background-color: transparent !important; background-image: url(http://www.cbc.ca/i/o/sm/v10/gfx/sprite.png) !important; background-origin: initial !important; background-position-x: 0%; background-position-y: -126px !important; background-repeat: no-repeat !important; background-size: initial !important; display: inline-block; height: 16px; overflow: hidden; position: relative; text-align: center; top: -1px; vertical-align: middle; width: 16px; zoom: 1;">read</span> <span class="viafoura" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #333333; font-size: 13px; line-height: 1.3; margin: 0px;"><span class="vf-counter vf-widget" data-path="http://www.cbc.ca/1.2966484" data-widget-id="11" data-widget="counter" style="color: #797979; font-family: arial, sans-serif; font-size: 10px; font-stretch: normal; line-height: normal;">192</span></span><span class="offscreen" style="border: 0px !important; clip: rect(0px 0px 0px 0px) !important; height: 1px !important; margin: -1px !important; overflow: hidden !important; padding: 0px !important; position: absolute !important; width: 1px !important;">comments</span></span></span></li>
</ul>
</div>
</div>
<div class="lineuproll lineuproll_headlines sclt-lineuproll module col4 col4 module_distinct sclt-mostviewed" id="7.1193" style="border-top-color: rgb(220, 220, 220); border-top-style: solid; border-top-width: 5px; display: inline; float: left; margin-bottom: 2rem; margin-left: 10px; margin-right: 10px; padding-bottom: 0px; padding-top: 8px; width: 300px;">
<a href="https://www.blogger.com/null" id="" style="color: #115278;"></a><div class="lineuproll-head module-head">
<h3 class="lineuproll-heading module-heading " style="font-size: 1.16667rem; line-height: 1.25; margin-bottom: 1rem; margin-top: 0px;">
Most Viewed</h3>
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CDC Confirms New Virus Found, Linked to the Death of a Kansas Man</h1>
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BY <a href="http://www.smnweekly.com/author/jessica/" rel="author" style="color: #d14334; text-decoration: none;" title="Posts by Jessica Smith">JESSICA SMITH</a> / <time datetime="2015-02-21" pubdate="">FEBRUARY 21, 2015</time></div>
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<a href="http://www.smnweekly.com/wp-content/uploads/2015/02/tick.jpg" style="color: #d14334; text-decoration: none;"><img alt="" class="alignleft wp-image-16865" height="301" src="http://www.smnweekly.com/wp-content/uploads/2015/02/tick.jpg" style="border: 0px; display: inline; float: left; height: auto; margin: 0px 20px 5px 0px; max-width: 100%; vertical-align: middle; width: auto;" width="284" /></a>The <strong><culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Centers for Disease Control and Prevention" style="background: inherit !important; border-bottom-color: rgb(29, 193, 199) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">Centers for Disease Control and Prevention</culink> </strong>confirms on Friday that a<strong> new virus</strong> appears to have caused the death of a man in <strong>Kansas</strong> in the spring 2014.</div>
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The virus, called<strong> Bourbon virus,</strong> is likely spread by ticks and insect bites.</div>
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CDC said the 50-year-old man was healthy before he fell ill about two days after he was bitten by ticks while working on his property.</div>
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The man’s symptoms included fever, fatigue, rash, headache, other body aches, nausea and vomiting.</div>
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The man eventually became so sick that doctors transferred him to the <strong><culink class="culinks" culang="en" href="http://curiyo.com/en/topic/University of Kansas" style="background: inherit !important; border-bottom-color: rgb(29, 193, 199) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; cursor: help; display: inline !important; float: none !important; margin: 0px !important; padding: 0px !important;" title="">University of Kansas Medical Center</culink> in Kansas City.</strong> He was tested for a variety of well-known viruses but the results came back negative. His blood sample was then sent to the CDC for advanced testing, which determined a new virus had been discovered.</div>
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Bourbon virus, which was named after the county where the man lived, belongs to a group called<strong>thogotoviruses</strong>.</div>
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Thogotoviruses usually make people sick by causing <strong>meningitis</strong>, a brain inflammation called encephalitis. They are not known for causing problems with blood cells.</div>
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But early blood tests of the Kansas man showed that he had a decline in his <strong>white blood cells</strong>, which fight infections, as well as his <strong>platelets</strong>, which help the blood to clot.</div>
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He died 11 days after falling ill.</div>
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CDC said this is the first time a thogotovirus has been known to make an American ill. Seven cases have been reported in Africa, Europe and Asia.</div>
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The CDC recommends people protect themselves by tick bites by using insect repellents, wearing long-sleeved shirts and pants, avoiding bushy and wooded areas and checking for ticks after spending time outdoors.</div>
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<strong>J. Erin Staples, a medical epidemiologist at the CDC</strong>, said it is possible that Bourbon virus has been around for years but hasn’t been noticed because it never made anyone this sick before. He said it is also possible that the virus normally causes illness too mild for people to go to the doctor, so that people assume they have a stomach bug.</div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-72849478018809622272015-02-21T14:42:00.002-08:002015-02-21T14:42:23.443-08:00coke and cancer<header class="entry-header" style="background-color: white; box-sizing: border-box; color: #262626; font-family: Lato, sans-serif; font-size: 17.4020004272461px; line-height: 28.7133007049561px;"><div class="entry-category" style="box-sizing: border-box; font-size: 0.7em; letter-spacing: 0.1em; line-height: 1; margin-bottom: 20px; margin-top: 10px; text-transform: uppercase;">
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Caramel coloring in cola drinks raises risks of cancer – Study</h1>
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BY <span class="author vcard" itemprop="author" itemscope="itemscope" itemtype="http://schema.org/Person" style="box-sizing: border-box; margin-right: 3px;"><a class="url fn n" href="http://www.thetimesgazette.com/author/mr/" itemprop="name" style="background: transparent; box-sizing: border-box; color: #262626; font-weight: 900; text-decoration: none;">MATTHEW RIDEOUT</a></span>ON <a href="http://www.thetimesgazette.com/caramel-coloring-in-cola-drinks-raises-risks-of-cancer-study/1267/" rel="bookmark" style="background: transparent; box-sizing: border-box; color: #262626; font-weight: 900; text-decoration: none;">FEBRUARY 21, 2015</a></div>
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The chemical process generated while producing the caramel coloring used in most cola drinks has been found to raise the risks of cancer for one in every 100,000 people that consume the drink – a new research states.</div>
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The potential for the manufacturing reaction to produce carcinogens in the drinks was found in laboratory tests carried out by Consumer Reports on 11 different cola drinks; and it was discovered that drinking one of these colas per day is sufficient to expose an individual to 4-methylimidazole or 4-MEI for short, a potentially cancer-causing chemical which is formed through the process of manufacturing the caramel color used to color colas and other widely-used beverages.</div>
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While a Californian law requires that drinks that contain a considerable level of 4-MEI must carry warning labels where one person in every 100,000 people can be at risks of exposure to 29 mcg of 4-MEI every day, the testing conducted by Consumer Reports on 110 samples of soda drinks revealed that most drinks contain around <strong style="box-sizing: border-box;">9.5 mcg per liter (mcg/L) to 963 mcg/L.</strong></div>
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<strong style="box-sizing: border-box;">The researchers were from the Johns Hopkins Center for a Livable Future in <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Baltimore" style="background: inherit !important; border-bottom-color: rgb(61, 181, 225) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; font-size: 17.4020004272461px !important; margin: 0px !important; padding: 0px !important;" title="">Baltimore, MD</culink>.</strong></div>
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<strong style="box-sizing: border-box;">The levels of 4-MEI concentrations in soda brands vary, and by states of purchase, but according to the researchers, they </strong>“were generally consistent across lots of the same beverage purchased in the same state/area.”</div>
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They also added that “Routine consumption of certain beverages can result in 4-MEI exposures greater than 29 mcg a day” – a toxicity level that had been seen in lab mice and rats at the US<culink class="culinks" culang="en" href="http://curiyo.com/en/topic/National Toxicology Program" style="background: inherit !important; border-bottom-color: rgb(61, 181, 225) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; font-size: 17.4020004272461px !important; margin: 0px !important; padding: 0px !important;" title="">National Toxicology Program</culink>.</div>
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Furthermore, the researchers said they had enough reasons to recommend some soda brands and not others because of carcinogen risks they contain, but they said “State regulatory standards appear to have been effective in reducing exposure to carcinogens in some beverages.”</div>
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Lead author Tyler Smith, a program officer with the Johns Hopkins Center for a Livable Future, said 4-MEI levels can “vary substantially across samples, even for the same type of beverage.” Smith explains: “For example, for diet colas, certain samples had higher or more variable levels of the compound, while other samples had very low concentrations.”</div>
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In the lab sampling, Malta Goya had the highest 4-MEI concentration while <culink class="culinks" culang="en" href="http://curiyo.com/en/topic/Coca-Cola" style="background: inherit !important; border-bottom-color: rgb(61, 181, 225) !important; border-bottom-style: dashed !important; border-bottom-width: 1px; box-sizing: border-box; cursor: help; display: inline !important; float: none !important; font-size: 17.4020004272461px !important; margin: 0px !important; padding: 0px !important;" title="">Coca-Cola</culink> produced the lowest value. California listed 4-MEI as a carcinogen in 2011, under the Safe Drinking Water and Toxic Enforcement Act of 1986 – better known as Proposition 65. The authors revealed their results suggest that “federal regulation of 4-MEI in caramel color may be appropriate.”</div>
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Why You Shouldn't Drink Warm Bottled Water</h1>
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<img alt="Why You Shouldn't Drink Warm Bottled Water" id="yui_3_15_0_1_1411520259460_1658" src="https://s.yimg.com/cd/resizer/2.0/FIT_TO_WIDTH-w500/bbb4eab631c4990ca2eff285fdec74215665de37.jpg" style="border: 0px; height: auto; margin-right: 20px; max-width: 100%; vertical-align: bottom;" /></div>
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<em id="yui_3_15_0_1_1411520259460_2068">Photo by Henrik Sorensen/Digital Vision/Getty Images</em></div>
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A few years back, rumors circulated that <a data-rapid_p="25" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="http://www.breastcancerinformationhelp.com/breast_cancer_bpa_dioxin_plastic_bottles.html" id="yui_3_15_0_1_1411520259460_2059" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" target="_blank">Sheryl Crow claimed drinking bottled water left in a hot car had given her breast cancer</a>. The result? A fresh wave of good, old-fashioned American fear. Since then, the worry over plastic bottles leaching dangerous chemicals into our water has never quite disappeared — and perhaps for good reason, suggests a new study published in the September edition of <a data-rapid_p="26" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="http://www.ncbi.nlm.nih.gov/pubmed/24907857" id="yui_3_15_0_1_1411520259460_2062" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" target="_blank">Environmental Pollution</a>.</div>
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Scientists from Nanjing University in China and the University of Florida investigated the effects of storing 16 brands of bottled water (all sold in China) at three temperatures: 39 degrees F, 77 degrees F, and 158 degrees F, intended to mimic the temperatures of a refrigerator, a standard room, and the inside of a car, respectively. “Based on the literature, that is a temperature that’s reachable on a hot summer day in a car,” study author Lena Ma told Yahoo Health.</div>
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<span id="yui_3_15_0_1_1411520259460_1685" style="font-weight: 700;">Related:</span> <a data-rapid_p="27" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="https://www.yahoo.com/health/why-ramen-noodles-could-cut-your-life-short-94747327572.html" id="yui_3_15_0_1_1411520259460_1684" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" target="_blank">Why Ramen Noodles Could Cut Your Life Short</a></div>
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The researchers checked the levels of two substances —<a data-rapid_p="28" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="http://water.epa.gov/drink/contaminants/basicinformation/antimony.cfm#four" id="yui_3_15_0_1_1411520259460_1687" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" target="_blank">antimony</a> and bisphenol A (BPA) — after one, two, and four weeks. Antimony, a trace heavy metal, has been found to play a role in lung, heart, and gastrointestinal diseases, according to a <a data-rapid_p="29" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="http://www.ncbi.nlm.nih.gov/pmc/articles/PMC2822166/" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" target="_blank">2009 study review</a>. <a data-rapid_p="30" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="http://www.inchem.org/documents/iarc/vol47/47-11.html" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" target="_blank">The International Agency for Research on Cancer</a> classifies one form of the metal, called antimony trioxide, as a “possible carcinogen.” BPA, meanwhile, is a chemical that can mimic estrogen in the body and which is found in some plastics; it’s been banned for use by the FDA in baby bottles and sippy cups.</div>
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The researchers found that as the temperature rose and time passed, increasingly high levels of antimony were detectable in the bottles of water. Specifically, at 77° F, the release of antimony increased by as much as twofold over that at the cooler temperature — although the levels of the trace metal varied by brand, increasing significantly at 77 degrees F in only six out of 16 brands.</div>
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<span style="font-weight: 700;">Related:</span> <a data-rapid_p="31" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="https://www.yahoo.com/health/coconut-water-101-when-coconut-water-hit-the-93122409092.html" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" target="_blank">The Nine Lives of Coconut Water</a></div>
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BPA levels, meanwhile, went up in only three brands at this temperature, though the concentration still wasn’t high enough to cause concern, Ma said. But the presence of BPA in bottled water, period, is still something of a mystery: “In theory, the plastic should not contain BPA,” she said. One explanation, she noted, is that “during the manufacturing process, especially if you use recycled plastics, you may find trace amounts of BPA. It’s an impurity.” </div>
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At 158 degrees F — the hot-car condition — antimony concentrations consistently increased, with up to a 319-fold boost in levels of the metal, compared with levels in the refrigerator condition. The highest level measured was .00026 milligrams per liter of water, which is still lower than the <a data-rapid_p="32" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="http://water.epa.gov/drink/contaminants/basicinformation/antimony.cfm" id="yui_3_15_0_1_1411520259460_1688" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" target="_blank">EPA’s legal limit</a> of .0006 milligrams per liter for drinking water. However, other countries, such as Japan, have set stricter limits on the substance.</div>
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The scientists estimate that, worst-case scenario, drinking the most heavily contaminated brand of bottled water could mean consuming .0004 mg of antimony per kilogram of body weight each day, which they said may pose a health risk, especially for children. Another factor to consider: Calcium — often found in bottled mineral water — has been shown to enhance the release of antimony. “Therefore,” the researchers wrote, “the health risk caused by [antimony] release from PET bottles in this study may be underestimated.” </div>
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<button class="flat Pos-a T-50 Start-50 play-btn ctrl ps-elm" data-rapid_p="39" style="-webkit-transition: opacity 0.54s; background: rgba(19, 19, 19, 0.701961); border-bottom-left-radius: 100%; border-bottom-right-radius: 100%; border-top-left-radius: 100%; border-top-right-radius: 100%; border: none; cursor: pointer; display: block; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 1.3rem; height: 80px; left: 225px; line-height: 1.25; margin: -40px 0px 0px -40px; opacity: 0; outline: none; padding: 0px; position: absolute; top: 115.625px; transition: opacity 0.54s; width: 80px;"><span class="Icon Fz-2xl" style="-webkit-font-smoothing: antialiased; display: inline-block; font-family: YGlyphs; font-size: 2.2rem; margin-left: 8px; text-rendering: optimizelegibility; width: 1.25em; zoom: 1;"></span></button><button class="flat Pos-a T-50 Start-50 pause-btn ctrl ps-elm" data-rapid_p="40" style="background: rgba(19, 19, 19, 0.701961); border-bottom-left-radius: 100%; border-bottom-right-radius: 100%; border-top-left-radius: 100%; border-top-right-radius: 100%; border: none; cursor: pointer; display: block; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 1.3rem; height: 80px; left: 225px; line-height: 1.25; margin: -40px 0px 0px -40px; opacity: 0; outline: none; padding: 0px; position: absolute; top: 115.625px; width: 80px;"><span class="Icon Fz-2xl" style="-webkit-font-smoothing: antialiased; display: inline-block; font-family: YGlyphs; font-size: 2.2rem; text-rendering: optimizelegibility; width: 1.25em; zoom: 1;"></span></button></div>
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<div class="pl-list Pos-a collapsed skinny" style="-webkit-transition: right 0.36s linear; background-color: rgba(0, 0, 0, 0.8); position: absolute; right: -271px; top: 0px; transition: right 0.36s linear; z-index: 20;">
<div class="playlist-grip Z-5 show" style="-webkit-transition: all 0.1s linear; border-bottom-left-radius: 10px; border-top-left-radius: 10px; cursor: pointer; height: 50px; margin-left: -24px; margin-top: -25px; position: absolute; top: 140.625px; transition: all 0.1s linear; width: 25px; z-index: 5;">
<span class="Icon open" style="-webkit-font-smoothing: antialiased; display: block; font-family: YGlyphs; height: 50px; position: absolute; text-align: center; text-rendering: optimizelegibility; width: 25px; zoom: 1;"><img alt="playlist_grip" class="ImageLoader-Loaded" id="yui_3_15_0_1_1411520259460_1408" src="https://s.yimg.com/dh/ap/default/140828/gripIcon.png" style="border: 0px; height: 40px; margin-left: 5px; margin-right: 20px; max-width: 100%; opacity: 1; vertical-align: bottom; width: 20px;" /></span></div>
<div class="playlist-wrap C-1 Pos-r Z-5" data-ylk="cat:Must Watch;t4:Must Watch;" id="yui_3_15_0_1_1411520259460_1572" style="background-color: rgba(0, 0, 0, 0); border-left-color: rgba(65, 64, 66, 0.498039); border-left-width: 1px; border-style: none none none solid; color: rgb(255, 255, 255) !important; position: relative; width: 270px; z-index: 5;">
<a class="Td-n C-1" data-rapid_p="42" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="https://screen.yahoo.com/popular" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none !important;" target="_blank"><div class="GridVCenter" data-default-playlist-icon="http://l.yimg.com/os/mit/ape/s/eed4eed/playlistIcon.png" id="channel-header" style="background-color: #17151d; background-image: none !important;">
<img alt="Must Watch" height="35px" src="https://s.yimg.com/os/publish-images/ivy/2013-10-28/dea146e7-aee8-400c-bb87-2403de55d580_icon-dock-popular-color.png" style="background-color: #23202d; border: 0px; height: 30px; margin: 6px 0px 6px 45px; max-width: 100%; min-width: 28px; vertical-align: middle; width: 30px;" width="35px" /> </div>
</a><div class="playlist scroll-bound Ov-h Pos-r Grid-U yui-nextscroll" data-channel-alias="popular" data-name="Must Watch" style="background-color: rgba(0, 0, 0, 0); display: inline-block; height: 239px; letter-spacing: normal; overflow: hidden; position: relative; text-rendering: auto; vertical-align: top; width: 270px; word-spacing: normal; zoom: 1;">
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<div class="shape Bdrs-0 FastTrans H-0" style="-webkit-transition: 0.3s; border-bottom-left-radius: 0px; border-bottom-right-radius: 0px; border-top-left-radius: 0px; border-top-right-radius: 0px; height: 0px; transition: 0.3s;">
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<div class="Bxz-bb M-0 Mah-100 Ov-h Ovy-s scroll-content Ws-n yui-nextscroll-content" id="yui_3_15_0_1_1411520259460_1679" style="background-color: transparent; box-sizing: border-box; margin: 0px; max-height: 100%; overflow-x: hidden; overflow-y: scroll; width: 270px; zoom: 1;">
<div>
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<ul class="M-0" style="list-style-type: none; margin: 0px; padding: 0px;">
<li class="Grid Trigger Pos-r Py-4 pl-item" data-idx="0" data-uuid="116c6ee2-1d16-387b-a9b4-09ae6d60aec0" style="cursor: pointer; letter-spacing: -0.31em; padding-bottom: 4px; padding-top: 4px; position: relative; text-rendering: optimizespeed;"><a class="rapidnofollow" data-alias="study-ties-bpa-possible-miscarriage-041752758" data-rapid_p="43" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="http://screen.yahoo.com/study-ties-bpa-possible-miscarriage-041752758.html" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" title="Study Ties BPA to Possible Miscarriage Risk"><div class="Grid-U-1-3 Va-m Pos-r pl-img" style="display: inline-block; letter-spacing: normal; margin-left: 5px; position: relative; text-rendering: auto; vertical-align: middle; width: 110px; word-spacing: normal; zoom: 1;">
<img alt="Study Ties BPA to Possible Miscarriage Risk" class="W-100 ImageLoader ImageLoader-Delayed" src="https://s.yimg.com/os/mit/ape/m/81f43c2/t.gif" style="-webkit-transition: opacity 0.42s ease-out; background-attachment: initial !important; background-clip: initial !important; background-color: initial !important; background-image: url(https://s1.yimg.com/uu/api/res/1.2/WnoXkKzqDlWqm_U4yPTglw--/dz0yMDg7Zmk9ZmlsbDtweW9mZj0wO2g9MTE3O2FwcGlkPXl0YWNoeW9u/http://media.zenfs.com/en-US/video/video.associatedpressfree.com/1e21ace3cfb650d0216cb8c7d9e620b8); background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border: 0px; height: auto; margin-right: 20px; max-width: 100%; opacity: 0; transition: opacity 0.42s ease-out; vertical-align: bottom; width: 110px;" /><div class="Fz-xs duration Pos-a B-0 End-0 Py-2 Px-4 M-0" style="-webkit-transition: opacity 0.32s ease; bottom: 0px; color: #cccccc; font-size: 1rem; opacity: 1; padding: 2px 4px; position: absolute; right: 0px; transition: opacity 0.32s ease;">
1:22</div>
</div>
<div class="Grid-U Pstart-8 pl-info" style="display: inline-block; letter-spacing: normal; padding-left: 8px; text-rendering: auto; vertical-align: top; width: 108.78125px; word-spacing: normal; zoom: 1;">
<div class="pl-title LineClamp Fz-s Mt-0 Mb-2" style="-webkit-box-orient: vertical; -webkit-line-clamp: 2; color: #cccccc; display: -webkit-box; font-size: 1.2rem; line-height: 1.25; margin-bottom: 2px; max-height: 3.25rem; overflow: hidden;">
Study Ties BPA to Possible Miscarriage Risk</div>
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<li class="Grid Trigger Pos-r Py-4 pl-item" data-idx="1" data-uuid="aa78fdb2-35ed-3dfd-ae3f-1af05a8c88be" style="cursor: pointer; letter-spacing: -0.31em; padding-bottom: 4px; padding-top: 4px; position: relative; text-rendering: optimizespeed;"><a class="rapidnofollow" data-alias="allen-stone-160014572" data-rapid_p="44" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="http://screen.yahoo.com/popular/allen-stone-160014572.html" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" title="Allen Stone"><div class="Grid-U-1-3 Va-m Pos-r pl-img" style="display: inline-block; letter-spacing: normal; margin-left: 5px; position: relative; text-rendering: auto; vertical-align: middle; width: 110px; word-spacing: normal; zoom: 1;">
<img alt="Allen Stone" class="W-100 ImageLoader ImageLoader-Delayed" src="https://s.yimg.com/os/mit/ape/m/81f43c2/t.gif" style="-webkit-transition: opacity 0.42s ease-out; background-attachment: initial !important; background-clip: initial !important; background-color: initial !important; background-image: url(https://s1.yimg.com/uu/api/res/1.2/d.djMNOYwjRRgA3N259I8w--/dz0yMDg7Zmk9ZmlsbDtweW9mZj0wO2g9MTE3O2FwcGlkPXl0YWNoeW9u/http://d.yimg.com/hd/livenation/lotus/9897e4c6-06de-45b2-903c-f4f0859ee400_zK_VaeRzWMC4D6Pn3kOaqyaqD3bxfj1FyIdl4gBKQh8Skn--BSSK5UNcVZOBXe5DuvBef_Y9ufQ-_2_0.jpg?s=ac7986a18dd05701daa7fec1c7e07884&c=36b976a25ba9d0c75c5777fc060f5251&a=livenation&mr=0); background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border: 0px; height: auto; margin-right: 20px; max-width: 100%; opacity: 0; transition: opacity 0.42s ease-out; vertical-align: bottom; width: 110px;" /><div class="Fz-xs duration Pos-a B-0 End-0 Py-2 Px-4 M-0" style="-webkit-transition: opacity 0.32s ease; bottom: 0px; color: #cccccc; font-size: 1rem; opacity: 1; padding: 2px 4px; position: absolute; right: 0px; transition: opacity 0.32s ease;">
4:56</div>
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<div class="Grid-U Pstart-8 pl-info" style="display: inline-block; letter-spacing: normal; padding-left: 8px; text-rendering: auto; vertical-align: top; width: 108.78125px; word-spacing: normal; zoom: 1;">
<div class="pl-title LineClamp Fz-s Mt-0 Mb-2" style="-webkit-box-orient: vertical; -webkit-line-clamp: 2; color: #cccccc; display: -webkit-box; font-size: 1.2rem; line-height: 1.25; margin-bottom: 2px; max-height: 3.25rem; overflow: hidden;">
Allen Stone - Allen Stone</div>
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<li class="Grid Trigger Pos-r Py-4 pl-item" data-idx="2" data-uuid="75324843-4810-3542-80f5-ad23e6ef238c" style="cursor: pointer; letter-spacing: -0.31em; padding-bottom: 4px; padding-top: 4px; position: relative; text-rendering: optimizespeed;"><a class="rapidnofollow" data-alias="google-guy-part-3-220844249" data-rapid_p="45" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="http://screen.yahoo.com/popular/google-guy-part-3-220844249.html" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" title="What if Google Was A Guy (Part 3)"><div class="Grid-U-1-3 Va-m Pos-r pl-img" style="display: inline-block; letter-spacing: normal; margin-left: 5px; position: relative; text-rendering: auto; vertical-align: middle; width: 110px; word-spacing: normal; zoom: 1;">
<img alt="What if Google Was A Guy (Part 3)" class="W-100 ImageLoader ImageLoader-Delayed" src="https://s.yimg.com/os/mit/ape/m/81f43c2/t.gif" style="-webkit-transition: opacity 0.42s ease-out; background-attachment: initial !important; background-clip: initial !important; background-color: initial !important; background-image: url(https://s.yimg.com/uu/api/res/1.2/pIl2Fb9xH.gsZV6hu27gBg--/dz0yMDg7Zmk9ZmlsbDtweW9mZj0wO2g9MTE3O2FwcGlkPXl0YWNoeW9u/http://d.yimg.com/hd/collegehumor/lotus/9b9969cf-23ba-4913-8a2b-88af4746d1e4_ZpNr5Z0vX5eWtXUhlWrq9TdZ1g8K1OsLgHlztbZUSV0Ph_sDC2RlC3sL7T0QOojBASCyTXKRBmw-_2_0.jpg?s=00296c9d1e26bae940cb3fb28ee8d8f8&c=7c2f5542f2f92c0e408f38d56ea78927&a=collegehumor&mr=0); background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border: 0px; height: auto; margin-right: 20px; max-width: 100%; opacity: 0; transition: opacity 0.42s ease-out; vertical-align: bottom; width: 110px;" /><div class="Fz-xs duration Pos-a B-0 End-0 Py-2 Px-4 M-0" style="-webkit-transition: opacity 0.32s ease; bottom: 0px; color: #cccccc; font-size: 1rem; opacity: 1; padding: 2px 4px; position: absolute; right: 0px; transition: opacity 0.32s ease;">
2:22</div>
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<div class="Grid-U Pstart-8 pl-info" style="display: inline-block; letter-spacing: normal; padding-left: 8px; text-rendering: auto; vertical-align: top; width: 108.78125px; word-spacing: normal; zoom: 1;">
<div class="pl-title LineClamp Fz-s Mt-0 Mb-2" style="-webkit-box-orient: vertical; -webkit-line-clamp: 2; color: #cccccc; display: -webkit-box; font-size: 1.2rem; line-height: 1.25; margin-bottom: 2px; max-height: 3.25rem; overflow: hidden;">
What if Google Was A Guy (Part 3)</div>
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<img alt="19 Photos That You'll Find Weirdly Pleasing" class="W-100 ImageLoader ImageLoader-Delayed" src="https://s.yimg.com/os/mit/ape/m/81f43c2/t.gif" style="-webkit-transition: opacity 0.42s ease-out; background-attachment: initial !important; background-clip: initial !important; background-color: initial !important; background-image: url(https://s1.yimg.com/uu/api/res/1.2/x2Kcb3lDsk3RLw_0Tz4zvA--/dz0yMDg7Zmk9ZmlsbDtweW9mZj0wO2g9MTE3O2FwcGlkPXl0YWNoeW9u/http://media.zenfs.com/en-US/video/video.buzzfeed.com/156d6d870834ddace972d01d2d033556); background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border: 0px; height: auto; margin-right: 20px; max-width: 100%; opacity: 0; transition: opacity 0.42s ease-out; vertical-align: bottom; width: 110px;" /><div class="Fz-xs duration Pos-a B-0 End-0 Py-2 Px-4 M-0" style="-webkit-transition: opacity 0.32s ease; bottom: 0px; color: #cccccc; font-size: 1rem; opacity: 1; padding: 2px 4px; position: absolute; right: 0px; transition: opacity 0.32s ease;">
1:41</div>
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<div class="pl-title LineClamp Fz-s Mt-0 Mb-2" style="-webkit-box-orient: vertical; -webkit-line-clamp: 2; color: #cccccc; display: -webkit-box; font-size: 1.2rem; line-height: 1.25; margin-bottom: 2px; max-height: 3.25rem; overflow: hidden;">
19 Photos That You'll Find Weirdly Pleasing</div>
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<li class="Grid Trigger Pos-r Py-4 pl-item" data-idx="4" data-uuid="b2db97ab-81bf-358e-a5e6-908362f1a4ec" style="cursor: pointer; letter-spacing: -0.31em; padding-bottom: 4px; padding-top: 4px; position: relative; text-rendering: optimizespeed;"><a class="rapidnofollow" data-alias="lost-elevator-000000273" data-rapid_p="47" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" href="http://screen.yahoo.com/popular/lost-elevator-000000273.html" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" title="Lost Elevator"><div class="Grid-U-1-3 Va-m Pos-r pl-img" style="display: inline-block; letter-spacing: normal; margin-left: 5px; position: relative; text-rendering: auto; vertical-align: middle; width: 110px; word-spacing: normal; zoom: 1;">
<img alt="Lost Elevator" class="W-100 ImageLoader ImageLoader-Delayed" src="https://s.yimg.com/os/mit/ape/m/81f43c2/t.gif" style="-webkit-transition: opacity 0.42s ease-out; background-attachment: initial !important; background-clip: initial !important; background-color: initial !important; background-image: url(https://s1.yimg.com/uu/api/res/1.2/pwVrdYzVZ7FYxftMdx7zzg--/dz0yMDg7Zmk9ZmlsbDtweW9mZj0wO2g9MTE3O2FwcGlkPXl0YWNoeW9u/http://media.zenfs.com/en-US/video/video.snl.com/SNL_1478_06_Lost_Theories.png); background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border: 0px; height: auto; margin-right: 20px; max-width: 100%; opacity: 0; transition: opacity 0.42s ease-out; vertical-align: bottom; width: 110px;" /><div class="Fz-xs duration Pos-a B-0 End-0 Py-2 Px-4 M-0" style="-webkit-transition: opacity 0.32s ease; bottom: 0px; color: #cccccc; font-size: 1rem; opacity: 1; padding: 2px 4px; position: absolute; right: 0px; transition: opacity 0.32s ease;">
5:12</div>
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<div class="pl-title LineClamp Fz-s Mt-0 Mb-2" style="-webkit-box-orient: vertical; -webkit-line-clamp: 2; color: #cccccc; display: -webkit-box; font-size: 1.2rem; line-height: 1.25; margin-bottom: 2px; max-height: 3.25rem; overflow: hidden;">
Lost Elevator</div>
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<li class="Grid Trigger Pos-r Py-4 pl-item" data-idx="5" data-uuid="96f7b3cb-ee50-3804-8d7e-48da6a0988db" style="cursor: pointer; letter-spacing: -0.31em; padding-bottom: 4px; padding-top: 4px; position: relative; text-rendering: optimizespeed;"><a -="" class="rapidnofollow" data-alias="jungle-jack-hannas-hump-day-175036641-cbs" data-rapid_p="48" data-ylk="elm:itm;elmt:link;t1:a2;t2:article;t3:body;t8:176c7445-f76d-37c5-8a55-cd73860c397c;t9:18;itc:0;" david="" day="" hanna="" href="http://screen.yahoo.com/popular/jungle-jack-hannas-hump-day-175036641-cbs.html" hump="" jack="" jungle="" letterman="" s="" style="border: 0px; color: #0e9be4; outline: 0px; text-decoration: none;" title=""><div class="Grid-U-1-3 Va-m Pos-r pl-img" style="display: inline-block; letter-spacing: normal; margin-left: 5px; position: relative; text-rendering: auto; vertical-align: middle; width: 110px; word-spacing: normal; zoom: 1;">
<img alt=""Jungle" Jack Hanna's Hump Day - David Letterman" class="W-100 ImageLoader ImageLoader-Delayed" src="https://s.yimg.com/os/mit/ape/m/81f43c2/t.gif" style="-webkit-transition: opacity 0.42s ease-out; background-attachment: initial !important; background-clip: initial !important; background-color: initial !important; background-image: url(https://s1.yimg.com/uu/api/res/1.2/t4ajfYdLR61dZS8.HWD8bQ--/dz0yMDg7Zmk9ZmlsbDtweW9mZj0wO2g9MTE3O2FwcGlkPXl0YWNoeW9u/http://media.zenfs.com/en-US/video/video.cbstv.com/3bb2e3362eaa1660a419deed0d36e168); background-origin: initial !important; background-position: initial !important; background-repeat: initial !important; background-size: initial !important; border: 0px; height: auto; margin-right: 20px; max-width: 100%; opacity: 0; transition: opacity 0.42s ease-out; vertical-align: bottom; width: 110px;" /><div class="Fz-xs duration Pos-a B-0 End-0 Py-2 Px-4 M-0" style="-webkit-transition: opacity 0.32s ease; bottom: 0px; color: #cccccc; font-size: 1rem; opacity: 1; padding: 2px 4px; position: absolute; right: 0px; transition: opacity 0.32s ease;">
4:06</div>
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"Jungle" Jack Hanna's Hump Day - David Letterman</div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-89029569951206066822014-09-12T20:23:00.002-07:002014-09-12T20:23:46.065-07:00how to give up smoking which kills 6 million a year<header style="color: #424242; font-family: 'Helvetica Neue', Helvetica, Arial, 'Liberation Sans', sans-serif; font-size: 14px; line-height: 19.6000003814697px;"><h2 class="category" style="background: rgb(181, 123, 22); color: white; font-family: 'Helvetica Neue Light', HelveticaNeue-Light, 'Open Sans', Helvetica, 'DejaVu Sans Light', sans-serif; font-size: 14px; font-weight: 400; letter-spacing: -0.03em; line-height: 1em; margin: 0px 0px 14px; padding: 0.6em 0.8em; text-transform: uppercase;">
<a datatype="" href="http://www.iflscience.com/categories/brain" property="rdfs:label skos:prefLabel" style="color: white; text-decoration: none;" typeof="skos:Concept">HE BRAIN</a></h2>
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Magic Mushrooms Could Help Smokers Kick The Habit</h1>
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<span content="2014-09-12T13:43:08+00:00" datatype="xsd:dateTime" property="dc:date dc:created">September 12, 2014</span> | by <span rel="sioc:has_creator">Justine Alford</span></div>
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Psilocybin, the active hallucinogenic ingredient in magic mushrooms, could help long-term smokers kick the habit, a new Johns Hopkins study has found. But before you skip to the woods and merrily start self-medicating, the participants were also enrolled in a cognitive behavioral therapy program, and they’re not really sure why it works yet. The study has been published in the <a href="http://jop.sagepub.com/content/early/2014/09/06/0269881114548296.abstract" style="color: #666666;"><em>Journal of Psychopharmacology</em></a>.</div>
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Magic mushrooms, or “shrooms,” are hallucinogenic mushrooms that contain the <a href="http://www.britannica.com/EBchecked/topic/481419/psilocin-and-psilocybin" style="color: #666666;">psychedelic ingredients</a> psilocybin and psilocin. When consumed, they can alter your mood, perception and behavior; this <a href="http://science.howstuffworks.com/magic-mushroom.htm" style="color: #666666;">experience</a> is colloquially known as “tripping.” They’ve been taken in<a href="http://brown.edu/Student_Services/Health_Services/Health_Education/alcohol,_tobacco,_&_other_drugs/psilocybin.php" style="color: #666666;">religious rituals</a> in Mexico and Central America for thousands of years and today they’re still used recreationally.</div>
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Some studies have suggested that hallucinogens may have therapeutic uses, for example in the treatment of <a href="http://www.theguardian.com/science/2013/apr/07/magic-mushrooms-treat-depression" style="color: #666666;">depression</a>. Early findings also hinted that psilocybin may be beneficial to patients with <a href="http://jop.sagepub.com/content/early/2014/09/06/0269881114548296.abstract" style="color: #666666;">substance use disorders</a>, but no one conducted any follow-up studies.</div>
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To find out whether this psychedelic compound could help tobacco smokers, Johns Hopkins researchers enrolled 10 male and 5 female <a href="http://jop.sagepub.com/content/early/2014/09/06/0269881114548296.abstract" style="color: #666666;">psychiatrically healthy volunteers</a>. The participants were all nicotine-dependent smokers around the age of 50 that had smoked, on average, 20 cigarettes a day for 30 years. Participants had also previously attempted to ditch the cigs around six times throughout their lives.</div>
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During the first session, participants were administered a moderate (20 mg/70 kg) dose of psilocybin in pill form, and in two subsequent sessions spread over eight weeks they were administered a high dose (30 mg/70 kg). Participants were <a href="http://hub.jhu.edu/2014/09/11/magic-mushrooms-smoking#" style="color: #666666;">closely monitored</a> during the session, which took place in a homelike setting. Some covered their eyes and listened to music, and they were encouraged to relax and focus on their inner experiences.</div>
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The sessions were paired with a comprehensive cognitive behavioral therapy program designed to help them quit smoking. This included one-on-one counseling sessions and advising the participants to keep a diary in order to note when they felt they needed a cigarette most.</div>
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After six months, they found that 80% of the participants had abstained from smoking. This is markedly higher than the rates achieved with other common treatments, such as nicotine replacement and behavioral therapies which usually only have a 30% success rate.<a href="http://www.ibtimes.co.in/magic-mushrooms-help-long-time-smokers-quit-smoking-study-608922" style="color: #666666;">Varenicline</a>, a widely used prescription drug for nicotine addiction, also only has a 35% success rate at six months.</div>
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The researchers <a href="http://jop.sagepub.com/content/early/2014/09/06/0269881114548296.abstract" style="color: #666666;">conclude</a> that while the study cannot inform us of the efficacy of psilocybin, it seems to suggest that it may be useful in conjunction with current smoking cessation programs.</div>
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Before you start googling magic mushroom growing kits, the researchers <a href="http://hub.jhu.edu/2014/09/11/magic-mushrooms-smoking#" style="color: #666666;">warn</a> that the results were specific to the controlled doses given in the context of a structured therapy program.</div>
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“Quitting smoking isn’t a simple biological reaction to psilocybin, as with other medications that directly affect nicotine receptors,” lead author Matthew Johnson said in a <a href="http://hub.jhu.edu/2014/09/11/magic-mushrooms-smoking#" style="color: #666666;">news release</a>. “When administered after careful preparation and in therapeutic context, psilocybin can lead to deep reflection about one’s life and spark motivation to change.”</div>
<div style="margin-bottom: 1em;">
It’s also important to note that this was a very small pilot study with no control group, so further studies will be required to confirm the results. The researchers therefore plan to take the work forward by comparing psilocybin with nicotine patches. </div>
<div style="margin-bottom: 1em;">
[Via <em><a href="http://hub.jhu.edu/2014/09/11/magic-mushrooms-smoking#" style="color: #666666;">Johns Hopkins</a>, <a href="http://jop.sagepub.com/content/early/2014/09/06/0269881114548296.abstract" style="color: #666666;">Journal of Psychopharmacology</a></em> and <a href="http://news.sciencemag.org/sifter/2014/09/magic-mushrooms-help-people-quit-smoking" style="color: #666666;"><em>Science</em></a>]</div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-90947240877545378332014-09-09T20:27:00.001-07:002014-09-09T20:27:01.193-07:00not running will prevent running injuries from occurring in the first place.<div id="article-header" style="background-color: white; background-repeat: no-repeat; border-collapse: collapse; border-color: rgb(255, 194, 2); clear: left; color: #333333; font-family: arial, sans-serif; font-size: 12px; line-height: 15px; margin: 0px; min-height: 68px; padding: 0px; position: relative;">
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What is Rolfing – and can it fix my running injuries?</h1>
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If physiotherapy, acupuncture or massage isn’t doing it for you, this technique – that focuses on correcting the positioning of the myofascial layers in your body – might be worth a try</div>
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<figure class="element element-image" data-media-id="gu-fc-d5ab86fc-0c87-4b93-a935-9868d8f69160" style="background-repeat: no-repeat; border-collapse: collapse; margin: 0px 0px 10px; padding: 0px;"><img alt="Rolfing … yes, it can hurt …" class="gu-image" height="276" src="http://static.guim.co.uk/sys-images/Guardian/Pix/pictures/2014/9/9/1410263520793/Rolfing---yes-it-can-hurt-011.jpg" style="background-repeat: no-repeat; border-collapse: collapse; display: block; height: auto; margin: 0px auto 5px; max-width: 100%; padding: 0px;" width="460" /><figcaption style="background-repeat: no-repeat; border-collapse: collapse; color: #666666; font-size: 0.858em; line-height: 1.25; margin: 0px 0px 10px; padding: 0px;"><span class="element-image__caption" style="background-repeat: no-repeat; border-collapse: collapse; margin: 0px; padding: 0px;">Rolfing … yes, it can hurt … Photograph: Alamy</span></figcaption></figure></div>
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Rolfing? What on earth is that?</h2>
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A treatment process developed in the middle of the 20th century by a lady called <a href="http://www.rolf.org/about/history" style="background-repeat: no-repeat; border-collapse: collapse; color: #005689; margin: 0px; padding: 0px; text-decoration: none;" title="">Ida Rolf</a>, Rolfing is all about returning your body to its optimum structure, via the realignment of the interconnective tissues (or myofascial layer) that hold the muscles in place. It is usually done in a series – taking the form of 10 one-on-one sessions that follow a specific plan, moving through different body parts and muscle groups with methodical rigour.</div>
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What is it used for?</h2>
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Often used as a method to treat chronic pain, like that associated with nasty RSI or muscle imbalances (as seen in professional musicians, or athletes) or for arthritis and back pain. For me, it was a debilitating hip injury, combined with some nasty stiffness in the upper back - oh and – let’s not forget that weak ankle - that led me to looking beyond the more well known treatment methods to something, perhaps more far-reaching, that might get (literally) get under the skin of the issue.</div>
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What about Rolfing for runners, more specifically?</h2>
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If you’re a runner, the chances are you’re already familiar with different types of treatment methods, like physiotherapy (which takes the long, slow, but often very successful view), acupuncture (which aims to release tension from muscles, often with high levels of pain, and thus swearing, on my part) and sports massage (that kneading thing you love to hate). Maybe you even know a bit about muscle activation techniques and myofascial release therapy, and perhaps you can administer a bit of love to your knotty bits yourself, via the ubiquitous foam roller or a hard ball.</div>
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Rolfing is slightly different from each of these methods, in that a practitioner can actually lift up and move the myofascial layer back into its correct place, as well as helping to flush out waste products, as any tough massage might.</div>
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“I have worked with many amateur runners who report better economy of movement in running, as well as the resolution of various niggles such as ankle, knee or hip pain,” said experienced London-based Rolfer, <a href="http://www.rolfing-london.co.uk/" style="background-repeat: no-repeat; border-collapse: collapse; color: #005689; margin: 0px; padding: 0px; text-decoration: none;" title="">Alan Richardson</a>, when I inquired as to how his chosen method might be able to help.</div>
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Obviously, when niggles are sorted out and postural issues addressed, it’s possible to run better (especially – disclaimer! - if you’ve taken a few running technique lessons). This then leads to a reduced risk of injury, not to mention a general upsurge in style, speed and panache. It is a little bit chicken-and-egg though; you need to run with good form, to avoid overuse injuries and postural imbalances developing. But if you’ve got those problems already, the injuries are around the corner…</div>
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Does Rolfing work? Where’s the proof?</h2>
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The <a href="http://www.rolf.org/about/research#rrr" style="background-repeat: no-repeat; border-collapse: collapse; color: #005689; margin: 0px; padding: 0px; text-decoration: none;" title="">main website has a range of links</a> to studies done on Rolfing and its effects but there are relatively few that focus on running. There are anecdotal reports of increased balance and flexibility, as well as <a href="http://www.rolf.org/Content/PDF/research/Hunt%20electro.pdf" style="background-repeat: no-repeat; border-collapse: collapse; color: #005689; margin: 0px; padding: 0px; text-decoration: none;" title="">research conducted by Rolfer Valerie Hunt</a> demonstrating how it can alter pelvic angle - all of which can be positive for runners.</div>
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As with many “alternative” approaches however, the true value is largely subjective. Certainly I found my series of Rolfing sessions to highlight those gnarly points or issues that had the potential to effect my running (and life in general). It took a while though - thank goodness I decided to do the entire series before I made a final judgement because it wasn’t until session 6/7 that we really started to get to the crux of things - my neck, chest and shoulder area are “holding” huge amounts of ... Something? Energy? Tension? Fear? Whatever it is, it’s causing problems.</div>
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“Do you know the meaning of the word relax?” Alan jokes, as I try to allow him to release my pectoral muscle whilst exhaling, lying on my back on the treatment table.</div>
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I think we’ve found a sore sport. Chest tightness however, is also typical of those who, like me, sit at a desk typing for hours on end. But it’s not just part time desk jockeys and part time fitness junkies (like me) who wind up on Rolfers’ tables. Olympic silver medallist in diving, Leon Taylor, has been treated by a huge variety of sports therapists during his career. Having recently completed a Half Ironman triathlon, he’s now considering a full Ironman. He says of the Rolfing sessions he had with <a href="http://www.thepolishedonion.com/" style="background-repeat: no-repeat; border-collapse: collapse; color: #005689; margin: 0px; padding: 0px; text-decoration: none;" title="">Anna Collins</a>: “In general, I felt I’d had my creases ironed out. In terms of running in particular… I’ll admit the weakest part of every triathlon for me is definitely the run, that’s where my body starts to really play up! But after Rolfing at least I feel I’ve got more movement in the lower back and hips, which is obviously very important for running.”</div>
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Does it hurt?</h2>
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Yes, Rolfing can be fairly uncomfortable, even painful, at points (but then again, so can untreated injuries...) Like sports massage, Rolfing is very hands-on, but unlike most massage, it uses no oils, just skin and pressure against muscles and connective tissue. If you’re like me, and enjoy having tension kneaded out of you, then it needn’t be completely unpleasant.</div>
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Where can you find yourself a Rolfer and how much will it cost?</h2>
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Up until this month there were only 23 qualified Rolfers in the UK. But this June (2014), 12 new Rolfers graduate after completing the first ever UK Rolfing qualification.</div>
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Costs vary between practitioners and locations. More information at<a href="http://rolfinguk.co.uk/" style="background-repeat: no-repeat; border-collapse: collapse; color: #005689; margin: 0px; padding: 0px; text-decoration: none;" title="">rolfinguk.co.uk</a></div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-79744091842359486352014-08-26T21:15:00.003-07:002014-08-26T21:15:46.022-07:00m.s. and wii. also good for the elderly who often die from falls.<hgroup class="prevent_widows prevent_widows_initialized" style="background-color: white; box-sizing: border-box; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px;"><h5 style="background: transparent; border: 0px; box-sizing: border-box; color: #666666; font-size: 11px; font-weight: normal; line-height: 1.1; margin: 0px; outline: 0px; padding: 3px 0px 0px; vertical-align: baseline;">
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Video Game Can Help MS Patients Reduce Falls</h1>
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Falls are a serious concern for patients with <a href="http://www.nationalmssociety.org/What-is-MS" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" title="multiple sclerosis">multiple sclerosis </a>(MS), an autoimmune disease of the central nervous system, in which the body’s immune system attacks the protective covering or sheath surrounding nerve fibers. The risk for serious head and extremity injuries can increase with the duration of the disease.</div>
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As disruption of balance is both a common and debilitating symptom of MS, initiatives to reduce the incidence of falls would be welcomed by patients and medical providers.</div>
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In fact, some medications that MS patients take actually can make balance worse, with no current MS medications actually helping to maintain or prevent worsening of balance. One technique, physical rehabilitation, using exercises that promote balance, has been suggested as a way to improve balance in these patients.</div>
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According to new <a href="http://pubs.rsna.org/journal/radiology" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" title="study">study</a> published online in the Journal, <i style="background: transparent; border: 0px; box-sizing: border-box; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Radiology</i>, a balance board accessory for a popular <a class="exit_trigger_set" href="http://www.forbes.com/companies/nintendo/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Nintendo</a> <a class="exit_trigger_set" href="http://www.forbes.com/forbeslife/video/" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">video</a> game console–when used as part of a physical rehabilitation program–can help persons with MS reduce their risk of falls.</div>
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<img alt=""Wii Balance Board" Nintendo Wii Fit" class="zemanta-img-configured" src="http://blogs-images.forbes.com/robertglatter/files/2014/08/670px-wii_balance_board_2.jpg" style="background: transparent; border: 0px; box-sizing: border-box; display: block; height: auto; margin: 0px; max-width: 100%; outline: 0px; padding: 0px; vertical-align: middle;" title=""Wii Balance Board" Nintendo Wii Fit" /><div class="wp-caption-text" style="background: transparent; border: 0px; box-sizing: border-box; font-family: Georgia, 'Times New Roman', Times, serif; font-size: 12px; font-style: italic; left: 0px; line-height: 1.3em; margin-bottom: 10px; margin-top: 5px; outline: 0px; padding: 0px; vertical-align: baseline;">
“Wii Balance Board” Nintendo Wii Fit (Photo credit: Wikipedia)</div>
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Magnetic resonance imaging (MRI) scans in the study demonstrated that use of the Nintendo <a href="http://en.wikipedia.org/wiki/Wii" style="background: transparent; border: 0px; box-sizing: border-box; color: #555555; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" title="Wii">Wii </a>Balance Board system led to growth and development of brain connections that are linked to both movement and balance.</div>
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Since physical rehabilitation is typically recommended to improve and preserve balance, the Wii Balance Board System, a battery-powered device about the size and shape of a bathroom scale, has been suggested as a way to improve balance in patients with MS.</div>
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Users of the Wii stand on a specialized board and shift their weight as they follow the action on a television screen during games including tennis, snowboarding or skiing. Wii balance board rehabilitation has been seen as beneficial in patients with MS, but little data is available regarding the physiological explanation for improvements in balance.</div>
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In the study, investigators evaluated changes in the brains of 27 MS patients who took part in a 12-week intervention using Wii balance board-based visual feedback training by using a specialized MRI technique called diffusion tensor imaging (DTI). DTI is a specialized MRI technique that provides data regarding white matter tracts. These tracts help to conduct neurologic signals through the brain and body.</div>
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MRI scans in the MS patients in the study demonstrated significant growth of nerve tracts which are integral in movement as well as balance. It turns out that the changes seen on MRI correlated with improvements in balance as measured by an assessment technique called posturography.</div>
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These brain changes in MS patients are likely a manifestation of neural plasticity, or the ability of the brain to adapt and form new connections throughout life, said lead author Luca Prosperini, M.D., Ph.D., from Sapienza University in Rome, Italy.
”The most important finding in this study is that a task-oriented and repetitive training aimed at managing a specific symptom is highly effective and induces brain plasticity.”</div>
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“More specifically, the improvements promoted by the Wii balance board can reduce the risk of accidental falls in patients with MS, thereby reducing the risk of fall-related comorbidities like trauma and fractures,”
added Prosperini.</div>
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Although the specific mechanism contributing to this process are still not clear, Prosperini explains that similar “plasticity” has been identified in those playing video games.</div>
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He believes that the changes may be related to myelination, whereby a protective covering is generated surrounding the nerves. It is important to know that the Wii- associated improvements did not persist after the patients stopped using the protocol. One explanation, according to Prosperini, is that continuous training is necessary in order to promote ongoing and lasting changes in the brain.</div>
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“This finding should have an important impact on the rehabilitation process of patients, suggesting that they need ongoing exercises to maintain good performance in daily living activities,” said Prosperini.</div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0tag:blogger.com,1999:blog-9057876958091663423.post-6016543263978304562014-08-26T21:14:00.000-07:002014-08-26T21:14:06.290-07:00dangerous drugs. pain killers that is.<h1 class="title" style="background-color: white; color: #0d4fa4; font-family: 'Trebuchet MS', Arial, Helvetica, sans-serif; font-size: 1.4em; margin: 0px;">
DEATHS FROM OPIATE PAIN KILLERS FELL 33.7% WHERE MEDICAL POT IS LEGAL</h1>
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<strong>Landmark study funded by National Institute of Health yields dramatic results</strong></div>
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By Miriam Raftery</div>
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August 26, 2014 (San Diego’s East County)--Arguments in favor of medical marijuana just got a big shot in the arm.</div>
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A new <a href="http://www.eurekalert.org/pub_releases/2014-08/tjnj-loo082214.php" style="color: #006633;">study</a> in the prestigious Journal of Internal Medicine, which is published by the Journal of the American Medical Association, has found that in 13 states where medical marijuana is legal, fatal overdoses from prescription pain medications dropped dramatically.</div>
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Overall, opioid overdose deaths dropped nearly 20% in the first year after a state legalized medical marijuana, rising to 33.7 percent – a full third—five years after legalization. Overall, death from opioid overdose fell 25% across the 13 states when patients had access to medical cannabis.</div>
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About 60 percent of all deaths from opioid overdoses nationwide occur in patients with legitimate prescriptions. Moreover, the number of patients who are prescribed opioids for non-cancer pain has nearly doubled over the last decade—and deaths from prescription pain killers rose 118% from 1999 to 2011, according to the Centers for Disease Control. Every day, 113 people in the U.S. die of these overdoses and 6,700 land in emergency rooms—so reducing overdoses has the potential to save not only lives, but money as wlel.</div>
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The researchers at some of America’s top medical institutions now conclude that medical marijuana appears far safer than opioid prescription pain killers, such as oxycontin and vicodin.</div>
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The lead author, Dr. Marcus A. Bachhuber, MD at the Robert Wood Johnson Foundation Clinical Scholar at the University of Pennsylvania’s Penn Center and the Philadelphia VA Medical Center said the study suggests that people taking prescription opiods may also find that they can supplement with medical marijuana and be able to lower their painkiller dose, thus lowering their risk of overdose.”</div>
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The National Institute for Health supported this study, along with other prominent health institutions participating, including the John Hopkins Bloomberg School of Public Health, Perelman School of Medicine, Albert Einstein College of Medicine and Center for Aids Research .</div>
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Rev. Bren Jacobsonhttp://www.blogger.com/profile/07324752791295607531noreply@blogger.com0